Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Oklahoma City
Below are the best one-year CD Rates from banks in Oklahoma City, Oklahoma. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
Oklahoma City, OK - December 1, 2024
1 Year CD National Average : 0.55% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.90% |
$1,000 |
- |
Learn More
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Rate History: 5.51% → 5.46% → 5.10% → 5.00% → 4.90% |
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JR | Jan 16, 2019 12 mo now pays 2.80% apr Read More |
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4.75% |
$500 |
- |
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Rate History: 5.00% → 4.75% |
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4.30% 4.25% |
$95,000 $10,000 |
- |
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Rate History: 5.10% → 4.80% → 4.30% |
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4.25% |
$500 |
- |
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Rate History: 5.25% → 5.35% → 4.80% → 5.10% → 4.25% |
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4.25% |
$500 |
- |
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Rate History: 1.00% → 4.75% → 4.25% |
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larry | Feb 25, 2016 What's your phone number? Read More |
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4.25% |
$1,000 |
- |
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3.80% |
$1,000 |
- |
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Rate History: 4.60% → 4.25% → 4.05% → 3.80% |
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Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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3.75% |
$100,000 |
- |
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Rate History: 3.51% → 0.03% → 3.75% → 4.25% → 3.75% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.25% 3.00% |
$100,000 $10,000 |
- |
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Rate History: 3.00% → 2.00% → 3.50% → 3.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.85% |
$1,000 |
3.62 |
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Randall Stewart | Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More |
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0.85% |
$10,000 |
19.01 |
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Randall Stewart | Mar 24, 2022 I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More |
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0.80% |
$10,000 |
20.59 |
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0.75% |
$10,000 |
8.57 |
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gsander | Nov 7, 2018 now pays 1.46% Read More |
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0.70% |
$1,000 |
12.15 |
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0.70% |
$1,000 |
24.42 |
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0.70% |
$100,000 |
4.93 |
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0.60% |
$10,000 |
18.49 |
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0.60% |
$100,000 |
4.93 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.55% |
$10,000 |
1.87 |
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Jw | Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More |
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0.55% |
$10,000 |
10.68 |
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Dawnc42 | Nov 23, 2019 Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More |
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0.50% |
$10,000 |
10.24 |
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0.50% |
$10,000 |
3.89 |
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0.50% |
$10,000 |
6.30 |
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0.50% |
$100,000 |
10.63 |
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0.50% |
$10,000 |
8.60 |
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0.50% |
$10,000 |
16.14 |
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0.50% |
$10,000 |
7.06 |
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0.50% |
$10,000 |
3.66 |
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0.45% |
$100,000 |
8.57 |
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0.45% |
$10,000 |
3.18 |
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0.40% |
$1,000 |
8.62 |
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0.40% |
$10,000 |
10.47 |
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0.40% |
$100,000 |
16.83 |
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0.40% |
$100,000 |
20.32 |
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Brian | Dec 30, 2019 Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More |
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0.35% |
$10,000 |
10.43 |
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Dianna Jackson | Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More |
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0.35% |
$10,000 |
9.24 |
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Ernie Bramlett | Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More |
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0.35% |
$10,000 |
8.57 |
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0.35% |
$10,000 |
16.83 |
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0.35% |
$1,000 |
8.62 |
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0.30% |
$10,000 |
22.07 |
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0.30% |
$10,000 |
2.65 |
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.30% |
$10,000 |
4.93 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.30% |
$10,000 |
16.28 |
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0.30% |
$1,000 |
8.62 |
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0.25% |
$1,000 |
8.62 |
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0.25% |
$10,000 |
10.63 |
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0.25% |
$10,000 |
14.59 |
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0.25% |
$10,000 |
14.20 |
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.25% |
$10,000 |
11.60 |
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0.25% |
$10,000 |
20.53 |
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0.20% |
$10,000 |
20.32 |
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Brian | Dec 30, 2019 Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More |
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0.20% |
$10,000 |
4.93 |
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0.15% |
$100,000 |
- |
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Aku | May 29, 2020 Dua Read More |
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0.15% |
$1,000 |
10.53 |
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.15% |
$10,000 |
14.20 |
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.15% |
$10,000 |
2.95 |
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0.15% |
$10,000 |
2.56 |
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0.10% |
$10,000 |
14.20 |
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.10% |
$10,000 |
3.67 |
Learn More
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0.01% |
$500 |
- |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.
Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.
Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.
The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.
Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates