Compare Savings vs. CDs
Comparison of Deposit Account from AIRCO with 0.80% - November 2024


Long-Term Analysis of AIRCO with 0.80% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.80%
    -
    $50,000
    12 Month
    Credit Union
    1.46x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 402 281
    2 50,402 405 284
    3 50,807 408 286
    4 51,216 412 288
    5 51,627 415 291
    6 52,043 418 293
    7 52,461 422 295
    8 52,883 425 298
    9 53,308 429 300
    10 53,737 432 302
    11 54,169 436 305
    12 54,604 439 307
    13 55,043 443 310
    14 55,486 446 312
    15 55,932 450 315
    16 56,381 453 317
    17 56,835 457 320
    18 57,292 461 322
    19 57,752 464 325
    20 58,217 468 328
    TOTAL $8,685 $6,079

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↑0.20% on October 28.
    Early Withdrawal Penalty is 3 months interest.

    Last change: ↓0.50% on October 1.