Best Credit Union 2 Year CD Rates in Glenwood Springs, Colorado, CO

You are viewing rates from credit unions across Glenwood Springs

Below are two year Certificates of Deposit (CD) rates from credit unions located in Glenwood Springs, Colorado. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on credit union and bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Glenwood Springs, CO - December 2, 2024

2 Year CD National Average : 0.66% ^?

Credit Unions	APY	MIN	MILES ^?
Dexsta Restrictions	5.64%	$1,000	-	Learn More Add Review
Radiant	5.58% 3.98% 3.93%	$1,001 $50,000 $1,000	-	Learn More Add Review
Rate History: 5.51% → 5.58%
La Capitol Restrictions	5.35% 5.25%	$100,000 $1,000	-	Learn More
tickedoff \| Sep 20, 2017 This credit union is a joke. They need to pull a credit report just to open a cd. Read More Reviews (1)
United States Senate Restrictions	5.28% 3.77% 3.72%	$200,000 $100,000 $1,000	-	Learn More Add Review
Power Financial Restrictions	5.12%	$2,500	-	Learn More Add Review
Chattanooga Area Schools Restrictions	4.94%	$2,000	-	Learn More Add Review
Advancial Restrictions	4.94% 4.83% 4.73%	$50,000 $25,000 $1,000	-	Learn More Add Review
Rate History: 4.95% → 4.94%
Investex Restrictions	4.91% 4.33%	$50,000 $1,000	-	Learn More Add Review
Rate History: 4.13% → 4.60% → 4.85% → 4.59% → 4.91%
Suncoast Restrictions	4.90% 4.65%	$100,000 $500	-	Learn More
Joyce0416 \| Jan 12, 2022 I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More Reviews (1)
Merck Sharp & Dohme Restrictions	4.90% 4.75%	$25,000 $1,000	-	Learn More Add Review
Municipal Restrictions	4.85%	$500	-	Learn More Add Review
Rate History: 3.56% → 4.85% → 3.56% → 4.85%
Wright-patt Credit Union, Inc. Restrictions	4.85% 4.75%	$100,000 $500	-	Learn More Add Review
Eecu Restrictions	4.85% 4.75% 4.60%	$50,000 $1,000 $5,000	-	Learn More Add Review
Rate History: 4.84% → 4.85%
Michigan State University Restrictions	4.80% 4.30%	$100,000 $500	-	Learn More Add Review
Coastal Restrictions	4.80%	$250	-	Learn More Add Review
Lafayette Restrictions	4.78% 4.01%	$500 $100,000	-	Learn More Add Review
Rate History: 5.09% → 5.20% → 4.84% → 4.78%
Star Of Texas Restrictions	4.75% 4.60%	$100,000 $1,000	-	Learn More
Max Bartlett \| Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More Reviews (1)
Ithink Financial Restrictions	4.75% 3.05%	$25,000 $1,000	-	Learn More Add Review
Rate History: 5.35% → 5.25% → 5.00% → 2.38% → 4.75%
Credit Human Restrictions	4.75%	$500	-	Learn More
Rate History: 4.80% → 4.65% → 4.65% → 4.75% → 4.75%
Anavile23 \| Jul 10, 2019 Does credit human use ChexSystems Read More Reviews (1)
Coastlife Restrictions	4.75%	$1,000	-	Learn More Add Review
Texas People Restrictions	4.73% 4.24%	$50,000 $1,000	-	Learn More Add Review
Grow Financial Restrictions	4.70% 4.59%	$100,000 $500	-	Learn More
Rate History: 4.44% → 4.70%
Why did I get a loan with them? \| Nov 30, 2020 I will never do business with grow again. Very dissatisfied as a client. Read More Reviews (1)
Blucurrent Restrictions	4.60%	$1,000	-	Learn More Add Review
Rate History: 3.82% → 4.70% → 4.85% → 5.00% → 4.60%
Self-help Restrictions	4.60%	$500	-	Learn More
northcape5 \| Sep 27, 2016 why have you not updated your rates Read More Reviews (1)
Agriculture Restrictions	4.55% 3.85%	$250 $25	-	Learn More Add Review
Rate History: 4.75% → 4.65% → 4.55%
All In Restrictions	4.54% 4.49%	$100,000 $1,000	-	Learn More
Rate History: 3.76% → 4.18% → 4.23% → 4.44% → 4.54%
douglasmcrainey@gmail.com \| Feb 6, 2023 Everyone was very friendly and helpful. Read More Reviews (1)
Inova Restrictions	4.50%	$200	-	Learn More Add Review
Rate History: 4.25% → 4.50% → 5.25% → 5.00% → 4.50%
Bellco Restrictions	4.50%	$500	-	Learn More
Rate History: 4.75% → 4.50%
Hogwash \| Oct 11, 2019 Long, long wait to see a banker. No one at the front desk. Very Poor service Read More Reviews (3)
Trax Restrictions	4.50% 3.60%	$500 $100,000	-	Learn More Add Review
Campus Usa Restrictions	4.50% 2.78%	$25,000 $2,000	-	Learn More Add Review
Communitywide Restrictions	4.50%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.70% → 4.50% → 4.70% → 4.50%
Nextmark Restrictions	4.50%	$100,000	-	Learn More Add Review
Rate History: 4.00% → 5.00% → 4.50%
Discovery Restrictions	4.50%	$100	-	Learn More Add Review
America First Restrictions	4.50%	$500	-	Learn More
Rate History: 4.50% → 4.75% → 4.60% → 4.50%
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
Mountain America	4.50%	$500	-	Learn More Add Review
Rate History: 4.75% → 4.50%
Library Of Congress Restrictions	4.47%	$500	-	Learn More Add Review
Rate History: 4.68% → 4.47%
Hughes Restrictions	4.45% 4.39% 4.34% 2.99%	$99,999 $50,000 $1,000 $100	-	Learn More Add Review
Community First Credit Union Of Flo Restrictions	4.45% 4.39% 4.29% 4.24%	$250,000 $100,000 $45,000 $500	-	Learn More Add Review
Citadel Restrictions	4.45% 4.40%	$75,000 $500	-	Learn More Add Review
Las Colinas Restrictions	4.45%	$50,000	-	Learn More Add Review
Gardiner Restrictions	4.44%	$500	-	Learn More Add Review
Rate History: 3.35% → 3.81% → 4.44%
Partners Restrictions	4.40% 3.60%	$1,000 $500	-	Learn More Add Review
Rate History: 4.70% → 5.00% → 4.45% → 4.40%
Alliant Restrictions	4.40% 4.30%	$75,000 $1,000	-	Learn More
Rate History: 4.50% → 4.40%
Gaius Gracchus \| Mar 22, 2024 Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More Reviews (5)
Weyco Community Restrictions	4.39%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.50% → 4.59% → 4.39%
