Best Credit Union 6 Month CD Rates in Carbondale, Colorado, CO

You are viewing rates from credit unions across Carbondale

Below are the best six month CD Rates from credit unions in Carbondale, Colorado. Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Carbondale, CO - December 30, 2024

6 Month CD National Average : 0.41% ^?

Credit Unions	APY	MIN	MILES ^?
Credit Union One Of Oklahoma Restrictions	6.17%	$2,500	-	Learn More Add Review
Complex Community Restrictions	6.00% 4.91%	$500 $0	-	Learn More Add Review
Andrews Federal Credit Union Restrictions	5.75% 3.35%	$1,000 $10,000	-	Learn More Add Review
Rate History: 3.30% → 5.75%
Direct Restrictions	5.55% 5.50%	$100,000 $250	-	Learn More Add Review
Coastal Restrictions	5.50%	$250	-	Learn More Add Review
State Employees Cu Of Maryland, Inc Restrictions	5.40%	$500	-	Learn More Add Review
Rate History: 5.20% → 5.10% → 5.50% → 5.25% → 5.40%
Metro Restrictions	5.40%	$0	-	Learn More Add Review
Chattanooga Area Schools Restrictions	5.32%	$2,000	-	Learn More Add Review
Minnequa Works	5.30%	$500	-	Learn More Add Review
Rate History: 6.14% → 5.30%
Wright-patt Credit Union, Inc. Restrictions	5.27% 5.17%	$100,000 $500	-	Learn More Add Review
American Eagle Financial Restrictions	5.25%	$500	-	Learn More Add Review
Indiana University Restrictions	5.25%	$2,000	-	Learn More Add Review
Rate History: 1.75% → 5.00% → 5.25%
Communitywide Restrictions	5.25%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 5.25% → 5.50% → 5.30% → 5.25%
Superior Choice Restrictions	5.25% 4.75%	$100,000 $500	-	Learn More
Rate History: 0.60% → 5.50% → 5.25%
prashant109 \| Dec 7, 2023 100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More Reviews (1)
Truliant Restrictions	5.25% 1.21% 1.16% 1.11%	$250 $100,000 $25,000 $5,000	-	Learn More Add Review
Eecu Restrictions	5.25% 3.93%	$50,000 $1,000	-	Learn More Add Review
Rate History: 5.11% → 5.25%
Redstone Restrictions	5.12% 4.84%	$100,000 $1,000	-	Learn More
Rate History: 4.44% → 4.70% → 5.12%
AlabamaPaul \| Jun 1, 2019 Yes... Read More Reviews (3)
Credit Human Restrictions	5.05%	$500	-	Learn More
Rate History: 5.75% → 5.45% → 5.35% → 5.25% → 5.05%
Anavile23 \| Jul 10, 2019 Does credit human use ChexSystems Read More Reviews (1)
Riverways Restrictions	5.03%	$250	-	Learn More Add Review
Rate History: 4.41% → 5.03%
Credit Union Of Texas Restrictions	5.01% 4.45%	$100,000 $1,000	-	Learn More Add Review
Tropical Financial Restrictions	5.00%	$500	-	Learn More Add Review
Rate History: 4.40% → 5.20% → 5.00%
Canvas Restrictions	5.00%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.25% → 5.00% → 4.25% → 5.00%
Colorado Restrictions	5.00% 4.90%	$100,000 $500	-	Learn More Add Review
Service Restrictions	5.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 5.15% → 5.00%
Blucurrent Restrictions	5.00%	$1,000	-	Learn More Add Review
Rate History: 5.15% → 4.60% → 5.50% → 5.25% → 5.00%
Jersey Central Restrictions	5.00%	$500	-	Learn More Add Review
Americu Restrictions	5.00%	$1,000	-	Learn More Add Review
Cbc Restrictions	5.00%	$500	-	Learn More Add Review
Rate History: 4.75% → 5.00% → 5.25% → 5.00%
Tinker Restrictions	4.96% 4.85% 4.75% 4.65% 4.49%	$99,000 $50,000 $25,000 $10,000 $1,000	-	Learn More Add Review
Credit Union Of Colorado, A Restrictions	4.95% 4.85% 4.75% 4.65%	$100,000 $25,000 $10,000 $500	-	Learn More Add Review
Rate History: 3.30% → 4.95%
Harborstone Restrictions	4.90% 4.08%	$50,000 $500	-	Learn More Add Review
Rate History: 4.34% → 4.90%
Saint Lawrence Restrictions	4.85% 1.00% 0.90% 0.85% 0.80%	$1,000 $75,000 $25,000 $200,000 $0	-	Learn More Add Review
Rate History: 3.82% → 4.59% → 4.85%
Liberty Restrictions	4.80%	$1,000	-	Learn More Add Review
Rate History: 1.45% → 5.00% → 4.90% → 4.80%
Nasa Restrictions	4.80%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 4.90% → 4.85% → 4.80%
Community First Restrictions	4.75%	$1,000	-	Learn More Add Review
Credit Union West Restrictions	4.75%	$500	-	Learn More Add Review
Rate History: 4.76% → 5.00% → 4.75%
Blupeak Restrictions	4.75%	$1,000	-	Learn More Add Review
Launch Credit Union	4.75%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.75%
Bellco Restrictions	4.75%	$500	-	Learn More
Rate History: 5.25% → 4.75% → 5.00% → 4.75%
Hogwash \| Oct 11, 2019 Long, long wait to see a banker. No one at the front desk. Very Poor service Read More Reviews (3)
Wheat State Restrictions	4.75%	$500	-	Learn More Add Review
Provident Restrictions	4.75% 4.25% 3.50%	$1,000 $50,000 $100,000	-	Learn More Add Review
Rate History: 4.50% → 4.75%
Discovery Restrictions	4.75%	$100	-	Learn More Add Review
Rate History: 5.00% → 4.75%
Dc Restrictions	4.73%	$1,000	-	Learn More Add Review
Rate History: 4.58% → 4.73%
Georgia's Own Restrictions	4.67%	$500	-	Learn More Add Review
Rate History: 4.43% → 4.67%
Mountain America Restrictions	4.65%	$500	-	Learn More Add Review
Rate History: 5.50% → 5.25% → 4.65%
All In Restrictions	4.65% 4.18%	$1,000 $100,000	-	Learn More
Rate History: 4.75% → 4.39% → 4.59% → 4.70% → 4.65%
douglasmcrainey@gmail.com \| Feb 6, 2023 Everyone was very friendly and helpful. Read More Reviews (1)
Del Norte Restrictions	4.65% 4.55%	$100,000 $1,000	-	Learn More Add Review
Texas People Restrictions	4.65% 2.99%	$10,000 $1,000	-	Learn More Add Review
Kings Peak Restrictions	4.60%	$1,000	-	Learn More Add Review
Rate History: 5.65% → 4.60%
Wellby Restrictions	4.59%	$1,000	-	Learn More
LD \| Nov 24, 2020 Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More Reviews (1)
Weyco Community Restrictions	4.59%	$500	-	Learn More Add Review
Rate History: 4.70% → 4.90% → 5.00% → 5.12% → 4.59%
Three Rivers Restrictions	4.55%	$500	-	Learn More Add Review
Rate History: 5.15% → 5.00% → 4.80% → 4.55%
