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Comparison of Deposit Account from ALL IN with 4.13% - April 2025

Long-Term Analysis of Old Second National Bank with 0.02% APY and First State Bank with 0.05% APY and Community Bank of Elmhurst with 0.05% APY and The First National Bank of Williamson with 0.35% APY and FOREST AREA with 0.75% APY and Sooner State Bank with 0.85% APY and Sooner State Bank with 1.06% APY and Sooner State Bank with 1.11% APY and Sooner State Bank with 1.26% APY and Sooner State Bank with 0.25% APY and Frontier State Bank with 4.31% APY and 1ST COMMUNITY with 0.90% APY and CAMC with 0.30% APY and ALL IN with 3.56% APY and ALL IN with 4.23% APY and ALL IN with 4.18% APY and ALL IN with 4.13% APY and ALL IN with 3.66% APY and RCB Bank with 2.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL SAVINGS

Old Second National Bank

0.02%

$50,000

N.A.

Bank

0.09x (National Avg. - 0.22%)

$50,000

SCENARIO

Year	Rate 0.02%	Annual Interest	Annual Interest (After Tax)
1	50,000	10	7
2	50,010	10	7
3	50,020	10	7
4	50,030	10	7
5	50,040	10	7
6	50,050	10	7
7	50,060	10	7
8	50,070	10	7
9	50,080	10	7
10	50,090	10	7
11	50,100	10	7
12	50,110	10	7
13	50,120	10	7
14	50,130	10	7
15	50,140	10	7
16	50,150	10	7
17	50,160	10	7
18	50,170	10	7
19	50,180	10	7
20	50,190	10	7
	TOTAL	$200	$140

LOCAL SAVINGS

First State Bank

0.05%

$50,000

N.A.

Bank

0.22x (National Avg. - 0.22%)

$2,500

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL SAVINGS

Community Bank of Elmhurst

0.05%

$50,000

N.A.

Bank

0.22x (National Avg. - 0.22%)

$2,500

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL CD

The First National Bank of Williamson

0.35%

$50,000

18 Month

Bank

0.60x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

FOREST AREA

0.75%

$50,000

36 Month

Credit Union

1.00x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Sooner State Bank

0.85%

$50,000

12 Month

Bank

1.54x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL CD

Sooner State Bank

1.06%

$50,000

18 Month

Bank

1.83x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 1.06%	Annual Interest	Annual Interest (After Tax)
1	50,000	530	371
2	50,530	536	375
3	51,066	541	379
4	51,607	547	383
5	52,154	553	387
6	52,707	559	391
7	53,265	565	395
8	53,830	571	399
9	54,401	577	404
10	54,977	583	408
11	55,560	589	412
12	56,149	595	417
13	56,744	601	421
14	57,346	608	426
15	57,954	614	430
16	58,568	621	435
17	59,189	627	439
18	59,816	634	444
19	60,450	641	449
20	61,091	648	453
	TOTAL	$11,738	$8,217

LOCAL CD

Sooner State Bank

1.11%

$50,000

24 Month

Bank

1.68x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 1.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	555	389
2	50,555	561	393
3	51,116	567	397
4	51,684	574	402
5	52,257	580	406
6	52,837	586	411
7	53,424	593	415
8	54,017	600	420
9	54,616	606	424
10	55,223	613	429
11	55,836	620	434
12	56,455	627	439
13	57,082	634	444
14	57,716	641	448
15	58,356	648	453
16	59,004	655	458
17	59,659	662	464
18	60,321	670	469
19	60,991	677	474
20	61,668	685	479
	TOTAL	$12,352	$8,647

LOCAL CD

Sooner State Bank

1.26%

$50,000

30 Month

Bank

N.A.

$10,000

SCENARIO

Year	Rate 1.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	630	441
2	50,630	638	447
3	51,268	646	452
4	51,914	654	458
5	52,568	662	464
6	53,230	671	469
7	53,901	679	475
8	54,580	688	481
9	55,268	696	487
10	55,964	705	494
11	56,669	714	500
12	57,384	723	506
13	58,107	732	512
14	58,839	741	519
15	59,580	751	525
16	60,331	760	532
17	61,091	770	539
18	61,861	779	546
19	62,640	789	552
20	63,429	799	559
	TOTAL	$14,229	$9,960

LOCAL SAVINGS

Sooner State Bank

0.25%

$50,000

N.A.

Bank

1.12x (National Avg. - 0.22%)

$2,500

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

Frontier State Bank

4.31%

$50,000

12 Month

Bank

7.82x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 4.31%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,155	1,509
2	52,155	2,248	1,574
3	54,403	2,345	1,641
4	56,748	2,446	1,712
5	59,193	2,551	1,786
6	61,745	2,661	1,863
7	64,406	2,776	1,943
8	67,182	2,896	2,027
9	70,077	3,020	2,114
10	73,098	3,151	2,205
11	76,248	3,286	2,300
12	79,534	3,428	2,400
13	82,962	3,576	2,503
14	86,538	3,730	2,611
15	90,268	3,891	2,723
16	94,158	4,058	2,841
17	98,217	4,233	2,963
18	102,450	4,416	3,091
19	106,865	4,606	3,224
20	111,471	4,804	3,363
	TOTAL	$66,276	$46,393