Schoolsfirst Restrictions	4.35% 4.30% 4.25% 4.20%	$100,000 $50,000 $20,000 $500	-	Learn More Add Review
Rate History: 4.30% → 4.45% → 4.60% → 4.35%
Andrews Federal Credit Union Restrictions	4.35% 4.30%	$10,000 $1,000	-	Learn More Add Review
Inner Lakes Restrictions	4.33%	$1,000	-	Learn More Add Review
Rate History: 4.65% → 4.33%
Redstone Restrictions	4.33% 4.06%	$100,000 $1,000	-	Learn More
Rate History: 4.07% → 4.33%
AlabamaPaul \| Jun 1, 2019 Yes... Read More Reviews (3)
Tinker Restrictions	4.31% 4.21% 4.11% 4.00% 3.85%	$99,000 $50,000 $25,000 $10,000 $1,000	-	Learn More Add Review
Credit Union Of Colorado, A Restrictions	4.30% 4.20% 4.10% 4.00%	$100,000 $25,000 $10,000 $500	-	Learn More Add Review
Rate History: 3.75% → 4.45% → 4.30%
Skyla Restrictions	4.30% 3.60%	$500 $50,000	-	Learn More Add Review
Rate History: 4.55% → 4.80% → 5.05% → 4.80% → 4.30%
Dow Restrictions	4.30%	$500	-	Learn More Add Review
Rate History: 4.65% → 4.09% → 3.90% → 3.80% → 4.30%
Quorum Restrictions	4.25%	$1,000	-	Learn More
Rate History: 24.00% → 3.00% → 2.75% → 4.50% → 4.25%
Sharon \| Sep 20, 2023 Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More Reviews (2)
Firefighters First Restrictions	4.25% 4.20% 4.15%	$100,000 $50,000 $1,000	-	Learn More Add Review
Rate History: 3.61% → 4.59% → 4.33% → 4.25%
Colorado Restrictions	4.25% 4.15%	$100,000 $500	-	Learn More Add Review
On Tap Restrictions	4.25% 4.15%	$100,000 $500	-	Learn More Add Review
Rate History: 4.10% → 4.40% → 4.25%
American 1 Restrictions	4.25%	$500	-	Learn More Add Review
G.p.o. Restrictions	4.25%	$1,000	-	Learn More Add Review
Rate History: 3.90% → 4.25%
Access Restrictions	4.25%	$1,000	-	Learn More Add Review
Rate History: 3.15% → 3.50% → 3.15% → 4.25%
Delta Community Restrictions	4.25%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.50% → 4.25%
Minnequa Works	4.24%	$500	-	Learn More Add Review
Rate History: 3.39% → 4.16% → 4.06% → 3.85% → 4.24%
Kings Peak Restrictions	4.23%	$1,000	-	Learn More Add Review
Rate History: 4.60% → 4.23%
State Department Restrictions	4.22% 4.01%	$100,000 $500	-	Learn More Add Review
Rate History: 4.63% → 4.37% → 4.22%
Randolph-brooks Restrictions	4.21%	$1,000	-	Learn More Add Review
Rate History: 4.20% → 4.21%
Chevron Restrictions	4.20% 4.15% 4.10%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.30% → 4.20%
Spectrum	4.20% 4.15% 4.10%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.30% → 4.20%
Dc Restrictions	4.19% 4.09%	$100,000 $25,000	-	Learn More Add Review
Northrop Grumman Restrictions	4.19% 4.04%	$40,000 $2,500	-	Learn More Add Review
Rate History: 4.59% → 4.51% → 4.25% → 4.30% → 4.19%
Rally Restrictions	4.17% 3.20%	$1,000 $100,000	-	Learn More Add Review
Rate History: 3.92% → 5.13% → 4.89% → 4.41% → 4.17%
Mtc Restrictions	4.16% 3.96%	$10,000 $250	-	Learn More Add Review
Idaho Central Restrictions	4.15%	$500	-	Learn More Add Review
Rate History: 4.65% → 4.25% → 4.15%
Fortera Restrictions	4.15%	$1,000	-	Learn More
Tracey Mayberry \| Feb 29, 2020 After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More Reviews (1)
State Employees' Restrictions	4.15%	$250	-	Learn More Add Review
Rate History: 4.30% → 4.15%
Northwest Restrictions	4.15%	$1,000	-	Learn More Add Review
Rate History: 4.40% → 4.15%
Del Norte Restrictions	4.13% 4.03%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.61% → 4.39% → 4.13%
Nasa Restrictions	4.10%	$1,000	-	Learn More Add Review
Rate History: 4.55% → 4.45% → 4.35% → 4.30% → 4.10%
First United Restrictions	4.10% 4.00%	$50,000 $100	-	Learn More Add Review
American Heritage Restrictions	4.10%	$1,000	-	Learn More
Rate History: 4.50% → 4.25% → 4.10%
Jobe0822@gmail.com \| Dec 22, 2020 Where is the 4.00/% rate? It doesn’t seem to exist? Read More Reviews (2)
Capital Communications Restrictions	4.10%	$500	-	Learn More Add Review
Rate History: 4.25% → 4.10%
Listerhill Restrictions	4.09%	$500	-	Learn More Add Review
Rate History: 4.40% → 4.35% → 4.14% → 4.09%
Mohawk Valley Restrictions	4.07%	$10,000	-	Learn More Add Review
Rate History: 2.80% → 4.07%
First Flight Restrictions	4.07% 3.97%	$10,000 $500	-	Learn More Add Review
Member Preferred Restrictions	4.07%	$500	-	Learn More
Rate History: 3.81% → 4.07%
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and was wondering what the criteria for becoming a member and depositing a CD of around $150k to $200k. We are looking to move a large some... Read More Reviews (1)
Navy Federal Credit Union Restrictions	4.05%	$100,000	-	Learn More
Rate History: 4.15% → 4.05%
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Eglin Restrictions	4.02%	$2,500	-	Learn More Add Review
Virginia Credit Union, Inc., Restrictions	4.02% 3.82% 3.61% 3.60%	$100,000 $50,000 $5,000 $500	-	Learn More
Rate History: 4.28% → 4.23% → 4.13% → 4.03% → 4.02%
LA \| Aug 14, 2023 Staff customer service very poor. Long wait times due to limited staffing. Read More Reviews (2)
Austin Telco Restrictions	4.01% 3.91% 3.80%	$225,000 $95,000 $1,000	-	Learn More
Rate History: 4.11% → 4.01% → 4.27% → 4.01%
unsatisfied customer \| Jan 21, 2021 Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More Reviews (1)
Sikorsky Financial Restrictions	4.00%	$500	-	Learn More Add Review
US Alliance Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 2.10% → 4.50% → 5.00% → 4.00%
The Summit Restrictions	4.00% 3.75%	$75,000 $500	-	Learn More
Rate History: 4.16% → 4.25% → 4.07% → 3.92% → 4.00%