America First Restrictions	4.55%	$500	-	Learn More
Rate History: 5.30% → 5.25% → 4.55%
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
Interior Federal Credit Union	4.50% 4.40%	$100,000 $500	-	Learn More Add Review
Rate History: 4.33% → 4.07% → 4.33% → 4.40% → 4.50%
First Commerce Restrictions	4.50%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.75% → 1.50% → 4.65% → 4.50%
Credit Union Of Georgia Restrictions	4.50% 4.45%	$100,000 $500	-	Learn More Add Review
Rate History: 5.00% → 4.80% → 5.25% → 4.75% → 4.50%
US Alliance Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 1.00% → 5.75% → 4.25% → 4.50%
Ithink Financial Restrictions	4.50% 2.12%	$1,000 $25,000	-	Learn More Add Review
Rate History: 5.00% → 4.60% → 4.50%
Idaho Central Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 4.90% → 4.80% → 5.20% → 5.10% → 4.50%
Partners Restrictions	4.50%	$1,000	-	Learn More Add Review
Rate History: 4.10% → 4.50%
Radifi Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.50%
Community Credit Union Of Florida Restrictions	4.50%	$1,000	-	Learn More Add Review
Rate History: 1.30% → 2.50% → 1.30% → 4.50%
Heritage Restrictions	4.50%	$2,500	-	Learn More Add Review
Rate History: 4.75% → 5.25% → 5.10% → 4.85% → 4.50%
Mass Bay Restrictions	4.50%	$500	-	Learn More
Rate History: 2.00% → 5.00% → 4.50%
Patricia \| Sep 15, 2021 The rates posted here is not the same. Check the credit union's web site for actual rates Read More Reviews (1)
Dow Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 5.21% → 5.10% → 4.90% → 4.70% → 4.50%
American Heritage Restrictions	4.50%	$1,000	-	Learn More
Rate History: 5.00% → 4.90% → 4.50% → 5.00% → 4.50%
Jobe0822@gmail.com \| Dec 22, 2020 Where is the 4.00/% rate? It doesn’t seem to exist? Read More Reviews (2)
Pennsylvania State Employees Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 4.00% → 4.50%
First Source Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 1.50% → 4.50%
Signature Restrictions	4.50%	$500	-	Learn More Add Review
Rate History: 5.50% → 4.85% → 3.25% → 4.65% → 4.50%
Texas Trust Restrictions	4.49% 4.44%	$50,000 $500	-	Learn More Add Review
Dfcu Financial Restrictions	4.40% 4.25% 4.15%	$100,000 $25,000 $1,000	-	Learn More
Rate History: 4.50% → 4.40%
Melvin Markwardt \| Oct 7, 2023 Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25... Read More Reviews (1)
Michigan State University Restrictions	4.40% 4.15%	$100,000 $500	-	Learn More Add Review
Skyla Restrictions	4.40% 3.70%	$500 $50,000	-	Learn More Add Review
Rate History: 4.85% → 5.10% → 4.85% → 4.40%
Fort Liberty Restrictions	4.40%	$500	-	Learn More Add Review
Rate History: 5.15% → 4.75% → 4.50% → 4.40%
State Employees' Restrictions	4.40%	$250	-	Learn More Add Review
Rate History: 4.50% → 4.40%
Advancial Restrictions	4.39% 4.28% 4.18%	$50,000 $25,000 $1,000	-	Learn More Add Review
Rate History: 4.44% → 4.39%
Sandia Area Restrictions	4.35%	$500	-	Learn More Add Review
Rate History: 4.75% → 4.70% → 4.55% → 4.45% → 4.35%
On Tap Restrictions	4.35% 4.25%	$100,000 $500	-	Learn More Add Review
Rate History: 4.10% → 5.00% → 4.85% → 4.60% → 4.35%
Town And Country Restrictions	4.35%	$500	-	Learn More Add Review
Rate History: 4.00% → 4.35%
U.s. Eagle Restrictions	4.35%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.35%
Sun East Restrictions	4.35% 4.25%	$99,000 $500	-	Learn More
Rate History: 4.35% → 3.85% → 4.35%
David Gibson \| Aug 10, 2021 There does not seem to be anywhere that I can locate info as to what my membership rights are in relation to decision making for the Credit Union. This seems to be a problem for any institution that is sup... Read More Reviews (2)
City Restrictions	4.35%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.35%
Firefighters First Restrictions	4.33% 3.95% 3.90%	$100,000 $50,000 $1,000	-	Learn More Add Review
Ukrainian National Restrictions	4.32%	$1,000	-	Learn More Add Review
Rate History: 3.03% → 4.58% → 4.32% → 5.10% → 4.32%
Desert Financial	4.30% 4.25%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.50% → 5.00% → 4.55% → 4.30%
Velocity Community Restrictions	4.30% 4.25%	$1,000 $250	-	Learn More Add Review
Rate History: 5.25% → 5.00% → 4.55% → 4.30%
Austin Telco Restrictions	4.27% 4.16% 4.06%	$225,000 $95,000 $1,000	-	Learn More
Rate History: 4.01% → 3.80% → 3.75% → 4.27%
unsatisfied customer \| Jan 21, 2021 Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More Reviews (1)
U. S. Employees O. C.	4.25%	$500	-	Learn More Add Review
Rate History: 0.01% → 3.00% → 4.25%
Agriculture Restrictions	4.25%	$250	-	Learn More Add Review
Redwood Restrictions	4.25%	$1,000	-	Learn More Add Review
Schoolsfirst Restrictions	4.25% 4.20% 4.15% 4.10%	$100,000 $50,000 $20,000 $500	-	Learn More Add Review
Rate History: 3.95% → 4.10% → 4.35% → 4.25%
Credit Union Of Denver Restrictions	4.25% 2.35%	$5,000 $50,000	-	Learn More Add Review
Rate History: 2.25% → 4.50% → 4.25%
Suncoast Restrictions	4.25% 4.00%	$100,000 $500	-	Learn More
Rate History: 3.05% → 4.25%
Joyce0416 \| Jan 12, 2022 I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More Reviews (1)
General Electric Restrictions	4.25%	$0	-	Learn More Add Review
Digital Restrictions	4.25% 4.00%	$25,000 $500	-	Learn More
Rate History: 4.34% → 4.86% → 4.75% → 4.50% → 4.25%
Julie \| May 4, 2016 Refi, no cash out, no second Read More Reviews (2)
Chevron Restrictions	4.25%	$500	-	Learn More Add Review
Garden Savings Restrictions	4.25%	$500	-	Learn More Add Review
Rate History: 2.25% → 3.50% → 4.50% → 3.75% → 4.25%
Capital Communications Restrictions	4.25%	$500	-	Learn More Add Review
Rate History: 4.50% → 5.00% → 4.25%
Pittsford Restrictions	4.25%	$50	-	Learn More Add Review
Rate History: 5.15% → 5.00% → 4.20% → 4.00% → 4.25%
Greenwood Restrictions	4.25%	$1,000	-	Learn More
