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Special Credit Union CD Offers - Glenwood Springs, Colorado

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Below are special Certificate of Deposit special rates and terms from credit unions in Glenwood Springs, Colorado. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area.

Glenwood Springs, CO - December 2, 2024

Credit Union APY MIN PERIOD
Complex Community
Restrictions
6.00% $500 6 months Learn More

Rate History: 6.50% → 6.00%
Connex
Restrictions
6.00% $500 11 months Learn More

Rate History: 5.55% → 6.25% → 5.70%
Midflorida
Restrictions
5.55% $10,000 18 months Learn More
Corporate America Family
Restrictions
5.50% $1,000 7 months Learn More
Texas Trust
Restrictions
5.40% $500 7 months Learn More

Rate History: 5.51% → 5.40%

Rate History: 5.00% → 5.38%
Florida
Restrictions
5.35% $1,000 13 months Learn More

Rate History: 5.15% → 5.25% → 5.35%

Rate History: 6.14% → 5.30%
Trustone Financial
5.30% $2,500 13 months Learn More

Rate History: 5.70% → 5.25%

Rate History: 5.50% → 5.25%

Rate History: 2.25% → 2.50% → 2.75% → 5.25%
Texas Trust
Restrictions
5.25% $500 13 months Learn More
Advancial
Restrictions
5.25% $10,000 14 months Learn More
Texas People
Restrictions
5.25% $10,000 15 months Learn More

Rate History: 5.25% → 5.35% → 5.25%

Rate History: 5.40% → 5.20%

Rate History: 5.50% → 5.05% → 5.15%
Nuvision
Restrictions
5.15% $1,000 13 months Learn More

Rate History: 5.50% → 5.15%

Rate History: 4.54% → 5.38% → 5.12%
Texas Trust
Restrictions
5.12% $500 15 months Learn More
Allegacy
Restrictions
5.10% $500 14 months Learn More
Wings Financial
Restrictions
5.05% $500 18 months Learn More

Rate History: 5.00% → 4.25% → 5.00% → 4.25% → 5.00%
Midflorida
Restrictions
5.00% $10,000 10 months Learn More

Rate History: 3.75% → 5.00%
Texas People
Restrictions
5.00% $10,000 12 months Learn More
Complex Community
Restrictions
5.00% $500 13 months Learn More
Trustone Financial
5.00% $2,500 20 months Learn More

Rate History: 5.03% → 5.15% → 5.25% → 4.98%

Rate History: 5.27% → 5.25% → 5.33% → 5.17% → 4.91%
Florida
Restrictions
4.90% $1,000 7 months Learn More

Rate History: 5.50% → 5.10% → 4.90%

Rate History: 5.00% → 5.25% → 5.13% → 5.00% → 4.86%

Rate History: 3.82% → 4.59% → 4.85%
True Sky
4.85% $10,000 7 months Learn More

Rate History: 5.29% → 5.43% → 5.27% → 5.12% → 4.85%

Rate History: 5.50% → 5.25% → 5.35% → 4.75% → 4.85%

Rate History: 4.58% → 4.85%

Rate History: 5.09% → 4.94% → 5.41% → 4.84%

Rate History: 5.50% → 5.00% → 5.40% → 4.75% → 4.80%

Rate History: 5.00% → 4.25% → 5.00% → 4.75%

Rate History: 5.00% → 4.75%

Rate History: 5.45% → 5.25% → 5.05% → 5.00% → 4.75%

Rate History: 5.00% → 1.75% → 3.75% → 4.75%

Rate History: 5.15% → 4.75%
Midflorida
Restrictions
4.75% $1,000 12 months Learn More

Rate History: 5.25% → 0.75% → 4.75%

Rate History: 5.00% → 4.74%

Rate History: 4.58% → 4.73%

Rate History: 5.15% → 5.51% → 4.98% → 4.84% → 4.73%

Rate History: 4.98% → 4.72%

Rate History: 4.91% → 5.43% → 5.33% → 4.70%
Texas People
Restrictions
4.65% $10,000 6 months Learn More

Rate History: 5.13% → 4.65%

Rate History: 5.25% → 4.80% → 4.60% → 4.40% → 4.65%
Radifi
Restrictions
4.65%

4.50%

4.50%
 $50,000 $2,000
 23 months Learn More
Radifi
Restrictions
4.55%

4.45%

4.45%
 $50,000 $2,000
 13 months Learn More
Metro
Restrictions
4.55% $0 15 months Learn More
Town And Country
4.55%

4.39%

4.39%
 $10,000 $1,000
 18 months Learn More

Rate History: 5.15% → 5.25% → 5.40% → 5.05% → 4.54%
Metro
Restrictions
4.50% $0 3 months Learn More

