Compare Savings vs. CDs
Comparison of Deposit Account from AIRCO with 0.30% - November 2024


Long-Term Analysis of AIRCO with 0.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.30%
    -
    $50,000
    6 Month
    Credit Union
    0.74x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 151 105
    2 50,151 151 106
    3 50,301 151 106
    4 50,453 152 106
    5 50,605 152 107
    6 50,757 153 107
    7 50,910 153 107
    8 51,063 154 108
    9 51,217 154 108
    10 51,371 155 108
    11 51,526 155 109
    12 51,681 156 109
    13 51,836 156 109
    14 51,992 156 110
    15 52,149 157 110
    16 52,306 157 110
    17 52,463 158 111
    18 52,621 158 111
    19 52,779 159 111
    20 52,938 159 112
    TOTAL $3,098 $2,168

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↑0.20% on October 28.
    Early Withdrawal Penalty is 3 months interest.

    Last change: ↑0.25% on November 25.