Best Credit Union 9 Month CD Rates in Glenwood Springs, Colorado, CO

You are viewing rates from credit unions across Glenwood Springs

Below are the best nine month CD Rates from credit unions in Glenwood Springs, Colorado. Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Glenwood Springs, CO - December 2, 2024

Credit Unions	APY	MIN	MILES ^?
Nuvision Restrictions	6.00%	$1,000	-	Learn More Add Review
Americu Restrictions	5.50%	$1,000	-	Learn More Add Review
Metro Restrictions	5.40%	$0	-	Learn More Add Review
Rate History: 5.60% → 5.40%
Sun East Restrictions	5.30%	$500	-	Learn More
David Gibson \| Aug 10, 2021 There does not seem to be anywhere that I can locate info as to what my membership rights are in relation to decision making for the Credit Union. This seems to be a problem for any institution that is sup... Read More Reviews (2)
United Restrictions	5.25%	$500	-	Learn More Add Review
Rate History: 5.35% → 5.25%
Eecu Restrictions	5.25% 3.98% 3.90%	$50,000 $2,500 $1,000	-	Learn More Add Review
America First Restrictions	5.25%	$500	-	Learn More
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
Ttcu Restrictions	5.25%	$200,000	-	Learn More Add Review
Blupeak Restrictions	5.25%	$1,000	-	Learn More Add Review
Teachers Restrictions	5.25%	$1,000	-	Learn More Add Review
Rate History: 4.75% → 5.25%
Kinecta Restrictions	5.25%	$100	-	Learn More
BTM1st \| Apr 19, 2021 Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More Reviews (2)
We Florida Financial Restrictions	5.15%	$500	-	Learn More
DT \| Apr 13, 2020 OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will n... Read More Reviews (1)
New England Restrictions	5.12%	$500	-	Learn More Add Review
Rate History: 2.27% → 5.12%
Florida Restrictions	5.10%	$1,000	-	Learn More Add Review
Suffolk Restrictions	5.10%	$500	-	Learn More Add Review
Direct Restrictions	5.05% 5.00%	$100,000 $250	-	Learn More Add Review
Credit Human Restrictions	5.05%	$500	-	Learn More
Rate History: 5.35% → 5.25% → 5.05%
Anavile23 \| Jul 10, 2019 Does credit human use ChexSystems Read More Reviews (1)
Unify Financial Restrictions	5.00%	$500	-	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Tropical Financial Restrictions	5.00%	$500	-	Learn More Add Review
Florida Central Restrictions	5.00%	$1,000	-	Learn More Add Review
On Tap Restrictions	5.00%	$500	-	Learn More Add Review
Workers Restrictions	5.00%	$500	-	Learn More Add Review
Lake Michigan Restrictions	5.00%	$500	-	Learn More Add Review
Nextmark Restrictions	5.00%	$100,000	-	Learn More Add Review
Summit Restrictions	5.00%	$500	-	Learn More Add Review
Nasa Restrictions	4.99%	$10,000	-	Learn More Add Review
Rate History: 5.30% → 5.40% → 5.50% → 5.20% → 4.99%
Town And Country	4.91% 4.81%	$10,000 $1,000	-	Learn More Add Review
Pennsylvania State Employees Restrictions	4.90%	$500	-	Learn More Add Review
Rate History: 4.75% → 4.90% → 5.00% → 4.90%
Tinker Restrictions	4.85% 4.75% 4.65% 4.54% 4.39%	$99,000 $50,000 $25,000 $10,000 $1,000	-	Learn More Add Review
Community Credit Union Of Florida Restrictions	4.80%	$1,000	-	Learn More Add Review
Rate History: 1.30% → 2.50% → 1.30% → 4.80%
Texas People Restrictions	4.80%	$10,000	-	Learn More Add Review
First Community Restrictions	4.75%	$500	-	Learn More Add Review
Rate History: 4.20% → 3.90% → 3.85% → 3.80% → 4.75%
Discovery Restrictions	4.75%	$100	-	Learn More Add Review
Rate History: 5.00% → 4.75%
All In Restrictions	4.70% 4.07%	$100,000 $1,000	-	Learn More
Rate History: 4.85% → 4.23% → 4.65% → 4.75% → 4.70%
douglasmcrainey@gmail.com \| Feb 6, 2023 Everyone was very friendly and helpful. Read More Reviews (1)
Chevron Restrictions	4.70%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.30% → 4.70%
Spectrum	4.70%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.30% → 4.70%
State Employees' Restrictions	4.65%	$250	-	Learn More Add Review
Ingersoll-rand Restrictions	4.58%	$1,000	-	Learn More Add Review
Farmers Insurance Restrictions	4.50% 3.25%	$1,000 $100,000	-	Learn More Add Review
Rate History: 3.60% → 5.00% → 4.70% → 4.50%
Safe Restrictions	4.50%	$1,000	-	Learn More Add Review
Digital Restrictions	4.50% 4.25%	$25,000 $500	-	Learn More
Rate History: 4.75% → 4.50%
Julie \| May 4, 2016 Refi, no cash out, no second Read More Reviews (2)
Vystar Restrictions	4.50% 4.40%	$50,000 $500	-	Learn More
Sharon \| Aug 8, 2023 The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More Reviews (2)
General Electric Restrictions	4.50%	$0	-	Learn More Add Review
Valley Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.75% → 4.50%
Afena Restrictions	4.44% 4.33%	$100,000 $250	-	Learn More Add Review
Redwood Restrictions	4.35%	$1,000	-	Learn More Add Review
