Pennsylvania

Image Courtesy: pixabay.com

Lower Burrell, Pennsylvania CD Rates

You are viewing rates from banks across Lower Burrell

 

Below are the best one-year CD Rates from banks in Lower Burrell, Pennsylvania. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Lower Burrell, PA - November 13, 2024

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00%

Rate History: 4.85% → 5.15% → 5.05% → 4.50%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.85% → 5.15% → 5.05% → 4.50%

Rate History: 4.50% → 4.25%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.80% → 4.70% → 4.40% → 4.30% → 4.10%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

4.06%

$1,000

-

Learn More

Rate History: 4.50% → 3.75% → 4.50% → 4.00%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 4.50% → 4.25% → 4.00%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 5.00% → 4.00% → 4.50% → 4.00% → 3.75%

| May 19, 2018

Experience Read More

Rate History: 4.75% → 4.55% → 4.50% → 4.40% → 3.75%

Rate History: 4.00% → 3.75%

| May 15, 2020

Sucks don’t ever get with this bank Read More

Rate History: 3.51% → 0.03% → 3.75% → 4.25% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Sep 27, 2019

I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More

Rate History: 3.75% → 3.50%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.25% → 4.00% → 3.75% → 3.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 2.25% → 4.00% → 3.50%

| Nov 8, 2019

farmer Read More

Rate History: 4.75% → 3.75% → 3.50%

Rate History: 3.00% → 2.00% → 3.50% → 3.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.70% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 4.00% → 2.75% → 2.00% → 4.00% → 2.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

Rate History: 4.85% → 4.93% → 1.76%

Rate History: 2.00% → 1.50%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$10,000

-

Learn More

0.75%

$10,000

-

Learn More

0.75%

$10,000

-

Learn More

0.75%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

0.60%

$500

-

Learn More

0.60%

$10,000

-

Learn More

0.60%

$10,000

-

Learn More

| Aug 10, 2019

I did not appreciate getting pulled into the 2.53% offer on $100k only to have the rate lowered by the time I finally got the money in. Read More

0.60%

$10,000

-

Learn More

0.60%

$10,000

-

Learn More

0.55%

$100,000

-

Learn More

| Nov 9, 2020

Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.55%

$500

-

Learn More

0.55%

$500

-

Learn More

0.55%

$1,000

-

Learn More

0.55%

$500

-

Learn More

0.50%

$100,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$100,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

| Mar 9, 2018

I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More

| May 30, 2021

U would think after a person is a customer for a great many years they would help them in the case of fraud nope they close everything down on you and don't tell you way to go that's real customer service ... Read More

0.50%

$100,000

-

Learn More

0.50%

$500

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

| Aug 11, 2021

I had been using Ambler Savings for as long as I can remember and never had any issues with them until around 2019. My card and account were constantly being frozen and I had to call to have it unfrozen. W... Read More

0.50%

$100,000

-

Learn More

0.50%

$10,000

-

Learn More

| Jan 12, 2021

They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

Rate History: 0.25% → 0.45%

0.45%

$10,000

-

Learn More

0.45%

$100,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$100,000

-

Learn More

0.45%

$100,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$100,000

-

Learn More

0.40%

$500

-

Learn More

0.40%

$5,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$100,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

| Mar 24, 2023

I have never been treated so poorly in all the banks ive been in i went there to ask about buying change the girl acted like she never heard of rolled coins before and really made me feel as though i shou... Read More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

| Jul 14, 2018

Excellent customer service Read More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.38%

$10,000

-

Learn More

0.38%

$10,000

-

Learn More

| Jan 18, 2020

I and my colleagues have all had trouble with our travelers debit prepaid cards. Right now I'm in the middle of trying to get ahold of a customer representative because the card shows that there's money on... Read More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$100,000

-

Learn More

0.35%

$10,000

-

Learn More

| Apr 4, 2016

It is sad to see FNBPA being taken over by Juniata. The name Juniata has no affinity with Port Allegany history. I am closing my account. Read More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

| Jan 26, 2024

I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice sinc... Read More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$100,000

-

Learn More

0.25%

$10,000

-

Learn More

| Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service. Read More

| Oct 7, 2019

64000 Read More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$100,000

-

Learn More

| Feb 22, 2023

Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount e... Read More

0.25%

$10,000

-

Learn More

| Nov 1, 2022

This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.17%

$10,000

-

Learn More

0.15%

$1,000

-

Learn More

0.15%

$10,000

-

Learn More

| Aug 23, 2016

Great dividend, moderate growth, excellent customer service. Potential acquisition target Read More

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

0.10%

$100,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

-

Learn More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

0.05%

$100,000

-

Learn More

0.05%

$10,000

-

Learn More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

0.03%

$10,000

-

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2024

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates