This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 180 | 126 |
| 2 | 50,180 | 181 | 126 |
| 3 | 50,361 | 181 | 127 |
| 4 | 50,542 | 182 | 127 |
| 5 | 50,724 | 183 | 128 |
| 6 | 50,907 | 183 | 128 |
| 7 | 51,090 | 184 | 129 |
| 8 | 51,274 | 185 | 129 |
| 9 | 51,458 | 185 | 130 |
| 10 | 51,644 | 186 | 130 |
| 11 | 51,829 | 187 | 131 |
| 12 | 52,016 | 187 | 131 |
| 13 | 52,203 | 188 | 132 |
| 14 | 52,391 | 189 | 132 |
| 15 | 52,580 | 189 | 133 |
| 16 | 52,769 | 190 | 133 |
| 17 | 52,959 | 191 | 133 |
| 18 | 53,150 | 191 | 134 |
| 19 | 53,341 | 192 | 134 |
| 20 | 53,533 | 193 | 135 |
| TOTAL | $3,726 | $2,608 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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