This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 402 | 281 |
| 2 | 50,402 | 405 | 284 |
| 3 | 50,807 | 408 | 286 |
| 4 | 51,216 | 412 | 288 |
| 5 | 51,627 | 415 | 291 |
| 6 | 52,043 | 418 | 293 |
| 7 | 52,461 | 422 | 295 |
| 8 | 52,883 | 425 | 298 |
| 9 | 53,308 | 429 | 300 |
| 10 | 53,737 | 432 | 302 |
| 11 | 54,169 | 436 | 305 |
| 12 | 54,604 | 439 | 307 |
| 13 | 55,043 | 443 | 310 |
| 14 | 55,486 | 446 | 312 |
| 15 | 55,932 | 450 | 315 |
| 16 | 56,381 | 453 | 317 |
| 17 | 56,835 | 457 | 320 |
| 18 | 57,292 | 461 | 322 |
| 19 | 57,752 | 464 | 325 |
| 20 | 58,217 | 468 | 328 |
| TOTAL | $8,685 | $6,079 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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