You are viewing checking accounts across Massachusetts

Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - February 21, 2025

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association

11,716

59.33

$12 - 25

The National Grand Bank of Marblehead

6

94.55

$1 - 10

Millbury National Bank

2

44.77

$0 - 0

Bank of America, National Association

10,276

1.53

$5 - 12

Wells Fargo Bank, National Association

12,742

24.57

$10 - 10

Citibank, National Association

1,097

67.80

$0 - 0

KeyBank National Association

1,408

2.37

$0 - 0

Cambridge Savings Bank

40

66.61

$9 - 20

Northern Bank & Trust Company

28

64.60

$10 - 20

TD Bank, National Association

2,736

0.89

$15 - 25

Dedham Institution for Savings

15

63.23

$10 - 10

Bristol County Savings Bank

51

63.44

$5 - 15

OneUnited Bank

8

81.23

$0 - 0

Country Bank for Savings

16

6.54

$0 - 0

MutualOne Bank

3

62.72

$8 - 8

Haverhill Bank

10

86.58

$0 - 0

Everett Co-operative Bank

2

83.68

$0 - 0

Fidelity Co-operative Bank

11

31.65

$0 - 0

Savers Co-operative Bank

7

29.55

$0 - 0

Needham Bank

10

60.78

$0 - 0

North Shore Bank, a Co-operative Bank

13

86.64

$20 - 20

Walpole Co-operative Bank

3

71.70

$0 - 3

Methuen Co-operative Bank

1

84.44

$0 - 0

Stoughton Co-operative Bank

2

79.77

$10 - 10

Wakefield Co-operative Bank

4

84.49

$15 - 15

Cape Cod Co-operative Bank

12

111.52

$8 - 8

Bankhometown

13

27.99

$0 - 0

BankGloucester

2

101.76

$10 - 10

Bank of Easton

4

80.74

$0 - 0

OneLocal Bank

2

74.36

$0 - 15

StonehamBank, A Co-operative Bank

2

75.80

$15 - 15

Wrentham Co-operative Bank

4

67.31

$7 - 10

Charles River Bank

8

56.09

$8 - 15

Reading Co-operative Bank

18

78.18

$4 - 10

Mechanics Cooperative Bank

18

79.31

$17 - 27

The Cooperative Bank

9

76.82

$0 - 20

Winchester Co-operative Bank

1

80.15

$0 - 0

Dean Co-operative Bank

4

55.61

$10 - 10

Enterprise Bank and Trust Company

25

51.06

$10 - 10

Winter Hill Bank, FSB

3

80.18

$10 - 10

Middlesex Federal Savings, F.A.

3

79.89

$10 - 10

Colonial Federal Savings Bank

4

84.48

$5 - 5

Milford Federal Bank

8

50.86

$10 - 10

Commonwealth Co-operative Bank

9

78.88

$5 - 15

LendingClub Bank, National Association

3

83.97

$9 - 9

Eastern Bank

202

67.44

$0 - 10

Lee Bank

5

35.21

$3 - 3

Citizens Bank, National Association

863

1.54

$10 - 10

Adams Community Bank

8

35.27

$20 - 20

BankProv

8

99.85

$2 - 2

Athol Savings Bank

8

31.57

$8 - 8

Bluestone Bank

16

80.02

$8 - 8

The Bank of Canton

9

38.74

$0 - 0

Clinton Savings Bank

9

44.91

$15 - 15

Bankesb

30

5.45

$0 - 0

Martha's Vineyard Bank

9

111.94

$0 - 0

BayCoast Bank

60

71.19

$3 - 15

Cape Ann Savings Bank

4

101.16

$0 - 0

Pentucket Bank

6

84.29

$20 - 20

PeoplesBank

20

1.53

$10 - 10

Avidia Bank

11

47.82

$5 - 5

The Lowell Five Cent Savings Bank

34

64.52

$15 - 25

Marblehead Bank

8

94.55

$0 - 6

Monson Savings Bank

4

8.64

$0 - 0

Institution for Savings in Newburyport and Its Vicinity

16

89.36

$5 - 5

Newburyport Five Cents Savings Bank

9

100.29

$4 - 4

North Brookfield Savings Bank

7

12.85

$5 - 5

North Easton Savings Bank

10

68.62

$0 - 0

Seamen's Bank

5

127.97

$5 - 5

Webster Five Cents Savings Bank

14

37.67

$12 - 12

Westfield Bank

46

1.54

$0 - 0

South Shore Bank

18

81.13

$15 - 15

Winchester Savings Bank

4

78.89

$10 - 10

Bay State Savings Bank

8

40.61

$3 - 3



Free Checking Accounts - Massachusetts - February 21, 2025

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
Rockland Trust Company
96 58.62 $0
Rollstone Bank & Trust
7 50.05 $0
Cambridge Savings Bank
40 66.61 $0
Northern Bank & Trust Company
14 64.60 $0
Fall River Five Cents Savings Bank
15 67.21 $0
The Cape Cod Five Cents Savings Bank
21 102.70 $0
Florence Bank
11 6.15 $0
Watertown Savings Bank
10 73.94 $0
Dedham Institution for Savings
15 63.23 $0
Berkshire Bank
122 2.26 $0
Country Bank for Savings
16 6.54 $0
The Village Bank
8 68.57 $0
MutualOne Bank
3 62.72 $0
Haverhill Bank
10 86.58 $0
Everett Co-operative Bank
2 83.68 $0
Canton Co-operative Bank
1 77.36 $0
North Shore Bank, a Co-operative Bank
13 86.64 $0
Stoughton Co-operative Bank
2 79.77 $0
Wakefield Co-operative Bank
2 84.49 $0
Cape Cod Co-operative Bank
12 111.52 $0
BankGloucester
2 101.76 $0
StonehamBank, A Co-operative Bank
2 75.80 $0
Wrentham Co-operative Bank
2 67.31 $0
Charles River Bank
4 56.09 $0
Reading Co-operative Bank
9 78.18 $4
Mechanics Cooperative Bank
9 79.31 $0
Dean Co-operative Bank
4 55.61 $0
Winter Hill Bank, FSB
3 80.18 $0
Middlesex Federal Savings, F.A.
3 79.89 $0
Colonial Federal Savings Bank
4 84.48 $0
Milford Federal Bank
4 50.86 $0
Eastern Bank
101 67.44 $0
Leader Bank, National Association
7 77.17 $0
Adams Community Bank
8 35.27 $0
Athol Savings Bank
8 31.57 $0
Bluestone Bank
8 80.02 $0
East Cambridge Savings Bank
11 74.43 $0
The Bank of Canton
9 38.74 $0
Clinton Savings Bank
9 44.91 $5
Martha's Vineyard Bank
9 111.94 $0
Eagle Bank
6 75.46 $0
Greenfield Savings Bank
9 11.45 $0
Pentucket Bank
6 84.29 $0
PeoplesBank
20 1.53 $0
Avidia Bank
11 47.82 $0
The Lowell Five Cent Savings Bank
17 64.52 $0
Marblehead Bank
4 94.55 $0
Institution for Savings in Newburyport and Its Vicinity
16 89.36 $0
Newburyport Five Cents Savings Bank
9 100.29 $0
North Brookfield Savings Bank
7 12.85 $0
Seamen's Bank
5 127.97 $0
UniBank for Savings
14 41.98 $0
The Savings Bank
9 83.02 $0
Webster Five Cents Savings Bank
7 37.67 $3
Westfield Bank
23 1.54 $0
South Shore Bank
18 81.13 $0
Winchester Savings Bank
4 78.89 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.