This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 680 | 476 |
| 2 | 50,680 | 689 | 482 |
| 3 | 51,369 | 699 | 489 |
| 4 | 52,068 | 708 | 496 |
| 5 | 52,776 | 718 | 502 |
| 6 | 53,494 | 728 | 509 |
| 7 | 54,221 | 737 | 516 |
| 8 | 54,959 | 747 | 523 |
| 9 | 55,706 | 758 | 530 |
| 10 | 56,464 | 768 | 538 |
| 11 | 57,232 | 778 | 545 |
| 12 | 58,010 | 789 | 552 |
| 13 | 58,799 | 800 | 560 |
| 14 | 59,599 | 811 | 567 |
| 15 | 60,409 | 822 | 575 |
| 16 | 61,231 | 833 | 583 |
| 17 | 62,063 | 844 | 591 |
| 18 | 62,907 | 856 | 599 |
| 19 | 63,763 | 867 | 607 |
| 20 | 64,630 | 879 | 615 |
| TOTAL | $15,509 | $10,856 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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