Best Special Rates and Terms in Massachusetts, MA

You are viewing rates from banks across Massachusetts

Below are special Certificate of Deposit special rates and terms from banks in Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MA - December 23, 2024

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
MutualOne Bank	5.40%	$500	7 months	Learn More Reviews (11)
Rate History: 4.50% → 4.75% → 5.65% → 5.40%
Institution for Savings in Newburyport and Its Vicinity	5.25%	$10,000	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.25% → 5.25%
MutualOne Bank	5.25%	$500	18 months	Learn More Reviews (11)
Rate History: 5.00% → 5.30% → 5.40% → 5.25%
TrustCo Bank	5.13%	$500	6 months	Learn More Reviews (1)
Newburyport Five Cents Savings Bank	5.00%	$25,000	15 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00%
The Cape Cod Five Cents Savings Bank	4.75%	$1,000	4 months	Learn More Reviews (2)
Rate History: 1.00% → 4.75%
Clinton Savings Bank	4.75%	$10	8 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.00% → 4.75%
Bank of Easton	4.75%	$2,500	11 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 5.00% → 4.75%
Savers Co-operative Bank	4.72%	$25,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.65% → 5.36% → 4.72%
OneLocal Bank	4.65%	$10,000	5 months	Learn More Reviews
Rate History: 5.25% → 4.75% → 3.50% → 4.90% → 4.65%
Westfield Bank	4.60%	$1,000	13 months	Learn More Reviews
Rate History: 4.00% → 4.75% → 4.50% → 4.60%
Millbury National Bank	4.59%	$501	12 months	Learn More Reviews
Rate History: 5.35% → 5.10% → 4.84% → 4.58% → 4.59%
Savers Co-operative Bank	4.51%	$25,000	11 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.65% → 4.51%
Winchester Co-operative Bank	4.50%	$500	6 months	Learn More Reviews
Rate History: 5.00% → 4.65% → 4.20% → 4.50%
Leader Bank, National Association	4.50%	$1,000	6 months	Learn More Reviews
Rate History: 5.30% → 5.25% → 5.00% → 4.75% → 4.50%
Walpole Co-operative Bank	4.50%	$0	7 months	Learn More Reviews
Rate History: 5.00% → 4.90% → 4.80% → 4.75% → 4.50%
The National Grand Bank of Marblehead	4.50%	$500	7 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.00% → 4.50%
Bank Hometown	4.50% 4.25% 4.25%	$1,001 $1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.75% → 4.50%
UniBank for Savings	4.50%	$2,500	8 months	Learn More Reviews
Rate History: 5.00% → 4.76% → 4.57% → 4.70% → 4.50%
Needham Bank	4.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 1.00% → 4.50%
Everett Co-operative Bank	4.50%	$501	12 months	Learn More Reviews
Rate History: 1.00% → 2.25% → 4.50%
Rockland Trust Company	4.50%	$1,000	12 months	Learn More Reviews (3)
Rate History: 5.00% → 4.50% → 5.00% → 4.50%
Salem Five Cents Savings Bank	4.50%	$10,000	12 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50%
Cape Cod Co-operative Bank	4.40%	$500	5 months	Learn More Reviews
Rate History: 4.50% → 5.25% → 5.00% → 4.75% → 4.40%
Dean Co-operative Bank	4.35%	$1,000	14 months	Learn More Reviews
Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35%
The Savings Bank	4.33%	$1,000	4 months	Learn More Reviews
Rate History: 5.00% → 4.85% → 4.59% → 4.44% → 4.33%
Martha's Vineyard Bank	4.33%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.59% → 4.33%
Needham Bank	4.25%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 4.60% → 4.25%
Haverhill Bank	4.25%	$500	4 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%
Marblehead Bank	4.25%	$500	4 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.25% → 4.00% → 4.25%
Wells Fargo Bank, National Association	4.25%	$5,000	4 months	Learn More Reviews (7)
Rate History: 1.00% → 4.75% → 4.50% → 4.25%
StonehamBank, A Co-operative Bank	4.25%	$1,000	7 months	Learn More Reviews
Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 4.25%
PeoplesBank	4.25%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.75% → 4.25%
TrustCo Bank	4.25%	$500	12 months	Learn More Reviews (1)
Clinton Savings Bank	4.25%	$10	13 months	Learn More Reviews
Rate History: 1.00% → 3.75% → 4.25%
Everett Co-operative Bank	4.25%	$501	18 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.25%
Salem Five Cents Savings Bank	4.25%	$10,000	18 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.25%