ashes201@verizon.net \| Apr 12, 2019 Your website states 11 months IRA CD at 3% but when I called in morning, I was told that it expired on 4/10. please update your website. Read More Reviews (1)
Frontwave Restrictions	4.00%	$1,000	-	Learn More Add Review
Vystar Restrictions	4.00% 3.90%	$50,000 $500	-	Learn More
Sharon \| Aug 8, 2023 The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More Reviews (2)
Metro Restrictions	4.00%	$0	-	Learn More Add Review
General Electric Restrictions	4.00% 3.80%	$100,000 $0	-	Learn More Add Review
Digital Restrictions	4.00% 3.75%	$25,000 $500	-	Learn More
Rate History: 3.30% → 4.08% → 4.50% → 4.00%
Julie \| May 4, 2016 Refi, no cash out, no second Read More Reviews (2)
Tower Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.30% → 4.25% → 4.10% → 4.25% → 4.00%
Fort Liberty Restrictions	4.00% 3.90%	$25,000 $500	-	Learn More Add Review
Rate History: 4.60% → 4.40% → 4.00%
Gecu	4.00%	$1,000	-	Learn More Add Review
Rate History: 3.85% → 4.05% → 4.00%
First Source Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 4.00%
Cbc Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.25% → 4.00% → 4.75% → 4.00%
Navy Federal Credit Union Restrictions	4.00%	$1,000	-	Learn More
Rate History: 4.10% → 4.00%
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Police & Fire Restrictions	4.00%	$1,000	-	Learn More
Rate History: 3.75% → 4.00%
John \| Oct 9, 2023 Member for 50 years and have aeen it grow and develop with changing times and technology quickly and smoothly. Has helped me and my family, tremendously, through any and all crisis... don't know how Id ha ... Read More Reviews (1)
Spirit Financial Restrictions	4.00%	$500	-	Learn More Add Review
University Restrictions	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 4.25% → 4.00% → 4.50% → 4.00%
SK.ATX \| Jan 1, 2022 Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More Reviews (1)
Community First Restrictions	4.00%	$1,000	-	Learn More
Rate History: 4.20% → 4.25% → 4.20% → 4.05% → 4.00%
pmm \| Feb 12, 2022 Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More Reviews (1)
Covantage Restrictions	4.00%	$1,000	-	Learn More Add Review
Latino Community Restrictions	3.95% 3.90%	$200,000 $500	-	Learn More Add Review
Rate History: 5.40% → 5.10% → 4.80% → 3.95%
Brightstar Restrictions	3.95%	$500	-	Learn More
Rodriguez \| Jun 22, 2023 BrightStar is great with members. The CD rate for 13 months is 4.75%! Read More Reviews (1)
Hiway	3.95% 3.75% 3.65%	$25,000 $10,000 $500	-	Learn More Add Review
Trumark Financial Restrictions	3.95% 3.90%	$75,000 $500	-	Learn More Add Review
Rate History: 4.55% → 4.05% → 3.95%
Velocity Restrictions	3.92%	$1,000	-	Learn More Add Review
Rate History: 4.27% → 4.07% → 3.92%
Desert Financial	3.90% 3.85%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.82% → 4.00% → 3.90%
Sandia Area Restrictions	3.90%	$500	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 4.00% → 3.90%
Transportation Restrictions	3.90%	$1,000	-	Learn More
9238210 Lost \| Jan 19, 2023 They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members. Don't do it. Just don't. You've been warned. Read More Reviews (1)
Corning Restrictions	3.90% 3.70%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.70% → 3.90%
Eastman Restrictions	3.90% 3.85%	$100,000 $1,000	-	Learn More Add Review
Air Force Restrictions	3.90%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.10% → 3.50% → 3.75% → 3.90%
Utah First Restrictions	3.90%	$2,000	-	Learn More Add Review
Rate History: 4.60% → 4.50% → 3.85% → 4.00% → 3.90%
Bayer Heritage Restrictions	3.87% 3.82%	$100,000 $100	-	Learn More Add Review
Rate History: 4.81% → 4.55% → 3.87%
Sun East Restrictions	3.85% 3.75%	$99,000 $500	-	Learn More
Rate History: 3.85% → 4.10% → 3.85%
David Gibson \| Aug 10, 2021 There does not seem to be anywhere that I can locate info as to what my membership rights are in relation to decision making for the Credit Union. This seems to be a problem for any institution that is sup... Read More Reviews (2)
Credit Union Of Texas Restrictions	3.85%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.35% → 4.15% → 3.95% → 3.85%
Empower Restrictions	3.85%	$500	-	Learn More Add Review
Rate History: 4.60% → 4.60% → 3.85%
Suma Restrictions	3.82%	$1,000	-	Learn More Add Review
Rate History: 4.24% → 3.82%
Space Coast Restrictions	3.80%	$500	-	Learn More
philip gladchuk \| Sep 30, 2016 what the rate on 5 years cd if your a elite member Read More Reviews (1)
Usf Federal Credit Union Restrictions	3.80%	$500	-	Learn More Add Review
Rate History: 4.65% → 4.45% → 4.30% → 3.80%
City Restrictions	3.80%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.25% → 4.00% → 3.90% → 3.80%
Gte Restrictions	3.76% 3.51%	$100,000 $500	-	Learn More
Rate History: 4.33% → 3.81% → 3.76%
Run Away As Fast As You Can \| Aug 15, 2019 I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More Reviews (1)
Ridgedale Restrictions	3.76%	$500	-	Learn More Add Review
Rate History: 2.76% → 3.76%
Texas Trust Restrictions	3.76%	$500	-	Learn More Add Review
U. S. Employees O. C.	3.75%	$500	-	Learn More Add Review
Rate History: 2.80% → 3.25% → 2.80% → 3.75%
Premier America Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 4.00% → 3.75%
Partner Colorado Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.15% → 3.50% → 4.00% → 3.00% → 3.75%
Credit Union West Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.10% → 3.75%
Travis Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 2.45% → 2.00% → 2.10% → 4.25% → 3.75%
