This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,140 | 1,498 |
| 2 | 52,140 | 2,232 | 1,562 |
| 3 | 54,372 | 2,327 | 1,629 |
| 4 | 56,699 | 2,427 | 1,699 |
| 5 | 59,125 | 2,531 | 1,771 |
| 6 | 61,656 | 2,639 | 1,847 |
| 7 | 64,295 | 2,752 | 1,926 |
| 8 | 67,047 | 2,870 | 2,009 |
| 9 | 69,916 | 2,992 | 2,095 |
| 10 | 72,909 | 3,120 | 2,184 |
| 11 | 76,029 | 3,254 | 2,278 |
| 12 | 79,283 | 3,393 | 2,375 |
| 13 | 82,677 | 3,539 | 2,477 |
| 14 | 86,215 | 3,690 | 2,583 |
| 15 | 89,905 | 3,848 | 2,694 |
| 16 | 93,753 | 4,013 | 2,809 |
| 17 | 97,766 | 4,184 | 2,929 |
| 18 | 101,950 | 4,363 | 3,054 |
| 19 | 106,313 | 4,550 | 3,185 |
| 20 | 110,864 | 4,745 | 3,321 |
| TOTAL | $65,609 | $45,926 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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