Mechanics Cooperative Bank	4.20%	$500	10 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.25% → 4.35% → 4.20%
UniBank for Savings	4.20%	$500	14 months	Learn More Reviews
Rate History: 5.36% → 5.15% → 4.76% → 4.57% → 4.20%
Greenfield Savings Bank	4.18%	$10	7 months	Learn More Reviews
Rate History: 4.85% → 4.59% → 4.07% → 3.71% → 4.18%
Millbury National Bank	4.16%	$500	7 months	Learn More Reviews
Rate History: 4.84% → 4.57% → 4.58% → 4.32% → 4.16%
Fidelity Co-operative Bank	4.10%	$500	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.20% → 4.10%
Cape Cod Co-operative Bank	4.10%	$500	8 months	Learn More Reviews
Rate History: 4.75% → 4.85% → 4.60% → 4.50% → 4.10%
City National Bank	4.07%	$10,000	3 months	Learn More Reviews
Rate History: 4.75% → 5.12% → 4.59% → 4.33% → 4.07%
Bank of America, National Association	4.05%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.85% → 4.75% → 5.00% → 4.35% → 4.05%
Fidelity Co-operative Bank	4.05%	$500	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.25% → 4.05%
North American Savings Bank, F.S.B.	4.05%	$5,000	13 months	Learn More Reviews (3)
Rate History: 4.90% → 4.80% → 5.25% → 5.35% → 5.15%
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
Mechanics Cooperative Bank	4.00%	$500	6 months	Learn More Reviews
Rate History: 4.00% → 4.25% → 4.00%
Westfield Bank	4.00%	$1,000	6 months	Learn More Reviews
Rate History: 4.49% → 4.30% → 4.25% → 4.15% → 4.00%
TD Bank, National Association	4.00%	$10,000	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00%
Stoughton Co-operative Bank	4.00%	$500	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.25% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Needham Bank	4.00%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Reading Co-operative Bank	4.00%	$500	8 months	Learn More Reviews
Rate History: 1.00% → 4.90% → 4.00%
Middlesex Federal Savings, F.A.	4.00%	$500	8 months	Learn More Reviews
Rate History: 0.30% → 4.25% → 4.50% → 4.00%
BayCoast Bank	4.00%	$10	10 months	Learn More Reviews
Rate History: 1.00% → 4.00%
Eagle Bank	4.00%	$25,000	10 months	Learn More Reviews
Rate History: 5.00% → 5.35% → 5.13% → 0.25% → 4.00%
Salem Five Direct	4.00%	$10,000	12 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 5.55% → 5.00% → 4.25% → 4.00%
OneLocal Bank	4.00%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.00%
HarborOne Bank	4.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.00% → 4.65% → 4.40% → 4.30% → 4.00%
Everett Co-operative Bank	4.00%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.00%
Newburyport Five Cents Savings Bank	4.00%	$25,000	36 months	Learn More Reviews (1)
Rate History: 1.00% → 4.00% → 3.25% → 4.00%
Walpole Co-operative Bank	3.90%	$0	11 months	Learn More Reviews
Rate History: 4.75% → 4.65% → 4.25% → 4.00% → 3.90%
Mechanics Cooperative Bank	3.80%	$500	27 months	Learn More Reviews
Rate History: 4.55% → 4.40% → 3.95% → 3.70% → 3.80%
Wells Fargo Bank, National Association	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
Salem Five Cents Savings Bank	3.75%	$10,000	9 months	Learn More Reviews (2)
Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	12 months	Learn More Reviews (1)
Rate History: 5.00% → 4.00% → 4.50% → 4.00% → 3.75%
Wrentham Co-operative Bank	3.75%	$500	14 months	Learn More Reviews
Rate History: 4.50% → 4.00% → 3.75%
StonehamBank, A Co-operative Bank	3.75%	$1,000	15 months	Learn More Reviews
Rate History: 5.00% → 4.07% → 0.35% → 4.07% → 3.75%
Fidelity Co-operative Bank	3.75%	$500	19 months	Learn More Reviews (1)
Rate History: 1.00% → 4.30% → 4.00% → 3.75%
Institution for Savings in Newburyport and Its Vicinity	3.75%	$500	23 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75%
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
HarborOne Bank	3.75%	$1,000	36 months	Learn More Reviews (2)
Rate History: 4.25% → 4.00% → 4.15% → 4.05% → 3.75%
U.S. Bank National Association	3.70%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.50% → 4.00% → 3.70%
Bank of America, National Association	3.70%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70%
