Best Special Rates and Terms in New York, NY

You are viewing rates from banks across New York

Below are special Certificate of Deposit special rates and terms from banks in New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

NY - December 15, 2024

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
TrustCo Bank	5.13%	$500	6 months	Learn More Reviews (1)
Five Star Bank	5.00%	$500	8 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00%
Apple Bank for Savings	5.00%	$1,000	8 months	Learn More Reviews
Popular Bank	5.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00%
Popular Bank	4.95%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95%
Popular Bank	4.90%	$1,000	4 months	Learn More Reviews (2)
Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90%
Ponce Bank	4.75%	$1,000	7 months	Learn More Reviews
Rate History: 4.00% → 4.75%
Sawyer Savings Bank	4.75%	$500	11 months	Learn More Reviews
Rate History: 5.00% → 4.75%
Sawyer Savings Bank	4.60%	$500	8 months	Learn More Reviews
Northfield Bank	4.50%	$0	5 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.75% → 4.50%
Kearny Bank	4.50%	$500	7 months	Learn More Reviews
Ridgewood Savings Bank	4.50%	$100	10 months	Learn More Reviews (5)
Rate History: 2.50% → 5.15% → 4.50%
Flagstar Bank, National Association	4.40%	$500	7 months	Learn More Reviews (1)
Rate History: 4.25% → 5.50% → 5.15% → 4.50% → 4.40%
Sawyer Savings Bank	4.40%	$500	15 months	Learn More Reviews
BankUnited, National Association	4.35%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 4.50% → 4.35%
First Central Savings Bank	4.35%	$500	12 months	Learn More Reviews
Popular Bank	4.30%	$1,000	19 months	Learn More Reviews (2)
Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30%
Wells Fargo Bank, National Association	4.25%	$5,000	4 months	Learn More Reviews (7)
Rate History: 1.00% → 4.75% → 4.50% → 4.25%
Northfield Bank	4.25%	$0	8 months	Learn More Reviews
Rate History: 4.75% → 5.00% → 1.25% → 4.50% → 4.25%
Empire State Bank	4.25%	$1,000	11 months	Learn More Reviews (1)
Rate History: 0.25% → 4.55% → 4.30% → 4.25%
TrustCo Bank	4.25%	$500	12 months	Learn More Reviews (1)
Flagstar Bank, National Association	4.25%	$500	13 months	Learn More Reviews (1)
Rate History: 5.50% → 5.15% → 4.75% → 4.35% → 4.25%
Ballston Spa National Bank	4.24%	$10,000	6 months	Learn More Reviews
Rate History: 4.50% → 4.45% → 4.16% → 4.48% → 4.24%
Northwest Bank	4.20%	$500	6 months	Learn More Reviews
Rate History: 5.15% → 4.90% → 4.80% → 4.50% → 4.20%
Tioga State Bank National Association	4.15%	$5,000	6 months	Learn More Reviews
Solvay Bank	4.15%	$2,500	7 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.15%
Popular Bank	4.15%	$1,000	25 months	Learn More Reviews (2)
Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15%
City National Bank	4.07%	$10,000	3 months	Learn More Reviews
Rate History: 4.75% → 5.12% → 4.59% → 4.33% → 4.07%
Tompkins Community Bank	4.05%	$1,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.30% → 4.20% → 4.05%
Bank of America, National Association	4.05%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.85% → 4.75% → 5.00% → 4.35% → 4.05%
Northwest Bank	4.05%	$500	10 months	Learn More Reviews
Rate History: 4.75% → 4.65% → 4.55% → 4.15% → 4.05%
Eastbank, National Association	4.00%	$2,500	3 months	Learn More Reviews
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
TD Bank, National Association	4.00%	$10,000	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Wells Fargo Bank, National Association	4.00%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.50% → 4.00%
Wells Fargo Bank, National Association	3.75%	$5,000	11 months	Learn More Reviews (7)
Rate History: 5.00% → 4.25% → 3.75% → 3.50% → 3.75%
Northwest Bank	3.75%	$500	12 months	Learn More Reviews
Rate History: 4.75% → 4.55% → 4.50% → 4.40% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	12 months	Learn More Reviews (1)
Rate History: 5.00% → 4.00% → 4.50% → 4.00% → 3.75%
Woodforest National Bank	3.75%	$500	13 months	Learn More Reviews (2)
Rate History: 4.50% → 4.25% → 4.00% → 3.75%
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
U.S. Bank National Association	3.70%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.50% → 4.00% → 3.70%
Bank of America, National Association	3.70%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70%
Ballston Spa National Bank	3.62%	$501	18 months	Learn More Reviews
Rate History: 3.50% → 3.47% → 3.57% → 3.47% → 3.62%
City National Bank	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
CTBC Bank Corp. (USA)	3.50%	$5,000	12 months	Learn More Reviews
Tompkins Community Bank	3.50%	$1,000	14 months	Learn More Reviews
Rate History: 1.00% → 3.80% → 3.70% → 3.65% → 3.50%
Solvay Bank	3.50%	$2,500	16 months	Learn More Reviews
Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Ballston Spa National Bank	3.47%	$500	15 months	Learn More Reviews
Rate History: 3.65% → 3.62% → 3.47% → 3.62% → 3.47%
ConnectOne Bank	3.45%	$500	17 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 5.00% → 4.75% → 4.50% → 4.00% → 3.45%
Lake Shore Savings Bank	3.44%	$500	22 months	Learn More Reviews
Adirondack Bank	3.40%	$1,000	6 months	Learn More Reviews (1)
Rate History: 3.45% → 3.35% → 3.40% → 3.45% → 3.40%
Adirondack Bank	3.30%	$1,000	12 months	Learn More Reviews (1)
Rate History: 3.20% → 3.25% → 3.30% → 3.35% → 3.30%
Citibank, National Association	3.25%	$500	6 months	Learn More Reviews (11)
Rate History: 4.75% → 4.65% → 3.75% → 3.50% → 3.25%
ConnectOne Bank	3.25%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.60% → 4.50% → 4.25% → 3.60% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.10% → 4.30% → 4.00% → 3.50% → 3.20%
Lake Shore Savings Bank	3.11%	$500	55 months	Learn More Reviews
Bank of America, National Association	3.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.50% → 4.30% → 4.90% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
Tompkins Community Bank	2.90%	$1,000	36 months	Learn More Reviews
Rate History: 1.00% → 2.90%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
Cross County Savings Bank	2.15%	$500	7 months	Learn More Reviews
Rate History: 2.75% → 2.65% → 2.15%
Cross County Savings Bank	2.00%	$500	3 months	Learn More Reviews
Rate History: 2.45% → 2.40% → 2.00%
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
First National Bank of Scotia	0.67%	$25,000	11 months	Learn More Reviews (1)
Rate History: 5.00% → 5.01% → 4.65% → 0.67%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Sawyer Savings Bank	0.50%	$500	12 months	Learn More Reviews
Adirondack Bank	0.20%	$1,000	18 months	Learn More Reviews (1)
Rate History: 3.25% → 0.20%
Citibank, National Association	0.05%	$500	5 months	Learn More Reviews (11)
Rate History: 4.51% → 4.40% → 4.25% → 0.05%