Members Choice Restrictions	4.35%	$500	-	Learn More Add Review
Rate History: 5.05% → 5.25% → 4.90% → 4.75% → 4.35%
Hanscom Restrictions	4.30%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.30%
Pittsford Restrictions	4.25%	$50	-	Learn More Add Review
Rate History: 4.25% → 4.20% → 3.95% → 3.75% → 4.25%
Schoolsfirst Restrictions	4.25% 4.20% 4.15% 4.10%	$100,000 $50,000 $20,000 $500	-	Learn More Add Review
Service	4.25%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.90% → 4.25%
Library Of Congress Restrictions	4.22%	$500	-	Learn More Add Review
Rate History: 4.47% → 4.22%
Tower Restrictions	4.15%	$5,000	-	Learn More Add Review
Rate History: 4.50% → 5.40% → 4.45% → 4.35% → 4.15%
American Heritage Restrictions	4.15%	$1,000	-	Learn More
Rate History: 5.00% → 4.80% → 4.50% → 4.25% → 4.15%
Jobe0822@gmail.com \| Dec 22, 2020 Where is the 4.00/% rate? It doesn’t seem to exist? Read More Reviews (2)
Hiway	4.10% 4.00% 3.90%	$25,000 $10,000 $500	-	Learn More Add Review
U.s. Eagle Restrictions	4.10%	$500	-	Learn More Add Review
Rate History: 5.30% → 4.35% → 4.10%
Signature Restrictions	4.10%	$500	-	Learn More Add Review
Rate History: 4.50% → 5.45% → 4.95% → 3.95% → 4.10%
Trumark Financial Restrictions	4.05% 4.00%	$75,000 $500	-	Learn More Add Review
Rate History: 4.80% → 4.45% → 4.15% → 4.05%
Spirit Financial Restrictions	4.00%	$500	-	Learn More Add Review
US Alliance Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 2.00% → 4.00%
Partner Colorado Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 5.00% → 2.50% → 5.00% → 4.00%
Municipal Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.07% → 3.04% → 4.50% → 4.00%
Jersey Central Restrictions	4.00%	$500	-	Learn More Add Review
Greenwood Restrictions	4.00%	$1,000	-	Learn More
Rate History: 5.50% → 5.25% → 4.50% → 4.25% → 4.00%
OrionMan \| Nov 19, 2022 Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More Reviews (1)
Rev Restrictions	4.00%	$250	-	Learn More Add Review
Rate History: 5.00% → 4.77% → 4.00%
Air Academy Restrictions	3.90%	$500	-	Learn More Add Review
Rate History: 4.40% → 4.15% → 3.90%
Associated Credit Union Restrictions	3.90%	$200	-	Learn More Add Review
Rate History: 4.75% → 4.50% → 4.10% → 4.00% → 3.90%
L.a. Healthcare	3.90% 3.50%	$5,000 $1,000	-	Learn More Add Review
Communityamerica Restrictions	3.85%	$500	-	Learn More Add Review
Rate History: 4.85% → 3.50% → 3.85%
Velocity Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 2.78% → 3.75%
State Employees Cu Of Maryland, Inc Restrictions	3.45%	$500	-	Learn More Add Review
Rate History: 2.25% → 5.00% → 4.50% → 3.45%
Affinity Restrictions	3.45%	$500	-	Learn More Add Review
Rate History: 3.63% → 3.45%
Educational Restrictions	3.30% 3.25%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.55% → 3.30%
Boeing Employees Restrictions	3.25%	$500	-	Learn More Add Review
The Golden 1 Restrictions	3.15% 3.05%	$100,000 $500	-	Learn More Add Review
Star Of Texas Restrictions	3.09% 2.99% 2.89%	$100,000 $50,000 $1,000	-	Learn More
Max Bartlett \| Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More Reviews (1)
University Of Wisconsin Restrictions	3.05% 3.00% 2.95%	$250,000 $10,000 $500	-	Learn More Add Review
Rate History: 3.55% → 3.05%
Magnifi Financial Restrictions	2.80% 2.75% 2.70% 2.65% 2.60%	$150,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
Technology Restrictions	2.75%	$1,000	-	Learn More Add Review
Allegacy Restrictions	2.60%	$500	-	Learn More Add Review
Rate History: 3.55% → 3.00% → 3.55% → 2.85% → 2.60%
Credit Union Of Denver Restrictions	2.50%	$50,000	-	Learn More Add Review
Safe Restrictions	2.27% 1.92%	$25,000 $500	-	Learn More Add Review
True Sky	2.11%	$1,000	-	Learn More Add Review
Provident Restrictions	2.06%	$10,000	-	Learn More Add Review
Campus Usa Restrictions	2.02% 1.76%	$25,000 $2,000	-	Learn More Add Review
Landmark Restrictions	1.50%	$500	-	Learn More Add Review
Chartway Restrictions	1.40%	$500	-	Learn More Add Review
Safe 1 Restrictions	1.25%	$1,000	-	Learn More Add Review
Members 1st Restrictions	0.75%	$5,000	-	Learn More Add Review
Polish & Slavic Restrictions	0.65%	$500	-	Learn More Add Review
Homefield Restrictions	0.45%	$1,000	-	Learn More Add Review
Rate History: 0.25% → 4.35% → 0.45%
Veridian Restrictions	0.40% 0.30%	$100,000 $1,000	-	Learn More Add Review
Greenstate Restrictions	0.30%	$500	-	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
Power Financial Restrictions	0.20%	$500	-	Learn More Add Review
St. Anne's Restrictions	0.05%	$500	-	Learn More Add Review
Rate History: 0.25% → 0.20% → 0.05%
Edu Restrictions	0.05%	$500	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.