Garden Savings Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 3.45% → 3.81% → 3.82% → 3.75%
U.s. Eagle Restrictions	3.75%	$1,000	-	Learn More Add Review
Hudson Valley	3.75%	$500	-	Learn More Add Review
Rate History: 5.00% → 5.00% → 3.75%
Signature Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 5.35% → 5.25% → 4.65% → 4.00% → 3.75%
Teachers Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 1.65% → 3.75%
Ingersoll-rand Restrictions	3.75%	$1,000	-	Learn More Add Review
Tennessee Valley Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 5.09% → 4.75% → 4.50% → 3.75%
Neches Restrictions	3.75% 3.50%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.85% → 4.25% → 3.75%
Credit Union Of Georgia Restrictions	3.75% 3.70%	$100,000 $500	-	Learn More Add Review
Rate History: 4.80% → 4.50% → 4.25% → 4.15% → 3.75%
Landmark Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.30% → 3.90% → 3.75%
Ttcu Restrictions	3.70% 3.45% 3.20%	$200,000 $50,000 $1,000	-	Learn More Add Review
Visions Restrictions	3.70%	$500	-	Learn More Add Review
Genisys Restrictions	3.69% 3.64%	$100,000 $500	-	Learn More Add Review
Rate History: 3.58% → 3.64% → 3.69%
Self-help Restrictions	3.67%	$500	-	Learn More
Rate History: 4.81% → 4.50% → 4.29% → 4.18% → 3.67%
Asheville Saver \| Dec 30, 2018 Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More Reviews (1)
A+ Restrictions	3.66%	$1,000	-	Learn More
Rate History: 4.07% → 3.76% → 3.66%
Ali123 \| Dec 19, 2019 Ali123 Read More Reviews (1)
Connexus Restrictions	3.65% 3.55%	$100,000 $5,000	-	Learn More
Rate History: 4.68% → 4.26% → 4.58% → 3.99% → 3.65%
Josh Hinson \| Feb 3, 2023 So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... Read More Reviews (7)
Star One Restrictions	3.65%	$2,500	-	Learn More
Rate History: 3.51% → 3.65%
VD \| Aug 18, 2020 Excellent! Read More Reviews (1)
Citizens Equity First Restrictions	3.65% 3.60%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.45% → 3.80% → 4.30% → 4.05% → 3.65%
Publix Employees Restrictions	3.65% 3.55%	$100,000 $1,000	-	Learn More Add Review
Florida Restrictions	3.65%	$1,000	-	Learn More Add Review
Affinity Plus Restrictions	3.65%	$500	-	Learn More
Rate History: 2.75% → 3.75% → 4.00% → 3.65%
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
Electro Savings Restrictions	3.65% 3.50%	$100,000 $1,000	-	Learn More Add Review
Pentagon Restrictions	3.65%	$1,000	-	Learn More
Rate History: 4.20% → 4.00% → 3.60%
clifton handyman \| Nov 20, 2024 Your Lost Bitcoins Are Not Gone Forever! Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More Reviews (16)
Air Academy Restrictions	3.60%	$500	-	Learn More Add Review
Rate History: 4.10% → 3.85% → 3.60%
Envision Restrictions	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.07% → 3.82% → 3.76% → 3.71% → 3.60%
The Golden 1 Restrictions	3.60% 3.50%	$100,000 $500	-	Learn More Add Review
Langley Restrictions	3.60%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.25% → 4.15% → 3.75% → 3.60%
Educational Employees Restrictions	3.56% 3.51% 3.45% 3.40%	$100,000 $50,000 $10,000 $500	-	Learn More Add Review
Interior Federal Credit Union	3.56%	$500	-	Learn More Add Review
Rate History: 4.39% → 5.38% → 4.49% → 3.66% → 3.56%
Velocity Community Restrictions	3.55%	$5,000	-	Learn More Add Review
Rate History: 5.00% → 2.50% → 3.55%
Baxter Restrictions	3.55%	$500	-	Learn More Add Review
Rate History: 3.75% → 3.85% → 4.05% → 4.00% → 3.55%
Associated Credit Union Restrictions	3.55%	$200	-	Learn More Add Review
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 3.55%
Community South Restrictions	3.55%	$500	-	Learn More Add Review
Rate History: 1.11% → 4.32% → 3.55%
Direct Restrictions	3.55% 3.50%	$100,000 $250	-	Learn More Add Review
Corporate America Family Restrictions	3.52% 3.46%	$1,000 $10,000	-	Learn More Add Review
Rate History: 3.76% → 3.82% → 3.52%
Pima Restrictions	3.50%	$250	-	Learn More Add Review
Rate History: 4.00% → 4.50% → 4.25% → 3.50%
Workers Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 5.65% → 4.25% → 4.50% → 4.25% → 3.50%
Community First Restrictions	3.50%	$1,000	-	Learn More Add Review
Redwood Restrictions	3.50%	$1,000	-	Learn More Add Review
Technology Restrictions	3.50%	$1,000	-	Learn More Add Review
Patelco Restrictions	3.50%	$250	-	Learn More
Rate History: 4.75% → 3.50%
ceblack9490@comcast.net \| Feb 6, 2023 max. amt. per account thats insured under your ncua? limit on how many accts? Read More Reviews (2)
Blue Restrictions	3.50% 3.40%	$1,000 $50,000	-	Learn More Add Review
Rate History: 1.00% → 3.50%
Abound Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 2.50% → 3.50%
Hanscom Restrictions	3.50%	$1,000	-	Learn More Add Review
Rate History: 1.50% → 2.50% → 3.50%
Align Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 3.10% → 2.85% → 3.10% → 3.50%
Service Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 4.45% → 3.50%
Polish & Slavic Restrictions	3.50% 3.25% 2.75%	$90,000 $50,000 $500	-	Learn More Add Review
Rate History: 4.00% → 3.50%
Nusenda Restrictions	3.50%	$1,000	-	Learn More
Rate History: 3.75% → 3.50%
Jessica \| Dec 16, 2020 Nusenda Credit Union are unprofessional and a big waste of time. Read More Reviews (3)
Suffolk Restrictions	3.50%	$500	-	Learn More Add Review
Rate History: 4.10% → 3.50%
United Nations Restrictions	3.50%	$500	-	Learn More Add Review
Greenwood Restrictions	3.50%	$1,000	-	Learn More
Rate History: 4.00% → 3.50% → 3.44% → 3.75% → 3.50%
