This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,815 | 1,271 |
| 2 | 51,815 | 1,881 | 1,317 |
| 3 | 53,696 | 1,949 | 1,364 |
| 4 | 55,645 | 2,020 | 1,414 |
| 5 | 57,665 | 2,093 | 1,465 |
| 6 | 59,758 | 2,169 | 1,518 |
| 7 | 61,927 | 2,248 | 1,574 |
| 8 | 64,175 | 2,330 | 1,631 |
| 9 | 66,505 | 2,414 | 1,690 |
| 10 | 68,919 | 2,502 | 1,751 |
| 11 | 71,421 | 2,593 | 1,815 |
| 12 | 74,013 | 2,687 | 1,881 |
| 13 | 76,700 | 2,784 | 1,949 |
| 14 | 79,484 | 2,885 | 2,020 |
| 15 | 82,370 | 2,990 | 2,093 |
| 16 | 85,360 | 3,099 | 2,169 |
| 17 | 88,458 | 3,211 | 2,248 |
| 18 | 91,669 | 3,328 | 2,329 |
| 19 | 94,997 | 3,448 | 2,414 |
| 20 | 98,445 | 3,574 | 2,501 |
| TOTAL | $52,019 | $36,413 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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