This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,065 | 1,446 |
| 2 | 52,065 | 2,150 | 1,505 |
| 3 | 54,215 | 2,239 | 1,567 |
| 4 | 56,454 | 2,332 | 1,632 |
| 5 | 58,786 | 2,428 | 1,700 |
| 6 | 61,214 | 2,528 | 1,770 |
| 7 | 63,742 | 2,633 | 1,843 |
| 8 | 66,374 | 2,741 | 1,919 |
| 9 | 69,116 | 2,854 | 1,998 |
| 10 | 71,970 | 2,972 | 2,081 |
| 11 | 74,943 | 3,095 | 2,167 |
| 12 | 78,038 | 3,223 | 2,256 |
| 13 | 81,261 | 3,356 | 2,349 |
| 14 | 84,617 | 3,495 | 2,446 |
| 15 | 88,111 | 3,639 | 2,547 |
| 16 | 91,750 | 3,789 | 2,653 |
| 17 | 95,540 | 3,946 | 2,762 |
| 18 | 99,485 | 4,109 | 2,876 |
| 19 | 103,594 | 4,278 | 2,995 |
| 20 | 107,873 | 4,455 | 3,119 |
| TOTAL | $62,328 | $43,629 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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