OrionMan \| Nov 19, 2022 Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More Reviews (1)
Farmers Insurance Group Restrictions	3.50%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 3.75% → 3.50%
Broadview Restrictions	3.50%	$500	-	Learn More
Rate History: 4.00% → 4.25% → 4.10% → 3.50%
clifton handyman \| Nov 22, 2024 Your Lost Bitcoins Are Not Gone Forever? Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More Reviews (1)
Launch Credit Union	3.49%	$1,000	-	Learn More Add Review
Rate History: 2.45% → 3.40% → 4.00% → 3.49%
Logix Restrictions	3.45% 3.35%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.50% → 4.00% → 3.70% → 3.45%
Shell Restrictions	3.40% 3.25%	$50,000 $500	-	Learn More
Rate History: 4.15% → 3.90% → 4.15% → 3.90% → 3.40%
Jamaal D. Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Denver Community Cu D.b.a. Zing Cu Restrictions	3.40%	$100	-	Learn More Add Review
Rate History: 3.90% → 3.40%
Community Credit Union Of Florida Restrictions	3.40%	$1,000	-	Learn More Add Review
Rate History: 3.70% → 3.40%
Texas Dow Employees Restrictions	3.40% 3.25%	$100,000 $1,000	-	Learn More
Rate History: 4.10% → 3.40%
tonaroof \| Jan 24, 2020 This rate is not accurate as it is 2.25% Read More Reviews (1)
121 Financial Restrictions	3.40%	$500	-	Learn More
Former member \| Oct 17, 2018 This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More Reviews (1)
Financial Partners Restrictions	3.40% 3.25%	$99,999 $1,000	-	Learn More Add Review
Palmetto Citizens Restrictions	3.39% 3.34% 3.29%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.35% → 3.91% → 3.65% → 3.39%
Ent Restrictions	3.36%	$500	-	Learn More Add Review
Rate History: 3.95% → 3.68% → 3.51% → 3.68% → 3.36%
University Of Wisconsin Restrictions	3.35% 3.30% 3.25%	$250,000 $10,000 $500	-	Learn More Add Review
Rate History: 4.05% → 3.55% → 3.35%
Sooper Restrictions	3.35% 3.25%	$50,000 $500	-	Learn More Add Review
Stanford Restrictions	3.35%	$1,000	-	Learn More Add Review
Town & Country Restrictions	3.30%	$500	-	Learn More
Rate History: 5.12% → 3.35% → 3.30%
Ldk \| Sep 11, 2020 Rate is now 2.01% Read More Reviews (1)
Xcel Restrictions	3.30%	$500	-	Learn More Add Review
Rate History: 5.25% → 3.56% → 3.30%
Southwest Heritage Restrictions	3.30%	$1,000	-	Learn More Add Review
Achieva Credit Union Restrictions	3.25% 2.90%	$500 $75,000	-	Learn More Add Review
Rate History: 4.40% → 3.60% → 3.50% → 3.60% → 3.25%
Bank Fund Staff Restrictions	3.25%	$1,000	-	Learn More
Rate History: 3.50% → 3.25%
CE \| Dec 7, 2020 Worst Bank EVER!!!!, 1. They have more account intrusions than a windows OS and when you ask how it happened, they inform you have to file a police report in order to receive that information that doesn't ... Read More Reviews (1)
Mutual Savings Restrictions	3.25%	$100	-	Learn More Add Review
Credit Union Of Southern California Restrictions	3.25%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 3.15% → 3.25%
Loco Restrictions	3.25%	$500	-	Learn More Add Review
Pennsylvania State Employees Restrictions	3.25%	$500	-	Learn More Add Review
Pittsford Restrictions	3.25%	$50	-	Learn More Add Review
Rate History: 3.50% → 3.85% → 3.35% → 3.15% → 3.25%
Mid-hudson Valley Restrictions	3.25%	$500	-	Learn More
Phillips \| May 25, 2022 Your CD are lower than HUDSON Valley Credit Union .At one time you where good. 5-25-22 Read More Reviews (1)
Gecu Restrictions	3.25%	$1,000	-	Learn More
Csj \| Jun 14, 2019 This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More Reviews (1)
Magnifi Financial Restrictions	3.25% 3.15% 3.10% 3.05% 3.00%	$150,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
Truliant Restrictions	3.24% 3.10% 3.05% 2.95%	$5,000 $100,000 $25,000 $250	-	Learn More Add Review
Rate History: 3.25% → 3.24% → 3.00% → 3.24%
Ukrainian National Restrictions	3.24%	$1,000	-	Learn More Add Review
Rate History: 3.39% → 3.24% → 3.19% → 3.24%
Department of Commerce Restrictions	3.20%	$500	-	Learn More
Rate History: 4.50% → 4.24% → 3.98% → 3.20%
member \| Dec 14, 2022 Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More Reviews (2)
Wescom Central Restrictions	3.20%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.20% → 4.10% → 4.00% → 3.20%
Gulf Winds Restrictions	3.20%	$500	-	Learn More Add Review
Superior Choice Restrictions	3.20% 3.00%	$100,000 $500	-	Learn More
Rate History: 2.53% → 3.20% → 5.25% → 5.00% → 3.20%
prashant109 \| Dec 7, 2023 100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More Reviews (1)
Commonwealth One Restrictions	3.15% 3.10% 3.05%	$1,000 $100,000 $50,000	-	Learn More Add Review
Rate History: 2.99% → 3.15% → 2.99% → 3.15%
Harborstone Restrictions	3.14%	$500	-	Learn More Add Review
Premier Members Restrictions	3.10% 3.00%	$100,000 $500	-	Learn More
Nancy Flynn \| Jun 19, 2022 Does PMFCU share with Bellco, Law Enforcement in Aurora. Read More Reviews (1)
Radifi Restrictions	3.10% 3.05% 3.00% 2.95% 2.90%	$100,000 $50,000 $25,000 $2,500 $500	-	Learn More Add Review
Global Restrictions	3.10% 2.95% 2.80%	$250,000 $100,000 $10,000	-	Learn More Add Review
Complex Community Restrictions	3.09%	$0	-	Learn More Add Review
Kinecta Restrictions	3.05% 2.80%	$100,000 $100	-	Learn More
BTM1st \| Apr 19, 2021 Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More Reviews (2)
Communityamerica Restrictions	3.05%	$500	-	Learn More Add Review
Rate History: 3.90% → 2.50% → 3.05%
St. Paul Restrictions	3.05%	$1,000	-	Learn More Add Review
