This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.67% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 335 | 235 |
| 2 | 50,335 | 337 | 236 |
| 3 | 50,672 | 340 | 238 |
| 4 | 51,012 | 342 | 239 |
| 5 | 51,354 | 344 | 241 |
| 6 | 51,698 | 346 | 242 |
| 7 | 52,044 | 349 | 244 |
| 8 | 52,393 | 351 | 246 |
| 9 | 52,744 | 353 | 247 |
| 10 | 53,097 | 356 | 249 |
| 11 | 53,453 | 358 | 251 |
| 12 | 53,811 | 361 | 252 |
| 13 | 54,171 | 363 | 254 |
| 14 | 54,534 | 365 | 256 |
| 15 | 54,900 | 368 | 257 |
| 16 | 55,268 | 370 | 259 |
| 17 | 55,638 | 373 | 261 |
| 18 | 56,011 | 375 | 263 |
| 19 | 56,386 | 378 | 264 |
| 20 | 56,764 | 380 | 266 |
| TOTAL | $7,144 | $5,001 |
| Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 25 | 18 |
| 2 | 50,025 | 25 | 18 |
| 3 | 50,050 | 25 | 18 |
| 4 | 50,075 | 25 | 18 |
| 5 | 50,100 | 25 | 18 |
| 6 | 50,125 | 25 | 18 |
| 7 | 50,150 | 25 | 18 |
| 8 | 50,175 | 25 | 18 |
| 9 | 50,200 | 25 | 18 |
| 10 | 50,225 | 25 | 18 |
| 11 | 50,251 | 25 | 18 |
| 12 | 50,276 | 25 | 18 |
| 13 | 50,301 | 25 | 18 |
| 14 | 50,326 | 25 | 18 |
| 15 | 50,351 | 25 | 18 |
| 16 | 50,376 | 25 | 18 |
| 17 | 50,402 | 25 | 18 |
| 18 | 50,427 | 25 | 18 |
| 19 | 50,452 | 25 | 18 |
| 20 | 50,477 | 25 | 18 |
| TOTAL | $502 | $352 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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