This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,600 | 1,820 |
| 2 | 52,600 | 2,735 | 1,915 |
| 3 | 55,335 | 2,877 | 2,014 |
| 4 | 58,213 | 3,027 | 2,119 |
| 5 | 61,240 | 3,184 | 2,229 |
| 6 | 64,424 | 3,350 | 2,345 |
| 7 | 67,774 | 3,524 | 2,467 |
| 8 | 71,298 | 3,708 | 2,595 |
| 9 | 75,006 | 3,900 | 2,730 |
| 10 | 78,906 | 4,103 | 2,872 |
| 11 | 83,009 | 4,316 | 3,022 |
| 12 | 87,326 | 4,541 | 3,179 |
| 13 | 91,867 | 4,777 | 3,344 |
| 14 | 96,644 | 5,025 | 3,518 |
| 15 | 101,669 | 5,287 | 3,701 |
| 16 | 106,956 | 5,562 | 3,893 |
| 17 | 112,518 | 5,851 | 4,096 |
| 18 | 118,369 | 6,155 | 4,309 |
| 19 | 124,524 | 6,475 | 4,533 |
| 20 | 130,999 | 6,812 | 4,768 |
| TOTAL | $87,811 | $61,468 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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