Rate History: 2.25% → 3.05%
Nuvision Restrictions	3.05% 3.00% 2.95% 2.90%	$100,000 $50,000 $25,000 $1,000	-	Learn More Add Review
Safe Restrictions	3.04% 2.78%	$25,000 $500	-	Learn More Add Review
Greater Springfield Restrictions	3.04%	$1,000	-	Learn More Add Review
Rate History: 2.53% → 3.92% → 2.53% → 2.01% → 3.04%
Expedition Restrictions	3.03%	$500	-	Learn More Add Review
California Restrictions	3.00%	$1,000	-	Learn More Add Review
Oklahoma Restrictions	3.00% 2.75% 2.50% 2.35%	$95,000 $50,000 $15,000 $1,000	-	Learn More Add Review
Town And Country	3.00% 2.90%	$10,000 $1,000	-	Learn More Add Review
Rate History: 3.77% → 2.95% → 3.00%
Rev Restrictions	3.00%	$250	-	Learn More Add Review
Rate History: 5.00% → 2.10% → 4.00% → 2.25% → 3.00%
Trustone Financial	3.00%	$500	-	Learn More Add Review
Mass Bay Restrictions	3.00%	$500	-	Learn More
Patricia \| Sep 15, 2021 The rates posted here is not the same. Check the credit union's web site for actual rates Read More Reviews (1)
Lake Michigan Restrictions	3.00%	$500	-	Learn More Add Review
Trustone Financial Restrictions	3.00%	$500	-	Learn More
Ann and Korky \| Aug 7, 2020 We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More Reviews (2)
Allegacy Restrictions	3.00%	$500	-	Learn More Add Review
Rate History: 3.35% → 3.55% → 3.45% → 3.55% → 3.00%
Town And Country Restrictions	3.00%	$500	-	Learn More Add Review
Dakota Plains Restrictions	3.00%	$100	-	Learn More Add Review
Jovia Financial Restrictions	3.00%	$100	-	Learn More
H \| Apr 25, 2021 It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More Reviews (2)
Service	3.00%	$500	-	Learn More Add Review
Central Valley Firefighters Restrictions	2.99%	$1,000	-	Learn More
Bill and Deanna Hunter \| Dec 3, 2022 You should be embarrassed for the VERY LOW interest you are paying your membership on savings accounts!!! Why would you do to this to your members. Surprised you haven’t been losing these accounts to you... Read More Reviews (1)
Wellby Restrictions	2.99%	$1,000	-	Learn More
LD \| Nov 24, 2020 Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More Reviews (1)
American Airlines Restrictions	2.99%	$1,000	-	Learn More
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Georgia's Own Restrictions	2.97%	$500	-	Learn More Add Review
Insight Restrictions	2.85% 2.75%	$1,000,000 $1,000	-	Learn More Add Review
Rate History: 4.10% → 4.55% → 3.55% → 2.85%
Security First Restrictions	2.84% 2.74% 2.63% 2.58% 1.97%	$1,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
Central Credit Union Of Florida Restrictions	2.80%	$250	-	Learn More Add Review
Rate History: 2.90% → 2.80%
Boeing Employees Restrictions	2.78% 2.73%	$50,000 $500	-	Learn More Add Review
Washington State Employees Restrictions	2.75%	$250	-	Learn More Add Review
Florida Central Restrictions	2.75%	$500	-	Learn More Add Review
Tyndall Restrictions	2.75%	$1,000	-	Learn More
yarbroughangie.80@gmail.com \| Jan 18, 2022 Need to see form for wiring money from another state to Panama City Florida USA Read More Reviews (5)
First Community Restrictions	2.75% 2.70%	$100,000 $500	-	Learn More Add Review
Rate History: 3.80% → 3.70% → 3.95% → 2.80% → 2.75%
Afena Restrictions	2.73% 2.63% 2.48%	$100,000 $10,000 $250	-	Learn More Add Review
First Commerce Restrictions	2.70%	$1,000	-	Learn More Add Review
Rate History: 2.90% → 2.70% → 4.75% → 2.90% → 2.70%
Elements Financial Restrictions	2.70%	$1,000	-	Learn More Add Review
Unify Financial Restrictions	2.70% 2.55% 2.40%	$100,000 $40,000 $1,000	-	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Kenowa Community Restrictions	2.68%	$500	-	Learn More Add Review
Rate History: 2.43% → 2.68%
Pen Air Restrictions	2.65%	$500	-	Learn More
Mark Long \| Apr 13, 2021 Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More Reviews (1)
Pen Air	2.65%	$500	-	Learn More Add Review
Rate History: 2.65% → 2.85% → 2.90% → 2.65%
Onpoint Community Restrictions	2.61% 2.36%	$1,001 $1,000	-	Learn More
Rate History: 2.60% → 2.61%
Bradley, Elizabeth \| May 31, 2021 Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More Reviews (1)
United Restrictions	2.60%	$500	-	Learn More Add Review
Educational Restrictions	2.58% 2.53%	$100,000 $1,000	-	Learn More Add Review
Jersey Central Restrictions	2.56%	$500	-	Learn More Add Review
Mission Restrictions	2.55% 2.50% 2.45%	$100,000 $10,000 $2,000	-	Learn More Add Review
Financial Resources Restrictions	2.53%	$500	-	Learn More Add Review
OHIO CATHOLIC FCU Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.75% → 3.50% → 3.25% → 2.50%
Canvas Restrictions	2.50%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 2.75% → 2.50% → 2.75% → 2.50%
Safeamerica Restrictions	2.50%	$1,000	-	Learn More Add Review
Indiana University Restrictions	2.50%	$500	-	Learn More Add Review
Security Service Restrictions	2.50% 2.45% 2.40%	$50,000 $25,000 $500	-	Learn More
long time disgruntled \| Nov 5, 2023 I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More Reviews (1)
Gesa Restrictions	2.50% 2.35% 2.20%	$100,000 $50,000 $500	-	Learn More
Rate History: 3.25% → 4.30% → 3.00% → 3.25% → 2.50%
Jerry from Hillsboro, Oregon \| Dec 4, 2022 Your credit union needs to compete with other credit unions, like Liberty Federal, which has a 6 year rate at 4.30%. Read More Reviews (2)
Financial Builders Restrictions	2.48%	$500	-	Learn More Add Review
Americu Restrictions	2.43%	$1,000	-	Learn More Add Review
Mccoy Restrictions	2.43% 2.32% 2.22% 2.12%	$100,000 $25,000 $5,000 $1,000	-	Learn More Add Review