LOCAL CD

1ST COMMUNITY

0.90%

$50,000

18 Month

Credit Union

1.55x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

CAMC

0.30%

$50,000

6 Month

Credit Union

0.74x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

ALL IN

3.56%

$50,000

3 Month

Credit Union

1.62x (National Avg. - 2.19%)

$1,000

SCENARIO

Year	Rate 3.56%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,780	1,246
2	51,780	1,843	1,290
3	53,623	1,909	1,336
4	55,532	1,977	1,384
5	57,509	2,047	1,433
6	59,557	2,120	1,484
7	61,677	2,196	1,537
8	63,873	2,274	1,592
9	66,146	2,355	1,648
10	68,501	2,439	1,707
11	70,940	2,525	1,768
12	73,465	2,615	1,831
13	76,081	2,708	1,896
14	78,789	2,805	1,963
15	81,594	2,905	2,033
16	84,499	3,008	2,106
17	87,507	3,115	2,181
18	90,622	3,226	2,258
19	93,848	3,341	2,339
20	97,189	3,460	2,422
	TOTAL	$50,649	$35,455

LOCAL CD

ALL IN

4.23%

$50,000

24 Month

Credit Union

6.42x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 4.23%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,115	1,481
2	52,115	2,204	1,543
3	54,319	2,298	1,608
4	56,617	2,395	1,676
5	59,012	2,496	1,747
6	61,508	2,602	1,821
7	64,110	2,712	1,898
8	66,822	2,827	1,979
9	69,649	2,946	2,062
10	72,595	3,071	2,150
11	75,665	3,201	2,240
12	78,866	3,336	2,335
13	82,202	3,477	2,434
14	85,679	3,624	2,537
15	89,303	3,778	2,644
16	93,081	3,937	2,756
17	97,018	4,104	2,873
18	101,122	4,277	2,994
19	105,400	4,458	3,121
20	109,858	4,647	3,253
	TOTAL	$64,505	$45,154

LOCAL CD

ALL IN

4.18%

$50,000

48 Month

Credit Union

5.12x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 4.18%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,090	1,463
2	52,090	2,177	1,524
3	54,267	2,268	1,588
4	56,536	2,363	1,654
5	58,899	2,462	1,723
6	61,361	2,565	1,795
7	63,926	2,672	1,870
8	66,598	2,784	1,949
9	69,382	2,900	2,030
10	72,282	3,021	2,115
11	75,303	3,148	2,203
12	78,451	3,279	2,295
13	81,730	3,416	2,391
14	85,146	3,559	2,491
15	88,706	3,708	2,596
16	92,413	3,863	2,704
17	96,276	4,024	2,817
18	100,301	4,193	2,935
19	104,493	4,368	3,057
20	108,861	4,550	3,185
	TOTAL	$63,411	$44,388

LOCAL CD

ALL IN

4.13%

$50,000

60 Month

Credit Union

4.49x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 4.13%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,065	1,446
2	52,065	2,150	1,505
3	54,215	2,239	1,567
4	56,454	2,332	1,632
5	58,786	2,428	1,700
6	61,214	2,528	1,770
7	63,742	2,633	1,843
8	66,374	2,741	1,919
9	69,116	2,854	1,998
10	71,970	2,972	2,081
11	74,943	3,095	2,167
12	78,038	3,223	2,256
13	81,261	3,356	2,349
14	84,617	3,495	2,446
15	88,111	3,639	2,547
16	91,750	3,789	2,653
17	95,540	3,946	2,762
18	99,485	4,109	2,876
19	103,594	4,278	2,995
20	107,873	4,455	3,119
	TOTAL	$62,328	$43,629

LOCAL CD

ALL IN

3.66%

$50,000

6 Month

Credit Union

8.99x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 3.66%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,830	1,281
2	51,830	1,897	1,328
3	53,727	1,966	1,376
4	55,693	2,038	1,427
5	57,732	2,113	1,479
6	59,845	2,190	1,533
7	62,035	2,270	1,589
8	64,306	2,354	1,648
9	66,659	2,440	1,708
10	69,099	2,529	1,770
11	71,628	2,622	1,835
12	74,249	2,718	1,902
13	76,967	2,817	1,972
14	79,784	2,920	2,044
15	82,704	3,027	2,119
16	85,731	3,138	2,196
17	88,869	3,253	2,277
18	92,121	3,372	2,360
19	95,493	3,495	2,447
20	98,988	3,623	2,536
	TOTAL	$52,611	$36,828

LOCAL CD

RCB Bank

2.50%

$50,000

25 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 2.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,250	875
2	51,250	1,281	897
3	52,531	1,313	919
4	53,845	1,346	942
5	55,191	1,380	966
6	56,570	1,414	990
7	57,985	1,450	1,015
8	59,434	1,486	1,040
9	60,920	1,523	1,066
10	62,443	1,561	1,093
11	64,004	1,600	1,120
12	65,604	1,640	1,148
13	67,244	1,681	1,177
14	68,926	1,723	1,206
15	70,649	1,766	1,236
16	72,415	1,810	1,267
17	74,225	1,856	1,299
18	76,081	1,902	1,331
19	77,983	1,950	1,365
20	79,933	1,998	1,399
	TOTAL	$31,931	$22,352

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from ALL IN with 4.13% - April 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ALL IN with 4.13% - April 2025