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Comparison of Deposit Account from AIRCO with 0.30% - April 2025


Long-Term Analysis of AIRCO with 0.30% APY and West Plains Bank with 0.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    AIRCO
    0.30%
    -
    $50,000
    6 Month
    Credit Union
    0.74x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 151 105
    2 50,151 151 106
    3 50,301 151 106
    4 50,453 152 106
    5 50,605 152 107
    6 50,757 153 107
    7 50,910 153 107
    8 51,063 154 108
    9 51,217 154 108
    10 51,371 155 108
    11 51,526 155 109
    12 51,681 156 109
    13 51,836 156 109
    14 51,992 156 110
    15 52,149 157 110
    16 52,306 157 110
    17 52,463 158 111
    18 52,621 158 111
    19 52,779 159 111
    20 52,938 159 112
    TOTAL $3,098 $2,168
  • 2
    LOCAL CD
    West Plains Bank
    0.90%
    -
    $50,000
    60 Month
    Bank
    0.98x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869

    All calculations are for demonstration purposes only.

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    Last Update on April 5, 2025

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