Rate History: 4.50% → 5.00% → 4.75% → 4.50% → 4.25%
OrionMan \| Nov 19, 2022 Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More Reviews (1)
Neches Restrictions	4.25% 4.00%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.85% → 4.00% → 4.35% → 4.25%
Oklahoma Restrictions	4.25% 4.00% 3.75% 3.50%	$95,000 $50,000 $15,000 $1,000	-	Learn More Add Review
Spectrum	4.25%	$500	-	Learn More Add Review
Broadview Restrictions	4.25%	$500	-	Learn More
Rate History: 4.25% → 4.50% → 5.00% → 4.25%
clifton handyman \| Nov 22, 2024 Your Lost Bitcoins Are Not Gone Forever? Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More Reviews (1)
Library Of Congress Restrictions	4.22%	$500	-	Learn More Add Review
Rate History: 4.47% → 4.22%
Grow Financial Restrictions	4.18% 4.07%	$100,000 $500	-	Learn More
Rate History: 3.14% → 3.66% → 4.18%
Why did I get a loan with them? \| Nov 30, 2020 I will never do business with grow again. Very dissatisfied as a client. Read More Reviews (1)
The Summit Restrictions	4.16% 4.15%	$75,000 $500	-	Learn More
Rate History: 4.40% → 4.31% → 4.15% → 4.40% → 4.16%
ashes201@verizon.net \| Apr 12, 2019 Your website states 11 months IRA CD at 3% but when I called in morning, I was told that it expired on 4/10. please update your website. Read More Reviews (1)
Trumark Financial Restrictions	4.15% 4.05%	$500 $75,000	-	Learn More Add Review
Rate History: 5.00% → 4.80% → 4.50% → 4.25% → 4.15%
Tennessee Valley Restrictions	4.15%	$1,000	-	Learn More Add Review
Rate History: 5.06% → 4.75% → 4.50% → 4.15%
Radiant	4.13% 4.08%	$50,000 $1,000	-	Learn More Add Review
Hiway	4.10% 4.00% 3.90%	$25,000 $10,000 $500	-	Learn More Add Review
Ent Restrictions	4.10%	$500	-	Learn More Add Review
Rate History: 4.33% → 4.70% → 4.90% → 4.40% → 4.10%
Pen Air	4.07%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.25% → 3.25% → 2.80% → 4.07%
Inner Lakes Restrictions	4.07%	$500	-	Learn More Add Review
Rate History: 4.33% → 4.07%
Cutting Edge Restrictions	4.07%	$500	-	Learn More Add Review
Rate History: 2.02% → 4.32% → 5.00% → 4.34% → 4.07%
Community South Restrictions	4.06%	$500	-	Learn More Add Review
Rate History: 0.70% → 4.06%
Citizens Equity First Restrictions	4.05% 4.00%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.45% → 4.55% → 4.80% → 4.55% → 4.05%
Educational Restrictions	4.05% 4.00%	$100,000 $1,000	-	Learn More Add Review
Rate History: 5.18% → 4.30% → 4.05%
Citadel Restrictions	4.05% 4.00%	$75,000 $500	-	Learn More Add Review
Transportation Restrictions	4.04%	$250	-	Learn More
9238210 Lost \| Jan 19, 2023 They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members. Don't do it. Just don't. You've been warned. Read More Reviews (1)
Mission Restrictions	4.00%	$2,000	-	Learn More Add Review
Workers Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 5.25% → 4.75% → 3.75% → 4.25% → 4.00%
Inova Restrictions	4.00%	$200	-	Learn More Add Review
Rate History: 0.05% → 4.00% → 4.25% → 4.00%
Premier America Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 4.00% → 4.16% → 4.00%
Denver Community Cu D.b.a. Zing Cu Restrictions	4.00%	$100	-	Learn More Add Review
Rate History: 4.70% → 4.50% → 4.00%
Wescom Central Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.50% → 5.25% → 3.50% → 4.00%
Bank Fund Staff Restrictions	4.00% 3.46%	$100,000 $1,000	-	Learn More
Rate History: 3.05% → 4.00%
CE \| Dec 7, 2020 Worst Bank EVER!!!!, 1. They have more account intrusions than a windows OS and when you ask how it happened, they inform you have to file a police report in order to receive that information that doesn't ... Read More Reviews (1)
Sooper Restrictions	4.00% 3.90%	$50,000 $500	-	Learn More Add Review
Rate History: 5.10% → 4.85% → 4.00%
Trax Restrictions	4.00%	$100,000	-	Learn More Add Review
Rate History: 3.20% → 4.20% → 4.00%
Usf Federal Credit Union Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 4.00% → 4.85% → 4.65% → 4.00%
Financial Partners Restrictions	4.00% 3.85%	$100,000 $1,000	-	Learn More Add Review
Latino Community Restrictions	4.00% 3.95% 3.90%	$200,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.90% → 5.85% → 5.50% → 5.10% → 4.00%
Hanscom Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.30% → 4.00%
Affinity Plus Restrictions	4.00%	$500	-	Learn More
Rate History: 4.75% → 4.50% → 4.40% → 4.00%
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
Champion Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 4.00%
Dakota Plains Restrictions	4.00%	$250	-	Learn More Add Review
Nusenda Restrictions	4.00%	$1,000	-	Learn More
Rate History: 4.75% → 4.15% → 4.00%
Jessica \| Dec 16, 2020 Nusenda Credit Union are unprofessional and a big waste of time. Read More Reviews (3)
Alliant Restrictions	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 4.75% → 4.00%
Gaius Gracchus \| Mar 22, 2024 Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More Reviews (5)
Access Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 4.00%
Teachers Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 5.00% → 4.00%
Suffolk Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 4.00%
Spirit Financial Restrictions	4.00%	$500	-	Learn More Add Review
University Restrictions	4.00%	$1,000	-	Learn More
Rate History: 3.50% → 4.50% → 4.00%
SK.ATX \| Jan 1, 2022 Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More Reviews (1)
Delta Community Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 3.75% → 4.00%
Bayer Heritage Restrictions	3.93%	$100	-	Learn More Add Review
Rate History: 5.65% → 5.13% → 4.60% → 4.34% → 3.93%
Rally Restrictions	3.92%	$1,000	-	Learn More Add Review
Rate History: 5.12% → 4.89% → 4.41% → 3.92%
Insight Restrictions	3.90% 3.80%	$1,000,000 $1,000	-	Learn More Add Review
Rate History: 3.60% → 4.30% → 3.90%