Leader Bank, National Association	3.65%	$1,000	15 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 3.85% → 3.65%
City National Bank	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Webster Five Cents Savings Bank	3.61%	$10	11 months	Learn More Reviews
Rate History: 1.00% → 4.92% → 5.00% → 4.14% → 3.61%
Cape Ann Savings Bank	3.55%	$500	12 months	Learn More Reviews
Rate History: 1.00% → 4.33% → 4.07% → 3.55%
Haverhill Bank	3.50%	$500	13 months	Learn More Reviews
Rate History: 3.63% → 4.25% → 4.00% → 3.75% → 3.50%
OneLocal Bank	3.50%	$1,000	22 months	Learn More Reviews
Rate History: 2.75% → 5.00% → 3.50%
Fidelity Co-operative Bank	3.50%	$500	25 months	Learn More Reviews (1)
Rate History: 1.00% → 4.35% → 4.00% → 3.50%
ConnectOne Bank	3.45%	$500	17 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 5.00% → 4.75% → 4.50% → 4.00% → 3.45%
Mechanics Cooperative Bank	3.40%	$500	60 months	Learn More Reviews
Rate History: 3.50% → 4.00% → 3.70% → 3.40%
Cape Ann Savings Bank	3.30%	$500	13 months	Learn More Reviews
Rate History: 1.00% → 5.12% → 3.30%
Citibank, National Association	3.25%	$500	6 months	Learn More Reviews (11)
Rate History: 4.75% → 4.65% → 3.75% → 3.50% → 3.25%
Rockland Trust Company	3.25%	$1,000	7 months	Learn More Reviews (3)
Rate History: 5.00% → 4.00% → 3.75% → 3.50% → 3.25%
ConnectOne Bank	3.25%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.60% → 4.50% → 4.25% → 3.60% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.10% → 4.30% → 4.00% → 3.50% → 3.20%
Millbury National Bank	3.03%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 3.03%
Marblehead Bank	3.00%	$500	3 months	Learn More Reviews
Rate History: 1.00% → 3.51% → 3.00%
Bank of America, National Association	3.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.50% → 4.30% → 4.90% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
South Shore Bank	2.50%	$1,000	11 months	Learn More Reviews
Rate History: 4.50% → 5.25% → 5.00% → 4.50% → 2.50%
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
Salem Five Cents Savings Bank	2.25%	$10,000	48 months	Learn More Reviews (2)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
Salem Five Cents Savings Bank	2.00%	$10,000	30 months	Learn More Reviews (2)
Millbury National Bank	1.98%	$1,000	3 months	Learn More Reviews
Rate History: 1.00% → 5.88% → 1.25% → 1.98%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
Millbury National Bank	1.51%	$501	24 months	Learn More Reviews
Rate History: 1.00% → 4.06% → 1.51%
JPMorgan Chase Bank, National Association	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Hingham Institution for Savings	1.00%	$1,000	5 months	Learn More Reviews
The Cooperative Bank	1.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 1.00%
Cape Ann Savings Bank	0.75%	$500	18 months	Learn More Reviews
Rate History: 1.00% → 3.30% → 0.75%
Washington Savings Bank	0.55%	$500	26 months	Learn More Reviews
Rate History: 1.00% → 0.50% → 0.55%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Greenfield Savings Bank	0.45%	$10	14 months	Learn More Reviews
Rate History: 1.00% → 4.33% → 4.07% → 0.45%
Leader Bank, National Association	0.40%	$1,000	8 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40%
Eagle Bank	0.25%	$10,000	5 months	Learn More Reviews
Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25%
Leader Bank, National Association	0.25%	$1,000	10 months	Learn More Reviews
Rate History: 1.00% → 5.25% → 5.10% → 0.25%
Bank Hometown	0.25% 0.20% 0.20%	$1,001 $1,000	11 months	Learn More Reviews
Rate History: 1.00% → 5.12% → 5.00% → 0.25%
Marblehead Bank	0.20%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 3.00% → 0.20%
Reading Co-operative Bank	0.15%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 0.15%
Country Bank for Savings	0.10%	$500	10 months	Learn More Reviews
Rate History: 0.40% → 4.07% → 3.56% → 0.40% → 0.10%
The Cape Cod Five Cents Savings Bank	0.08%	$1,000	8 months	Learn More Reviews (2)
Rate History: 1.00% → 4.75% → 0.08%
Citibank, National Association	0.05%	$500	5 months	Learn More Reviews (11)
Rate History: 4.51% → 4.40% → 4.25% → 0.05%
The Cooperative Bank	0.00%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 2.00%