Rate History: 5.00% → 4.75% → 5.10% → 4.50%

Rate History: 5.20% → 5.05% → 5.00% → 4.75% → 4.50%

Rate History: 4.75% → 4.50%

Rate History: 5.15% → 5.00% → 4.50%

Rate History: 5.00% → 4.75% → 4.50%

Rate History: 4.75% → 4.50%

Rate History: 5.00% → 5.25% → 5.00% → 4.50%

Rate History: 15.00% → 5.25% → 5.00% → 4.75% → 4.50%
Fairwinds
Restrictions
4.50% $1,000 18 months Learn More
Campus Usa
Restrictions
4.50% $25,000 24 months Learn More
Trustone Financial
4.50% $2,500 30 months Learn More
121 Financial
Restrictions
4.45% $25,000 5 months Learn More

Rate History: 4.50% → 5.25% → 4.50% → 5.28% → 4.44%

Rate History: 5.22% → 5.12% → 4.91% → 4.70% → 4.39%

Rate History: 5.39% → 5.13% → 4.39%

Rate History: 4.75% → 5.00% → 4.75% → 4.50% → 4.35%

Rate History: 1.95% → 4.00% → 4.35%
Campus Usa
Restrictions
4.35% $25,000 13 months Learn More

Rate History: 5.05% → 5.25% → 4.90% → 4.75% → 4.35%

Rate History: 5.00% → 4.35%
Space Coast
Restrictions
4.32% $500 23 months Learn More
Texas People
Restrictions
4.30% $10,000 3 months Learn More
Blupeak
Restrictions
4.25% $1,000 3 months Learn More

Rate History: 5.00% → 4.60% → 4.50% → 4.40% → 4.25%

Rate History: 5.00% → 4.50% → 4.25%

Rate History: 4.25% → 2.50% → 4.25%

Rate History: 4.50% → 4.75% → 4.25%

Rate History: 4.30% → 4.70% → 4.50% → 4.45% → 4.20%

Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.15%

Rate History: 4.60% → 4.25% → 4.15%

Rate History: 5.05% → 4.75% → 4.25% → 4.60% → 4.15%

Rate History: 5.01% → 4.49% → 4.23% → 4.49% → 4.13%
Mccoy
Restrictions
4.13% $1,000 10 months Learn More

Rate History: 5.15% → 4.60% → 4.35% → 4.10%
Elevations
Restrictions
4.10%

4.00%

4.00%
 $100,000 $500
 13 months Learn More

Rate History: 4.55% → 5.05% → 4.25% → 3.80% → 4.10%

Rate History: 4.85% → 4.75% → 4.50% → 4.10%

Rate History: 4.35% → 4.45% → 4.55% → 4.25% → 4.09%

Rate History: 5.25% → 5.00% → 4.50% → 4.00%

Rate History: 5.00% → 4.00%

Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.00%
L&n Employees
4.00% $5,000 13 months Learn More

Rate History: 4.50% → 4.00%

Rate History: 4.50% → 5.10% → 4.00%

Rate History: 3.90% → 4.00%

Rate History: 5.65% → 5.39% → 4.86% → 4.60% → 3.93%

Rate History: 4.60% → 4.35% → 3.85%

Rate History: 5.05% → 4.35% → 4.10% → 3.85%

Rate History: 4.00% → 3.70% → 3.85%

Rate History: 4.50% → 3.80%

Rate History: 4.40% → 4.30% → 4.20% → 4.11% → 3.76%

Rate History: 4.50% → 4.75% → 4.65% → 3.75%

Rate History: 4.75% → 4.65% → 3.75%

Rate History: 5.35% → 4.40% → 4.00%

Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 3.55%
Park Community Credit Union, Inc.
Restrictions
3.50% $500 3 months Learn More

Rate History: 5.15% → 5.00% → 3.50%
Green Country
Restrictions
3.50% $50,000 12 months Learn More

Rate History: 4.25% → 4.50% → 4.25% → 3.50%

Rate History: 4.50% → 4.25% → 3.50%

Rate History: 4.95% → 4.25% → 4.00% → 3.75% → 3.30%

Rate History: 5.12% → 3.35% → 3.30%

Rate History: 4.86% → 3.30% → 3.25%

Rate History: 4.00% → 3.50% → 3.25%

Rate History: 3.61% → 3.25%

Rate History: 5.00% → 5.75% → 3.25%

Rate History: 3.34% → 3.19% → 3.09% → 3.19%

Rate History: 5.75% → 5.54% → 3.66% → 3.45% → 3.14%

Rate History: 4.00% → 3.00% → 2.75% → 3.00%

Rate History: 5.00% → 2.10% → 4.00% → 2.25% → 3.00%

Rate History: 4.15% → 3.90% → 2.75% → 3.00% → 2.55%

Rate History: 2.89% → 2.33% → 2.89% → 2.33%

Rate History: 4.13% → 2.17%

Rate History: 4.18% → 2.12%

Rate History: 4.00% → 2.20% → 2.00%

Rate History: 4.50% → 4.25% → 2.05% → 1.90% → 1.80%

Rate History: 5.00% → 4.00% → 3.75% → 2.10% → 1.75%

Rate History: 2.50% → 2.25% → 2.05% → 1.80% → 1.75%

Rate History: 1.35% → 1.40% → 1.35%

Rate History: 5.25% → 1.10%

Rate History: 4.70% → 4.85% → 4.85% → 4.70%
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Local Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator  in order to understand the importance of compounding interest at higher rates on your money over time.

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