Randolph-brooks Restrictions	3.90% 1.00%	$1,000 $75,000	-	Learn More Add Review
Rate History: 4.00% → 4.25% → 4.26% → 3.90%
Utah First Restrictions	3.90%	$2,000	-	Learn More Add Review
Rate History: 5.25% → 4.85% → 4.80% → 5.00% → 3.90%
State Department Restrictions	3.85% 3.75%	$100,000 $500	-	Learn More Add Review
Rate History: 4.50% → 3.95% → 3.85%
Vystar Restrictions	3.85% 3.75%	$50,000 $500	-	Learn More
Rate History: 3.75% → 3.85%
Sharon \| Aug 8, 2023 The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More Reviews (2)
First United Restrictions	3.85% 3.75%	$50,000 $500	-	Learn More Add Review
A+ Restrictions	3.82%	$1,000	-	Learn More
Rate History: 4.07% → 3.87% → 3.82%
Ali123 \| Dec 19, 2019 Ali123 Read More Reviews (1)
Northrop Grumman Restrictions	3.81% 3.71%	$40,000 $2,500	-	Learn More Add Review
Rate History: 3.97% → 4.02% → 3.83% → 3.86% → 3.81%
Palmetto Citizens Restrictions	3.80% 3.75% 3.70%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.20% → 4.42% → 4.73% → 4.27% → 3.80%
Gecu	3.78%	$2,500	-	Learn More Add Review
First Technology Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.91% → 4.50% → 4.25% → 3.75%
Pima Restrictions	3.75%	$250	-	Learn More Add Review
Mtc Restrictions	3.75% 3.55%	$10,000 $250	-	Learn More Add Review
Star One Restrictions	3.75%	$2,500	-	Learn More
Rate History: 3.25% → 3.65% → 3.75%
VD \| Aug 18, 2020 Excellent! Read More Reviews (1)
Florida Restrictions	3.75%	$1,000	-	Learn More Add Review
Ttcu Restrictions	3.75% 3.50% 3.25%	$200,000 $50,000 $1,000	-	Learn More Add Review
Air Force Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.55% → 4.75% → 4.15% → 4.05% → 3.75%
Associated Credit Union Restrictions	3.70%	$200	-	Learn More Add Review
Rate History: 4.45% → 4.00% → 3.90% → 3.80% → 3.70%
Corning Restrictions	3.70% 3.50%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.20% → 3.70%
United States Senate Restrictions	3.67% 3.61%	$1,000 $100,000	-	Learn More Add Review
Rate History: 4.70% → 4.71% → 4.18% → 3.92% → 3.67%
Air Academy Restrictions	3.65%	$500	-	Learn More Add Review
Rate History: 4.40% → 4.15% → 3.90% → 3.65%
Lake Michigan Restrictions	3.65%	$500	-	Learn More Add Review
Rate History: 5.05% → 3.65%
Addition Financial	3.61%	$1,000	-	Learn More Add Review
Rate History: 4.28% → 4.07% → 3.87% → 3.92% → 3.61%
Premier Members Restrictions	3.60% 3.50%	$100,000 $500	-	Learn More
Rate History: 2.60% → 3.60%
Nancy Flynn \| Jun 19, 2022 Does PMFCU share with Bellco, Law Enforcement in Aurora. Read More Reviews (1)
We Florida Financial Restrictions	3.60% 3.35%	$500 $50,000	-	Learn More
Rate History: 5.15% → 3.85% → 3.60%
DT \| Apr 13, 2020 OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will n... Read More Reviews (1)
Suma Restrictions	3.60%	$1,000	-	Learn More Add Review
Rate History: 3.30% → 3.60%
Commonwealth One Restrictions	3.56%	$500	-	Learn More Add Review
Rate History: 2.26% → 6.09% → 2.26% → 4.11% → 3.56%
Envision Restrictions	3.56%	$1,000	-	Learn More Add Review
Rate History: 2.60% → 2.63% → 3.56%
Mohawk Valley Restrictions	3.56%	$1,000	-	Learn More Add Review
Rate History: 3.09% → 3.56%
Gardiner Restrictions	3.55%	$500	-	Learn More Add Review
Rate History: 2.84% → 3.30% → 3.55%
California Restrictions	3.50%	$1,000	-	Learn More Add Review
Unify Financial Restrictions	3.50%	$1,000	-	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Brightstar Restrictions	3.50%	$500	-	Learn More
Rodriguez \| Jun 22, 2023 BrightStar is great with members. The CD rate for 13 months is 4.75%! Read More Reviews (1)
Dover Restrictions	3.50%	$500	-	Learn More Add Review
La Capitol Restrictions	3.50%	$2,500	-	Learn More
tickedoff \| Sep 20, 2017 This credit union is a joke. They need to pull a credit report just to open a cd. Read More Reviews (1)
St. Paul Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 1.75% → 3.50%
L.a. Healthcare	3.50% 3.00%	$5,000 $1,000	-	Learn More Add Review
Magnifi Financial Restrictions	3.50% 3.40% 3.35% 3.30% 3.25%	$150,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
G.p.o. Restrictions	3.50%	$1,000	-	Learn More Add Review
Rate History: 3.30% → 3.50%
Velocity Restrictions	3.50%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 3.45% → 3.50%
Genisys Restrictions	3.48% 3.43%	$100,000 $500	-	Learn More Add Review
Rate History: 3.71% → 3.48% → 3.48%
Communityamerica Restrictions	3.45%	$500	-	Learn More Add Review
Rate History: 3.45% → 5.05% → 4.95% → 4.85% → 3.45%
Hughes Restrictions	3.41% 3.35% 3.30% 2.02%	$99,999 $50,000 $1,000 $100	-	Learn More Add Review
Department of Commerce Restrictions	3.40%	$500	-	Learn More
Rate History: 4.97% → 4.87% → 4.35% → 4.08% → 3.40%
member \| Dec 14, 2022 Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More Reviews (2)
Corporate America Family Restrictions	3.30% 3.25%	$10,000 $1,000	-	Learn More Add Review
Gte Restrictions	3.30% 3.04%	$100,000 $500	-	Learn More
Rate History: 1.76% → 2.53% → 3.30%
Run Away As Fast As You Can \| Aug 15, 2019 I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More Reviews (1)
First Community Restrictions	3.30% 3.25%	$100,000 $500	-	Learn More Add Review
Rate History: 3.55% → 3.40% → 3.30% → 3.40% → 3.30%
Spokane Teachers Restrictions	3.25%	$2,000	-	Learn More
Rate History: 0.25% → 3.50% → 3.25%
Guy \| Dec 22, 2021 STCU this rate is over twice what I was told at the credit union Read More Reviews (1)
Kinecta Restrictions	3.25% 3.00%	$100,000 $100	-	Learn More
BTM1st \| Apr 19, 2021 Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More Reviews (2)
Achieva Credit Union Restrictions	3.25% 2.40%	$75,000 $500	-	Learn More Add Review
Rate History: 4.65% → 4.35% → 4.00% → 3.25%
Central Credit Union Of Florida Restrictions	3.25%	$250	-	Learn More Add Review