Credit Union Of Denver Restrictions	2.40%	$1,000	-	Learn More Add Review
Rate History: 4.15% → 2.40%
Park Community Credit Union, Inc. Restrictions	2.35% 2.30%	$50,000 $500	-	Learn More Add Review
Westerra Restrictions	2.30% 2.20%	$100,000 $500	-	Learn More Add Review
Rate History: 2.85% → 2.75% → 2.30%
Royal Restrictions	2.30%	$0	-	Learn More Add Review
Addition Financial	2.27%	$1,000	-	Learn More Add Review
Rate History: 3.04% → 2.53% → 2.27% → 2.02% → 2.27%
Cutting Edge Restrictions	2.27%	$500	-	Learn More Add Review
Rate History: 0.80% → 2.27%
New England Restrictions	2.27%	$500	-	Learn More Add Review
Rate History: 4.58% → 2.27%
True Sky	2.26%	$500	-	Learn More Add Review
Tampa Bay Restrictions	2.25%	$100,000	-	Learn More Add Review
Rate History: 0.80% → 0.75% → 2.25%
Wheat State Restrictions	2.25%	$500	-	Learn More Add Review
Chartway Restrictions	2.25%	$500	-	Learn More Add Review
Three Rivers Restrictions	2.25%	$1,000	-	Learn More Add Review
Heritage Restrictions	2.25%	$500	-	Learn More Add Review
Bethpage Restrictions	2.25%	$50	-	Learn More
Rate History: 3.00% → 4.00% → 3.50% → 2.50% → 2.25%
MY OPINION \| Sep 4, 2019 BETHPAGE CREDIT UNION IS THE BEST.. Read More Reviews (1)
Valley Restrictions	2.25%	$500	-	Learn More Add Review
Everwise Restrictions	2.22%	$500	-	Learn More Add Review
Dfcu Financial Restrictions	2.20% 2.00% 1.75%	$100,000 $25,000 $1,000	-	Learn More
Melvin Markwardt \| Oct 7, 2023 Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25... Read More Reviews (1)
Columbia Community Restrictions	2.20% 2.05%	$100,000 $0	-	Learn More Add Review
Provident Restrictions	2.16% 2.11% 2.06%	$1,000 $100,000 $500	-	Learn More Add Review
Rate History: 2.26% → 2.16%
Midflorida Restrictions	2.15%	$1,000	-	Learn More
Rate History: 1.75% → 2.00% → 2.25% → 2.15%
Carson76 \| Feb 4, 2020 This is false advertising. The actual apy is 2.5º\º Read More Reviews (1)
State Employees Cu Of Maryland, Inc Restrictions	2.10% 2.05%	$100,000 $500	-	Learn More Add Review
Elevations Restrictions	2.10% 2.00%	$100,000 $500	-	Learn More Add Review
Pelican State Restrictions	2.07%	$500	-	Learn More
Rate History: 3.87% → 3.97% → 3.04% → 2.32% → 2.07%
BabyBoomerPA \| Dec 15, 2022 I have been a member for over 30 years and Pelican has consistently offered deposit rates that are higher than bank and credit union averages. All my kids and grandkids park their savings with Pelican and... Read More Reviews (1)
Riverview Restrictions	2.02% 1.76% 1.66%	$50,000 $10,000 $500	-	Learn More Add Review
Wyochem	2.02%	$10,000	-	Learn More Add Review
Fairwinds Restrictions	2.00%	$1,000	-	Learn More Add Review
First Technology Restrictions	2.00%	$500	-	Learn More Add Review
Rate History: 2.25% → 2.00%
Blupeak Restrictions	2.00%	$1,000	-	Learn More Add Review
Rate History: 2.25% → 2.00%
Dover Restrictions	2.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 0.01% → 4.50% → 2.00%
Members Choice Restrictions	2.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 2.00%
Summit Restrictions	2.00% 1.50%	$500 $250	-	Learn More Add Review
Rate History: 1.00% → 2.00%
San Diego County Restrictions	1.95% 1.90%	$90,000 $2,000	-	Learn More Add Review
Credit Union One Of Oklahoma Restrictions	1.85% 1.80%	$100,000 $500	-	Learn More Add Review
Rate History: 1.50% → 1.85%
Southwest 66 Restrictions	1.85%	$1,000	-	Learn More Add Review
Wings Financial Restrictions	1.81% 1.76% 1.71% 1.66%	$250,000 $100,000 $10,000 $500	-	Learn More Add Review
East Idaho Restrictions	1.76%	$500	-	Learn More Add Review
Securityplus Restrictions	1.76%	$1,000	-	Learn More Add Review
Inroads Restrictions	1.76% 1.26%	$50,000 $25,000	-	Learn More Add Review
Rate History: 2.27% → 2.53% → 1.76%
Great Lakes Restrictions	1.65% 1.35%	$100,000 $1,000	-	Learn More Add Review
Liberty Restrictions	1.65%	$1,000	-	Learn More Add Review
Louisiana Restrictions	1.61%	$100,000	-	Learn More
Clarenza22 \| Aug 11, 2021 Marie Read More Reviews (1)
Connex Restrictions	1.60%	$500	-	Learn More Add Review
University Of Louisiana Restrictions	1.60%	$10,000	-	Learn More Add Review
Gorman-rupp & Associates Restrictions	1.51%	$100,000	-	Learn More Add Review
Members United Credit Union Restrictions	1.51%	$10,000	-	Learn More
CherryRose \| Aug 12, 2021 There has been a change in MUCU in Albany, GA, Westover. It is not the friendly, helpful, hometown feel anymore. And they are taking away the convenience of local banking by closing some of its locations... Read More Reviews (1)
Tangipahoa Parish Teachers	1.51%	$10,000	-	Learn More Add Review
West Metro Schools Restrictions	1.51%	$10,000	-	Learn More Add Review
Members 1st Restrictions	1.50% 1.45% 1.35% 1.25% 1.20% 1.15%	$1,000,000 $100,000 $75,000 $50,000 $10,000 $500	-	Learn More Add Review
Cooperative Choice Network Restrictions	1.50%	$500	-	Learn More Add Review
Safe Restrictions	1.45% 1.35% 1.30%	$100,000 $50,000 $1,000	-	Learn More Add Review
Saint Lawrence Restrictions	1.41% 1.21%	$200,000 $75,999	-	Learn More Add Review
Rate History: 1.21% → 1.41%
Linn - Co Restrictions	1.41%	$100,000	-	Learn More Add Review
Laredo Fire Department	1.40%	$100,000	-	Learn More Add Review
Workmen's Circle Incorporated Restrictions	1.36%	$100,000	-	Learn More Add Review
Louisiana Restrictions	1.36%	$10,000	-	Learn More
Clarenza22 \| Aug 11, 2021 Marie Read More Reviews (1)
Regional Members	1.35%	$10,000	-	Learn More Add Review
Health	1.35%	$10,000	-	Learn More Add Review
