This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 925 | 648 |
| 2 | 50,925 | 942 | 659 |
| 3 | 51,867 | 960 | 672 |
| 4 | 52,827 | 977 | 684 |
| 5 | 53,804 | 995 | 697 |
| 6 | 54,799 | 1,014 | 710 |
| 7 | 55,813 | 1,033 | 723 |
| 8 | 56,846 | 1,052 | 736 |
| 9 | 57,897 | 1,071 | 750 |
| 10 | 58,968 | 1,091 | 764 |
| 11 | 60,059 | 1,111 | 778 |
| 12 | 61,170 | 1,132 | 792 |
| 13 | 62,302 | 1,153 | 807 |
| 14 | 63,455 | 1,174 | 822 |
| 15 | 64,629 | 1,196 | 837 |
| 16 | 65,824 | 1,218 | 852 |
| 17 | 67,042 | 1,240 | 868 |
| 18 | 68,282 | 1,263 | 884 |
| 19 | 69,545 | 1,287 | 901 |
| 20 | 70,832 | 1,310 | 917 |
| TOTAL | $22,142 | $15,500 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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