Rate History: 1.75% → 1.75% → 3.25%
Police & Fire Restrictions	3.25%	$1,000	-	Learn More
Rate History: 3.60% → 3.75% → 4.00% → 3.25%
John \| Oct 9, 2023 Member for 50 years and have aeen it grow and develop with changing times and technology quickly and smoothly. Has helped me and my family, tremendously, through any and all crisis... don't know how Id ha ... Read More Reviews (1)
Community First Restrictions	3.25%	$2,500	-	Learn More
Rate History: 3.25% → 4.20% → 3.25%
pmm \| Feb 12, 2022 Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More Reviews (1)
Credit Union Of Southern California Restrictions	3.20%	$1,000	-	Learn More Add Review
Rate History: 2.70% → 2.85% → 3.00% → 3.20%
Eastman Restrictions	3.20% 3.15%	$100,000 $2,500	-	Learn More Add Review
Farmers Insurance Group Restrictions	3.15%	$1,000	-	Learn More Add Review
Rate History: 3.30% → 3.15%
The Golden 1 Restrictions	3.15% 3.05%	$100,000 $500	-	Learn More Add Review
Visions Restrictions	3.15%	$500	-	Learn More Add Review
United Nations Restrictions	3.15%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.15%
Educational Employees Restrictions	3.14% 3.09% 3.04% 2.99%	$100,000 $50,000 $10,000 $500	-	Learn More Add Review
Boeing Employees Restrictions	3.10%	$500	-	Learn More Add Review
Rate History: 4.07% → 5.75% → 4.07% → 3.25% → 3.10%
Space Coast Restrictions	3.07%	$500	-	Learn More
philip gladchuk \| Sep 30, 2016 what the rate on 5 years cd if your a elite member Read More Reviews (1)
Empower Restrictions	3.05%	$500	-	Learn More Add Review
Rate History: 2.15% → 3.05%
Eglin Restrictions	3.04%	$2,500	-	Learn More Add Review
Municipal Restrictions	3.04%	$500	-	Learn More Add Review
Rate History: 2.02% → 3.04%
Member Preferred Restrictions	3.04%	$500	-	Learn More
Rate History: 4.07% → 3.04%
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and was wondering what the criteria for becoming a member and depositing a CD of around $150k to $200k. We are looking to move a large some... Read More Reviews (1)
Nextmark Restrictions	3.00%	$100,000	-	Learn More Add Review
Ridgedale Restrictions	3.00%	$500	-	Learn More Add Review
Rate History: 1.76% → 3.14% → 3.00%
Pentagon Restrictions	3.00%	$1,000	-	Learn More
clifton handyman \| Nov 20, 2024 Your Lost Bitcoins Are Not Gone Forever! Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More Reviews (16)
Gesa Restrictions	3.00% 2.80% 2.60%	$100,000 $50,000 $500	-	Learn More
Rate History: 5.00% → 3.00% → 4.75% → 4.00% → 3.00%
Jerry from Hillsboro, Oregon \| Dec 4, 2022 Your credit union needs to compete with other credit unions, like Liberty Federal, which has a 6 year rate at 4.30%. Read More Reviews (2)
Shell Restrictions	2.90% 2.75%	$50,000 $500	-	Learn More
Rate History: 4.90% → 4.65% → 3.15% → 2.90%
Jamaal D. Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Allegacy Restrictions	2.90%	$500	-	Learn More Add Review
Rate History: 2.85% → 3.55% → 2.85% → 3.15% → 2.90%
Virginia Credit Union, Inc., Restrictions	2.86% 2.66% 2.46% 2.45%	$100,000 $50,000 $5,000 $500	-	Learn More
Rate History: 2.97% → 2.87% → 2.86% → 2.87% → 2.86%
LA \| Aug 14, 2023 Staff customer service very poor. Long wait times due to limited staffing. Read More Reviews (2)
Mutual Savings Restrictions	2.75%	$100	-	Learn More Add Review
Rate History: 2.00% → 2.75%
Blue Restrictions	2.75%	$1,000	-	Learn More Add Review
Rate History: 0.55% → 2.75%
Community First Credit Union Of Flo Restrictions	2.73% 2.68% 2.63% 2.53%	$250,000 $100,000 $45,000 $500	-	Learn More Add Review
Publix Employees Restrictions	2.62% 2.52%	$100,000 $500	-	Learn More Add Review
Kenowa Community Restrictions	2.55%	$500	-	Learn More Add Review
University Of Wisconsin Restrictions	2.55% 2.50% 2.45%	$250,000 $10,000 $500	-	Learn More Add Review
Rate History: 1.05% → 3.05% → 2.55%
Technology Restrictions	2.50%	$1,000	-	Learn More Add Review
Westerra Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 0.70% → 2.40% → 3.00% → 2.50%
Partner Colorado Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 2.50% → 4.00% → 5.00% → 4.15% → 2.50%
Elements Financial Restrictions	2.50%	$1,000	-	Learn More Add Review
Trustone Financial	2.50%	$500	-	Learn More Add Review
Abound Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 0.90% → 2.50% → 1.00% → 2.50%
Trustone Financial Restrictions	2.50%	$500	-	Learn More
Ann and Korky \| Aug 7, 2020 We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More Reviews (2)
Bethpage Restrictions	2.50%	$50	-	Learn More
Rate History: 4.75% → 4.00% → 3.50% → 3.00% → 2.50%
MY OPINION \| Sep 4, 2019 BETHPAGE CREDIT UNION IS THE BEST.. Read More Reviews (1)
Xcel Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 2.00% → 2.50%
Merck Sharp & Dohme Restrictions	2.50%	$500	-	Learn More Add Review
Quorum Restrictions	2.45%	$1,000	-	Learn More
Rate History: 2.45% → 6.00%
Sharon \| Sep 20, 2023 Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More Reviews (2)
121 Financial Restrictions	2.45%	$500	-	Learn More
Former member \| Oct 17, 2018 This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More Reviews (1)
Texas Dow Employees Restrictions	2.40% 2.25%	$100,000 $1,000	-	Learn More
tonaroof \| Jan 24, 2020 This rate is not accurate as it is 2.25% Read More Reviews (1)
Ingersoll-rand Restrictions	2.37%	$1,000	-	Learn More Add Review
Nuvision Restrictions	2.35% 2.30% 2.25% 2.20%	$100,000 $50,000 $25,000 $1,000	-	Learn More Add Review
Logix Restrictions	2.30% 2.20%	$100,000 $1,000	-	Learn More Add Review
Rate History: 1.45% → 2.20% → 2.30%
Safe Restrictions	2.27% 1.92%	$25,000 $500	-	Learn More Add Review
Town & Country Restrictions	2.27%	$500	-	Learn More
Ldk \| Sep 11, 2020 Rate is now 2.01% Read More Reviews (1)
Stanford Restrictions	2.27%	$1,000	-	Learn More Add Review
