You are viewing checking accounts across Texas
Below are banks that offer checking accounts in Texas. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →
| BankS | BRANCHES | MILES? | MONTHLY FEE | |
|---|---|---|---|---|
|
JPMorgan Chase Bank, National Association
|
11,716 |
0.11 |
$12 - 25 |
|
|
Comerica Bank
|
1,437 |
151.01 |
$0 - 22 |
|
|
Bank of America, National Association
|
10,276 |
64.89 |
$5 - 12 |
|
|
Wells Fargo Bank, National Association
|
12,742 |
0.68 |
$10 - 10 |
|
|
Capital One, National Association
|
855 |
272.73 |
$0 - 0 |
|
|
Wells Fargo Bank South Central, National Association
|
3 |
962.35 |
$10 - 15 |
|
|
Frost Bank
|
160 |
872.65 |
$8 - 8 |
|
|
U.S. Bank National Association
|
6,498 |
0.14 |
$15 - 25 |
|
|
Citibank, National Association
|
1,097 |
230.34 |
$0 - 0 |
|
|
Truist Bank
|
4,650 |
89.28 |
$5 - 12 |
|
|
Prosperity Bank
|
570 |
726.23 |
$10 - 10 |
|
|
Charter Bank
|
4 |
1,093.92 |
$8 - 8 |
|
|
International Bank of Commerce
|
444 |
824.50 |
$8 - 11 |
|
|
Texas Capital Bank
|
48 |
322.43 |
$0 - 12 |
Below are banks that offer free checking accounts in the Texas area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.
| Local Banks | BRANCHES | MILES ? | MONTHLY FEE | |
|---|---|---|---|---|
|
Incommons Bank, N.A.
|
6 | 900.47 | $0 | |
|
Charter Bank
|
4 | 1093.92 | $0 | |
|
International Bank of Commerce
|
148 | 824.50 | $0 | |
|
USAA Federal Savings Bank
|
1 | 1095.37 | $0 |
All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.