Hurricane Creek Restrictions	1.35%	$10,000	-	Learn More Add Review
Otter Tail	1.35%	$10,000	-	Learn More Add Review
Fannin	1.31%	$10,000	-	Learn More
Mark DeMay \| May 20, 2022 Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly ha... Read More Reviews (1)
Carter Restrictions	1.30%	$10,000	-	Learn More Add Review
Wymar Restrictions	1.30%	$75,000	-	Learn More Add Review
Policemen's Restrictions	1.30%	$100,000	-	Learn More Add Review
Co-op Credit Union Of Montevideo Restrictions	1.30%	$10,000	-	Learn More Add Review
Chemcel Restrictions	1.30%	$100,000	-	Learn More Add Review
Doches Restrictions	1.30%	$10,000	-	Learn More Add Review
Spco Restrictions	1.30%	$50,000	-	Learn More Add Review
Plus Restrictions	1.30%	$100,000	-	Learn More Add Review
Gsa Restrictions	1.28%	$10,000	-	Learn More Add Review
Bossier Restrictions	1.26%	$10,000	-	Learn More Add Review
Cenla Restrictions	1.26%	$10,000	-	Learn More Add Review
Southwest Louisiana Restrictions	1.26%	$10,000	-	Learn More Add Review
Access Of Louisiana Restrictions	1.26%	$100,000	-	Learn More Add Review
Country Heritage	1.26%	$10,000	-	Learn More Add Review
Mobility Credit Union Restrictions	1.26%	$10,000	-	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Houston Texas Fire Fighters Restrictions	1.26%	$100,000	-	Learn More Add Review
Midwest Community Restrictions	1.25%	$10,000	-	Learn More Add Review
Sheridan Community Restrictions	1.25%	$100	-	Learn More Add Review
Coosa Pines Restrictions	1.25%	$10,000	-	Learn More Add Review
Tropical Financial Restrictions	1.25%	$500	-	Learn More Add Review
Encompass Restrictions	1.25%	$500	-	Learn More Add Review
Policemen's Restrictions	1.25%	$10,000	-	Learn More Add Review
Riverways Restrictions	1.25%	$250	-	Learn More Add Review
Charlotte Fire Department Restrictions	1.25%	$100,000	-	Learn More Add Review
Affinity Restrictions	1.25%	$500	-	Learn More Add Review
Rate History: 3.00% → 1.25%
Energy People Restrictions	1.25%	$100,000	-	Learn More Add Review
Northwood	1.25%	$10,000	-	Learn More Add Review
Northeast Community Restrictions	1.25%	$10,000	-	Learn More Add Review
Gulf Coast Restrictions	1.25%	$500	-	Learn More Add Review
1st University	1.25%	$10,000	-	Learn More Add Review
Industrial Cu Of Whatcom County Restrictions	1.25%	$10,000	-	Learn More Add Review
Pcm Restrictions	1.25%	$10,000	-	Learn More Add Review
Ferguson Restrictions	1.25%	$10,000	-	Learn More Add Review
Plus Restrictions	1.25%	$10,000	-	Learn More Add Review
Metrowest Community Restrictions	1.22%	$100,000	-	Learn More
Patricia Westhaver \| Jun 8, 2021 Call first. Rate is different Read More Reviews (1)
Alabama One Restrictions	1.21%	$10,000	-	Learn More Add Review
Alps Restrictions	1.21%	$10,000	-	Learn More Add Review
Members Choice Restrictions	1.21%	$10,000	-	Learn More Add Review
Ouachita Valley Restrictions	1.21%	$10,000	-	Learn More Add Review
Jolt	1.21%	$10,000	-	Learn More Add Review
Crow Wing Power Restrictions	1.21%	$10,000	-	Learn More Add Review
Assemblies Of God Restrictions	1.21%	$10,000	-	Learn More Add Review
Servu Restrictions	1.21%	$100,000	-	Learn More Add Review
Linn - Co Restrictions	1.21%	$10,000	-	Learn More Add Review
Mid Carolina Restrictions	1.21%	$10,000	-	Learn More Add Review
Texas Tech Restrictions	1.21%	$10,000	-	Learn More Add Review
Education 1st Restrictions	1.21%	$500	-	Learn More Add Review
Guadalupe Restrictions	1.21%	$10,000	-	Learn More Add Review
Kelly Community Restrictions	1.21%	$10,000	-	Learn More Add Review
Pahranagat Valley	1.21%	$10,000	-	Learn More Add Review
Kraftcor	1.21%	$1,000	-	Learn More Add Review
Honolulu Restrictions	1.20%	$10,000	-	Learn More Add Review
Alabama Rural Electric Restrictions	1.20%	$10,000	-	Learn More Add Review
Envista Restrictions	1.20%	$500	-	Learn More Add Review
Federal Employees	1.20%	$10,000	-	Learn More Add Review
Dch Restrictions	1.20%	$10,000	-	Learn More Add Review
Sm Restrictions	1.20%	$10,000	-	Learn More Add Review
Wildfire Restrictions	1.20%	$100,000	-	Learn More Add Review
Latvian	1.20%	$100,000	-	Learn More Add Review
Clackamas Community Restrictions	1.20%	$10,000	-	Learn More Add Review
Chemcel Restrictions	1.20%	$10,000	-	Learn More Add Review
Spco Restrictions	1.20%	$1,000	-	Learn More Add Review
Spirit Of Alaska Restrictions	1.16%	$10,000	-	Learn More Add Review
K V Restrictions	1.16%	$10,000	-	Learn More Add Review
White Sands Restrictions	1.16%	$100,000	-	Learn More Add Review
Ohio Valley Community Restrictions	1.16%	$10,000	-	Learn More Add Review
Bp Restrictions	1.16%	$10,000	-	Learn More Add Review
California Coast Restrictions	1.15%	$100,000	-	Learn More Add Review
Solidarity Community Restrictions	1.15%	$500	-	Learn More
Silverfoxmann @Comcast.net \| Jan 30, 2021 I live in South Bend, IN. How can I join your bank for investments, CDs in particular Read More Reviews (1)
Alcoa Community	1.15%	$10,000	-	Learn More Add Review
Kansas Teachers Community Restrictions	1.15%	$10,000	-	Learn More Add Review
Elga Restrictions	1.15%	$100,000	-	Learn More Add Review
Dort Financial	1.15%	$100,000	-	Learn More Add Review
Hiway Restrictions	1.15%	$100,000	-	Learn More Add Review
Ozark Restrictions	1.15%	$100,000	-	Learn More Add Review
Firstlight Restrictions	1.15%	$100,000	-	Learn More Add Review
Walker County Restrictions	1.15%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Online Banks →

See rates for Local Banks →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.