Investex Restrictions	2.27% 2.02%	$50,000 $1,000	-	Learn More Add Review
Rate History: 2.17% → 2.27%
New England Restrictions	2.27%	$500	-	Learn More Add Review
Elevations Restrictions	2.10% 2.00%	$100,000 $500	-	Learn More Add Review
Financial Builders Restrictions	2.06%	$500	-	Learn More Add Review
First Flight Restrictions	2.02% 1.92%	$10,000 $500	-	Learn More Add Review
Central Valley Firefighters Restrictions	2.01%	$1,000	-	Learn More
Bill and Deanna Hunter \| Dec 3, 2022 You should be embarrassed for the VERY LOW interest you are paying your membership on savings accounts!!! Why would you do to this to your members. Surprised you haven’t been losing these accounts to you... Read More Reviews (1)
Onpoint Community Restrictions	2.01% 1.75%	$1,001 $1,000	-	Learn More
Rate History: 2.00% → 2.01%
Bradley, Elizabeth \| May 31, 2021 Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More Reviews (1)
Global Restrictions	2.00%	$10,000	-	Learn More Add Review
Rate History: 2.86% → 5.00% → 4.45% → 4.10% → 2.00%
Patelco Restrictions	2.00%	$250	-	Learn More
ceblack9490@comcast.net \| Feb 6, 2023 max. amt. per account thats insured under your ncua? limit on how many accts? Read More Reviews (2)
Town And Country	2.00% 1.80%	$10,000 $1,000	-	Learn More Add Review
Rate History: 2.02% → 2.00%
Gulf Winds Restrictions	2.00%	$500	-	Learn More Add Review
Align Restrictions	2.00%	$500	-	Learn More Add Review
Rate History: 3.25% → 2.00%
Electro Savings Restrictions	2.00%	$1,000	-	Learn More Add Review
Jovia Financial Restrictions	2.00%	$100	-	Learn More
Rate History: 5.00% → 4.00% → 2.50% → 2.00%
H \| Apr 25, 2021 It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More Reviews (2)
Fortera Restrictions	2.00%	$1,000	-	Learn More
Tracey Mayberry \| Feb 29, 2020 After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More Reviews (1)
Financial Resources Restrictions	1.92%	$500	-	Learn More Add Review
True Sky	1.91%	$1,000	-	Learn More Add Review
Mccoy Restrictions	1.82% 1.71% 1.61% 1.51%	$100,000 $25,000 $5,000 $1,000	-	Learn More Add Review
Campus Usa Restrictions	1.76% 1.51%	$25,000 $2,000	-	Learn More Add Review
Pelican State Restrictions	1.76%	$500	-	Learn More
Rate History: 4.86% → 4.33% → 3.04% → 2.02% → 1.76%
BabyBoomerPA \| Dec 15, 2022 I have been a member for over 30 years and Pelican has consistently offered deposit rates that are higher than bank and credit union averages. All my kids and grandkids park their savings with Pelican and... Read More Reviews (1)
Baxter Restrictions	1.75%	$500	-	Learn More Add Review
Rate History: 2.50% → 2.25% → 2.10% → 1.85% → 1.75%
Valley Restrictions	1.75%	$500	-	Learn More Add Review
Star Of Texas Restrictions	1.75% 1.60% 1.50%	$100,000 $50,000 $1,000	-	Learn More
Max Bartlett \| Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More Reviews (1)
Loco Restrictions	1.75%	$500	-	Learn More Add Review
Members Choice Restrictions	1.75%	$500	-	Learn More Add Review
First Florida Restrictions	1.70%	$1,000	-	Learn More
ted \| Jul 7, 2019 wrong rate! Read More Reviews (1)
Park Community Credit Union, Inc. Restrictions	1.70%	$500	-	Learn More Add Review
Afena Restrictions	1.61% 1.51% 1.41%	$100,000 $10,000 $250	-	Learn More Add Review
Pen Air Restrictions	1.60%	$500	-	Learn More
Mark Long \| Apr 13, 2021 Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More Reviews (1)
Dexsta Restrictions	1.51%	$1,000	-	Learn More Add Review
Security First Restrictions	1.51% 1.46% 1.41% 1.31%	$100,000 $50,000 $25,000 $500	-	Learn More Add Review
Ou Restrictions	1.51%	$10,000	-	Learn More Add Review
Frontwave Restrictions	1.50%	$1,000	-	Learn More Add Review
San Diego County Restrictions	1.50% 1.00%	$90,000 $2,000	-	Learn More Add Review
Rate History: 2.05% → 1.75% → 1.50%
Safeamerica Restrictions	1.50%	$1,000	-	Learn More Add Review
Royal Restrictions	1.50%	$0	-	Learn More Add Review
Security Service Restrictions	1.50% 1.45% 1.40%	$50,000 $25,000 $500	-	Learn More
long time disgruntled \| Nov 5, 2023 I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More Reviews (1)
Langley Restrictions	1.50%	$100	-	Learn More Add Review
Chartway Restrictions	1.40%	$500	-	Learn More Add Review
Columbia Community Restrictions	1.40% 1.25%	$100,000 $0	-	Learn More Add Review
United Restrictions	1.35%	$500	-	Learn More Add Review
Tower Restrictions	1.30%	$500	-	Learn More Add Review
Rate History: 2.00% → 1.95% → 1.85% → 1.35% → 1.30%
Wings Financial Restrictions	1.26% 1.15%	$250,000 $10,000	-	Learn More Add Review
Rate History: 1.11% → 1.26%
Inroads Restrictions	1.26% 0.75%	$50,000 $25,000	-	Learn More Add Review
Safe 1 Restrictions	1.25%	$1,000	-	Learn More Add Review
Midflorida Restrictions	1.25%	$1,000	-	Learn More
Rate History: 1.00% → 1.25%
Carson76 \| Feb 4, 2020 This is false advertising. The actual apy is 2.5º\º Read More Reviews (1)
Sikorsky Financial Restrictions	1.25%	$500	-	Learn More Add Review
Tampa Bay Restrictions	1.25%	$500	-	Learn More Add Review
Rate History: 0.30% → 1.25%
Southwest 66 Restrictions	1.25%	$1,500	-	Learn More Add Review
Everwise Restrictions	1.19%	$500	-	Learn More Add Review
Wymar Restrictions	1.15%	$75,000	-	Learn More Add Review
Members 1st Restrictions	1.15% 1.10% 1.00% 0.90% 0.85% 0.80%	$1,000,000 $100,000 $75,000 $50,000 $10,000 $500	-	Learn More Add Review
Connex Restrictions	1.10%	$500	-	Learn More Add Review
Covantage Restrictions	1.10%	$5,000	-	Learn More Add Review
Fedmont	1.01%	$10,000	-	Learn More Add Review
Gorman-rupp & Associates Restrictions	1.01%	$100,000	-	Learn More Add Review
Pahranagat Valley	1.00%	$10,000	-	Learn More Add Review
East Idaho Restrictions	1.00%	$500	-	Learn More Add Review
Fairwinds Restrictions	1.00%	$100	-	Learn More Add Review
