Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from ALIVE with 0.57% - April 2025

Long-Term Analysis of CREDIT UNION OF COLORADO, A with 3.90% APY and CREDIT UNION OF COLORADO, A with 0.60% APY and ALIVE with 0.57% APY and ACCESS with 3.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CREDIT UNION OF COLORADO, A

3.90%

$50,000

60 Month

Credit Union

4.25x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 3.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,950	1,365
2	51,950	2,026	1,418
3	53,976	2,105	1,474
4	56,081	2,187	1,531
5	58,268	2,272	1,591
6	60,541	2,361	1,653
7	62,902	2,453	1,717
8	65,355	2,549	1,784
9	67,904	2,648	1,854
10	70,552	2,752	1,926
11	73,304	2,859	2,001
12	76,162	2,970	2,079
13	79,133	3,086	2,160
14	82,219	3,207	2,245
15	85,426	3,332	2,332
16	88,757	3,462	2,423
17	92,219	3,597	2,518
18	95,815	3,737	2,616
19	99,552	3,883	2,718
20	103,434	4,034	2,824
	TOTAL	$57,468	$40,228

LOCAL MONEY MARKET

CREDIT UNION OF COLORADO, A

0.60%

$50,000

N.A.

Credit Union

0.65x (National Avg. - 0.92%)

$2,500

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

ALIVE

0.57%

$50,000

6 Month

Credit Union

1.40x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.57%	Annual Interest	Annual Interest (After Tax)
1	50,000	285	200
2	50,285	287	201
3	50,572	288	202
4	50,860	290	203
5	51,150	292	204
6	51,441	293	205
7	51,735	295	206
8	52,029	297	208
9	52,326	298	209
10	52,624	300	210
11	52,924	302	211
12	53,226	303	212
13	53,529	305	214
14	53,834	307	215
15	54,141	309	216
16	54,450	310	217
17	54,760	312	218
18	55,072	314	220
19	55,386	316	221
20	55,702	318	222
	TOTAL	$6,019	$4,214

LOCAL CD

ACCESS

3.40%

$50,000

60 Month

Credit Union

3.70x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 3.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,700	1,190
2	51,700	1,758	1,230
3	53,458	1,818	1,272
4	55,275	1,879	1,316
5	57,155	1,943	1,360
6	59,098	2,009	1,407
7	61,107	2,078	1,454
8	63,185	2,148	1,504
9	65,333	2,221	1,555
10	67,555	2,297	1,608
11	69,851	2,375	1,662
12	72,226	2,456	1,719
13	74,682	2,539	1,777
14	77,221	2,626	1,838
15	79,847	2,715	1,900
16	82,562	2,807	1,965
17	85,369	2,903	2,032
18	88,271	3,001	2,101
19	91,272	3,103	2,172
20	94,376	3,209	2,246
	TOTAL	$47,584	$33,309

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from ALIVE with 0.57% - April 2025

Long-Term Analysis of CREDIT UNION OF COLORADO, A with 3.90% APY and CREDIT UNION OF COLORADO, A with 0.60% APY and ALIVE with 0.57% APY and ACCESS with 3.40% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ALIVE with 0.57% - April 2025