Louisiana Restrictions	1.00%	$10,000	-	Learn More
Clarenza22 \| Aug 11, 2021 Marie Read More Reviews (1)
Travis Restrictions	1.00%	$500	-	Learn More Add Review
Rate History: 2.10% → 0.90% → 4.50% → 4.25% → 1.00%
Riverview Restrictions	1.00%	$500	-	Learn More Add Review
Safe Restrictions	1.00% 0.90% 0.75%	$100,000 $50,000 $1,000	-	Learn More Add Review
Southwest Heritage Restrictions	1.00%	$1,000	-	Learn More Add Review
Bp Restrictions	1.00%	$10,000	-	Learn More Add Review
1st University	1.00%	$10,000	-	Learn More Add Review
Summit Restrictions	1.00%	$500	-	Learn More Add Review
Rate History: 0.50% → 1.00%
Landmark Restrictions	1.00%	$500	-	Learn More Add Review
Chaffey Restrictions	0.96%	$10,000	-	Learn More Add Review
Riverfall Restrictions	0.95%	$10,000	-	Learn More Add Review
Guardians Restrictions	0.95%	$10,000	-	Learn More Add Review
Wymar Restrictions	0.91%	$1,000	-	Learn More Add Review
Country Heritage	0.91%	$10,000	-	Learn More Add Review
Guadalupe Parish Restrictions	0.91%	$100,000	-	Learn More Add Review
Dominion Energy Credit Union Restrictions	0.90%	$10,000	-	Learn More
Frasier \| Jan 14, 2021 Decent bank, good place for vehicle loans. Above average service on checking account, limited places to withdraw cash with ATM card and avoid fees. Avoid their home mortgage department, they are slow - t... Read More Reviews (1)
Federal Employees	0.90%	$10,000	-	Learn More Add Review
Fort Dodge Family Restrictions	0.90%	$100,000	-	Learn More Add Review
1st Gateway Restrictions	0.90%	$1,000	-	Learn More Add Review
Texas Tech Restrictions	0.90%	$10,000	-	Learn More Add Review
Westex Restrictions	0.88%	$100,000	-	Learn More Add Review
Kitsap Restrictions	0.88%	$100,000	-	Learn More Add Review
Family 1st Of Texas	0.85%	$10,000	-	Learn More Add Review
Dch Restrictions	0.85%	$10,000	-	Learn More Add Review
I. H. Mississippi Valley Restrictions	0.85%	$100,000	-	Learn More Add Review
Union Square Restrictions	0.85%	$1,000	-	Learn More Add Review
Efcu Financial Restrictions	0.85%	$100,000	-	Learn More Add Review
Park Side Financial Restrictions	0.85%	$100,000	-	Learn More Add Review
Grasslands Restrictions	0.85%	$100,000	-	Learn More Add Review
Columbus Metro Restrictions	0.85%	$100,000	-	Learn More Add Review
Chemcel Restrictions	0.85%	$100,000	-	Learn More Add Review
Houston Restrictions	0.82%	$100,000	-	Learn More Add Review
Cone Restrictions	0.80%	$10,000	-	Learn More Add Review
Kraftcor	0.80%	$1,000	-	Learn More Add Review
Gulf Coast Educators Restrictions	0.80%	$100,000	-	Learn More Add Review
Sun Community Restrictions	0.80%	$100,000	-	Learn More Add Review
F & A Restrictions	0.80%	$50,000	-	Learn More Add Review
Guardian Restrictions	0.80%	$10,000	-	Learn More Add Review
Workmen's Circle Incorporated Restrictions	0.80%	$100,000	-	Learn More Add Review
Alabama Teachers Restrictions	0.80%	$10,000	-	Learn More Add Review
Spirit Of Alaska Restrictions	0.80%	$10,000	-	Learn More Add Review
Community Resource Restrictions	0.80%	$90,000	-	Learn More Add Review
Louisiana Usa Restrictions	0.80%	$100,000	-	Learn More Add Review
Metrowest Community Restrictions	0.80%	$100,000	-	Learn More
Patricia Westhaver \| Jun 8, 2021 Call first. Rate is different Read More Reviews (1)
Maine State Restrictions	0.80%	$10,000	-	Learn More
Ldk \| Sep 11, 2020 Rate is now 2.5% Read More Reviews (1)
Wildfire Restrictions	0.80%	$100,000	-	Learn More Add Review
Weokie Restrictions	0.80%	$100,000	-	Learn More Add Review
Allegiance Restrictions	0.80%	$100,000	-	Learn More Add Review
Erie Restrictions	0.80%	$100,000	-	Learn More
Jenn2998 \| Sep 1, 2021 Tom garrett Read More Reviews (1)
Dixies	0.80%	$10,000	-	Learn More Add Review
Fort Worth Community Restrictions	0.80%	$100,000	-	Learn More Add Review
East Texas Professional Restrictions	0.80%	$100,000	-	Learn More Add Review
Doches Restrictions	0.80%	$10,000	-	Learn More Add Review
Pcm Restrictions	0.80%	$10,000	-	Learn More Add Review
Gsa Restrictions	0.79%	$10,000	-	Learn More Add Review
Cenla Restrictions	0.76%	$10,000	-	Learn More Add Review
K V Restrictions	0.76%	$10,000	-	Learn More Add Review
Education 1st Restrictions	0.76%	$500	-	Learn More Add Review
Mutual Savings Restrictions	0.75%	$10,000	-	Learn More Add Review
Wyochem	0.75%	$10,000	-	Learn More Add Review
N. J. Latvian	0.75%	$10,000	-	Learn More Add Review
Wichita Falls Teachers Restrictions	0.75%	$1,000	-	Learn More Add Review
F & A Restrictions	0.75%	$1,000	-	Learn More Add Review
Hurricane Creek Restrictions	0.75%	$10,000	-	Learn More Add Review
Coosa Pines Restrictions	0.75%	$10,000	-	Learn More Add Review
Carter Restrictions	0.75%	$10,000	-	Learn More Add Review
Aurora Schools Restrictions	0.75%	$100,000	-	Learn More Add Review
Denver Fire Department Restrictions	0.75%	$10,000	-	Learn More Add Review
Members United Credit Union Restrictions	0.75%	$10,000	-	Learn More
CherryRose \| Aug 12, 2021 There has been a change in MUCU in Albany, GA, Westover. It is not the friendly, helpful, hometown feel anymore. And they are taking away the convenience of local banking by closing some of its locations... Read More Reviews (1)
Cooperative Choice Network Restrictions	0.75%	$500	-	Learn More Add Review
United 1st Restrictions	0.75%	$100,000	-	Learn More Add Review
Honolulu Restrictions	0.75%	$10,000	-	Learn More Add Review
Jacksonville Firemen's Restrictions	0.75%	$10,000	-	Learn More Add Review
1st Resource Restrictions	0.75%	$10,000	-	Learn More Add Review
Success Restrictions	0.75%	$10,000	-	Learn More
John Paul Myrick \| Oct 28, 2022 Avoid!! They advertise locations as providing full service when that is incorrect. After months of waiting, we were made a select employer group a month or so back. One employee tried to open an account at... Read More Reviews (1)
Up Arkansas Restrictions	0.75%	$10,000	-	Learn More Add Review
Combined Employees	0.75%	$10,000	-	Learn More
Robert Glore \| Jul 17, 2019 CECU is the best kept secret in the Middle Georgia area! In 2019, CECU will be celebrating their 50th year in business! The credit union is not open to the general public. Their composition of members i... Read More Reviews (17)
Sun Community Restrictions	0.75%	$10,000	-	Learn More Add Review
Prestige Community Restrictions	0.75%	$10,000	-	Learn More Add Review
Jm Associates Restrictions	0.75%	$100,000	-	Learn More Add Review
Credit Union 1 Restrictions	0.75%	$100,000	-	Learn More Add Review
Chicago Firefighter's Restrictions	0.75%	$10,000	-	Learn More Add Review
Members Choice Restrictions	0.75%	$10,000	-	Learn More Add Review
Cse Restrictions	0.75%	$1,000	-	Learn More Add Review
Access Of Louisiana Restrictions	0.75%	$100,000	-	Learn More Add Review
Efcu Financial Restrictions	0.75%	$10,000	-	Learn More Add Review
West Michigan Restrictions	0.75%	$100,000	-	Learn More Add Review
American 1 Restrictions	0.75%	$500	-	Learn More Add Review
West Metro Schools Restrictions	0.75%	$10,000	-	Learn More Add Review
Charlotte Fire Department Restrictions	0.75%	$100,000	-	Learn More Add Review
Bragg Mutual Restrictions	0.75%	$10,000	-	Learn More
MissyDorman \| Oct 20, 2019 What ATM machines will except cash Deposits for this bank Read More Reviews (1)
Marine Restrictions	0.75%	$10,000	-	Learn More
Dev1ldog \| Mar 12, 2023 Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More Reviews (1)
Abco Restrictions	0.75%	$100,000	-	Learn More Add Review
Ohio Valley Community Restrictions	0.75%	$10,000	-	Learn More Add Review
University & Community Restrictions	0.75%	$10,000	-	Learn More Add Review
Western Sun Restrictions	0.75%	$100,000	-	Learn More Add Review
United Trades	0.75%	$10,000	-	Learn More Add Review
Riverfront Restrictions	0.75%	$10,000	-	Learn More Add Review
1st Cooperative	0.75%	$10,000	-	Learn More Add Review
Texoma Community Restrictions	0.75%	$10,000	-	Learn More Add Review
Fort Worth Community Restrictions	0.75%	$10,000	-	Learn More Add Review
Mobility Credit Union Restrictions	0.75%	$10,000	-	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Chemcel Restrictions	0.75%	$10,000	-	Learn More Add Review
Members Choice Of Central Texas Restrictions	0.75%	$100,000	-	Learn More Add Review
Sabine Restrictions	0.75%	$10,000	-	Learn More Add Review
Walker County Restrictions	0.75%	$10,000	-	Learn More Add Review
Houston Texas Fire Fighters Restrictions	0.75%	$10,000	-	Learn More Add Review
Memorial Restrictions	0.75%	$10,000	-	Learn More Add Review
Cal-com Restrictions	0.75%	$100,000	-	Learn More Add Review
Members 1st	0.75%	$10,000	-	Learn More Add Review
Vermont Restrictions	0.75%	$10,000	-	Learn More Add Review
Tapco Restrictions	0.75%	$100,000	-	Learn More
dennis bishop \| Apr 4, 2020 I wish you had the old mail in service where could mail it in im 75 years old I wish we could mail in 5.00 or 25.0 at a time Read More Reviews (1)
Members' Advantage Restrictions	0.75%	$10,000	-	Learn More Add Review
United Arkansas Restrictions	0.71%	$10,000	-	Learn More Add Review
Kelly Community Restrictions	0.70%	$10,000	-	Learn More Add Review
Green Mountain Restrictions	0.70%	$10,000	-	Learn More Add Review
Everyone's Restrictions	0.70%	$100,000	-	Learn More Add Review
Coasthills Restrictions	0.70%	$100,000	-	Learn More Add Review
Sandia Laboratory Restrictions	0.70%	$100,000	-	Learn More Add Review
Pikes Peak Restrictions	0.70%	$10,000	-	Learn More Add Review
Honda Restrictions	0.70%	$100,000	-	Learn More Add Review
Alcoa Community	0.70%	$10,000	-	Learn More Add Review
Cobalt Restrictions	0.70%	$100,000	-	Learn More Add Review
Five Star Restrictions	0.70%	$10,000	-	Learn More Add Review
Robins Financial Restrictions	0.70%	$10,000	-	Learn More Add Review
Houston Restrictions	0.70%	$10,000	-	Learn More Add Review
Community Resource Restrictions	0.70%	$100	-	Learn More Add Review
Communication Restrictions	0.70%	$1,000	-	Learn More Add Review
Ouachita Valley Restrictions	0.70%	$10,000	-	Learn More Add Review
Neighbors Restrictions	0.70%	$10,000	-	Learn More Add Review
Safe Harbor Restrictions	0.70%	$10,000	-	Learn More Add Review
United Financial Restrictions	0.70%	$100,000	-	Learn More Add Review
Dort Financial	0.70%	$100,000	-	Learn More Add Review
Diversified Members Restrictions	0.70%	$10,000	-	Learn More Add Review
Trades & Labor	0.70%	$100,000	-	Learn More Add Review
Health Care Family Restrictions	0.70%	$10,000	-	Learn More
Ric \| May 31, 2017 Does not honor rates posted here. Read More Reviews (1)
Abnb Restrictions	0.70%	$100,000	-	Learn More Add Review
True Sky Restrictions	0.70%	$500	-	Learn More
Larry Jelinek \| Jan 14, 2022 Shout out to Lisa at the Yukon Branch Very helpful and nice Read More Reviews (2)
Red Crown Restrictions	0.70%	$100,000	-	Learn More Add Review
Weokie Restrictions	0.70%	$10,000	-	Learn More Add Review
Western Sun Restrictions	0.70%	$10,000	-	Learn More Add Review
Tulsa Restrictions	0.70%	$100,000	-	Learn More Add Review
The Focus Restrictions	0.70%	$10,000	-	Learn More Add Review
Heritage South Community Cu Restrictions	0.70%	$10,000	-	Learn More Add Review
Education Restrictions	0.70%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Online Banks →

See rates for Local Banks →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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Credit Union CD Rates – 6-Month – Carbondale, Colorado

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

NCUA Insurance

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Colorado

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