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You are viewing rates from credit unions across Glenwood Springs
Below are eighteen month Certificates of Deposit (CD) rates from credit unions in Glenwood Springs, Colorado. Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Glenwood Springs, CO - December 2, 2024
18 Month CD National Average : 0.58% ?
Credit Unions | APY | MIN | MILES ? | |
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6.00% |
$1,000 |
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5.55% 2.00% |
$10,000 $1,000 |
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Carson76 | Feb 4, 2020 This is false advertising. The actual apy is 2.5º\º Read More |
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5.38% |
$1,000 |
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5.35% |
$1,000 |
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Tracey Mayberry | Feb 29, 2020 After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More |
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5.30% 5.10%5.00% |
$25,000 $10,000$500 |
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5.30% 5.25% |
$75,000 $500 |
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5.25% |
$500 |
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Rate History: 5.10% → 5.00% → 5.00% → 5.30% → 5.25% |
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Anavile23 | Jul 10, 2019 Does credit human use ChexSystems Read More |
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5.11% 5.00%4.60% |
$50,000 $1,000$5,000 |
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Rate History: 4.95% → 5.11% |
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5.06% 4.96% |
$100,000 $500 |
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5.05% |
$500 |
- |
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5.00% |
$1,000 |
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Rate History: 4.05% → 3.30% → 4.25% → 3.90% → 5.00% |
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5.00% |
$500 |
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5.00% 4.37% |
$500 $100 |
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Rate History: 0.50% → 4.50% → 5.00% |
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4.91% 4.80% |
$1,000 $100,000 |
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Rate History: 4.80% → 4.59% → 4.44% → 4.76% → 4.91% |
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douglasmcrainey@gmail.com | Feb 6, 2023 Everyone was very friendly and helpful. Read More |
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4.91% 4.33% |
$50,000 $1,000 |
- |
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Rate History: 4.49% → 5.01% → 4.69% → 4.59% → 4.91% |
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4.90% 4.65% |
$100,000 $500 |
- |
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Rate History: 4.90% → 5.25% → 4.90% |
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Joyce0416 | Jan 12, 2022 I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More |
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4.86% 4.60%4.55% 4.50% |
$250,000 $100,000$45,000 $500 |
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Rate History: 5.13% → 4.86% |
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4.86% |
$500 |
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Rate History: 4.90% → 4.75% → 4.86% |
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4.80% 4.00% |
$250 $25 |
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Rate History: 5.00% → 4.90% → 4.80% |
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4.80% 4.70%4.59% |
$50,000 $25,000$1,000 |
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Rate History: 4.81% → 4.80% |
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4.78% |
$500 |
- |
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4.75% 4.60% |
$100,000 $1,000 |
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Max Bartlett | Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More |
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4.75% |
$1,000 |
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Rate History: 5.25% → 5.00% → 4.85% → 5.00% → 4.75% |
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4.75% |
$0 |
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Rate History: 2.25% → 4.75% |
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4.75% |
$250 |
- |
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4.75% 4.50% |
$100,000 $50,000 |
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Rate History: 5.25% → 0.75% → 4.75% |
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4.72% 4.47% |
$100,000 $500 |
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4.70% 4.59% |
$100,000 $500 |
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Rate History: 4.44% → 4.70% |
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Why did I get a loan with them? | Nov 30, 2020 I will never do business with grow again. Very dissatisfied as a client. Read More |
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4.70% 4.42% |
$100,000 $1,000 |
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Rate History: 4.85% → 5.12% → 4.70% |
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AlabamaPaul | Jun 1, 2019 Yes... Read More |
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4.63% 4.13% |
$50,000 $1,000 |
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4.60% |
$1,000 |
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4.60% |
$1,000 |
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Rate History: 4.60% → 4.85% → 4.87% → 4.60% |
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4.60% |
$500 |
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Learn More
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northcape5 | Sep 27, 2016 why have you not updated your rates Read More |
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4.58% |
$1,000 |
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4.55% 4.45%4.35% 4.25% |
$100,000 $25,000$10,000 $500 |
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Learn More
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Rate History: 3.75% → 4.55% |
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4.55% 4.39% |
$10,000 $1,000 |
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4.50% |
$1,000 |
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4.50% |
$500 |
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Rate History: 4.00% → 6.00% → 5.00% → 4.75% → 4.50% |
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4.50% |
$100 |
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4.50% |
$1,000 |
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4.50% |
$500 |
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Learn More
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jkihl | Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More |
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4.50% |
$500 |
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Rate History: 4.75% → 4.50% |
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4.45% |
$500 |
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Rate History: 5.10% → 4.45% |
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4.45% 4.40% |
$75,000 $1,000 |
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Rate History: 5.35% → 5.05% → 4.95% → 4.45% |
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Gaius Gracchus | Mar 22, 2024 Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More |
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4.44% |
$2,500 |
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Learn More
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4.43% |
$500 |
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Learn More
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Rate History: 4.75% → 4.70% → 4.52% → 4.43% |
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4.40% |
$500 |
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Learn More
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Rate History: 4.50% → 4.85% → 4.75% → 4.50% → 4.40% |
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4.40% |
$200 |
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Rate History: 4.60% → 4.50% → 4.75% → 4.50% → 4.40% |
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4.40% 3.70% |
$500 $50,000 |
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Rate History: 4.65% → 4.90% → 5.15% → 4.90% → 4.40% |
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4.35% 4.30%4.25% 4.20% |
$100,000 $50,000$20,000 $500 |
- |
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Rate History: 4.25% → 4.40% → 4.60% → 4.35% |
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4.35% |
$500 |
- |
Learn More
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Rate History: 4.90% → 4.35% → 4.15% → 4.00% → 4.35% |
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4.35% 4.10% |
$500 $100,000 |
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Learn More
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Rate History: 3.50% → 4.35% |
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4.35% |
$1,000 |
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Learn More
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Rate History: 4.75% → 4.35% |
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Jobe0822@gmail.com | Dec 22, 2020 Where is the 4.00/% rate? It doesn’t seem to exist? Read More |
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4.33% |
$500 |
- |
Learn More
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Rate History: 4.54% → 4.33% |
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4.30% |
$1,000 |
- |
Learn More
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4.30% |
$250 |
- |
Learn More
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Rate History: 5.25% → 4.75% → 4.30% |
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4.30% |
$1,000 |
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Learn More
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Rate History: 4.16% → 4.50% → 4.35% → 4.45% → 4.30% |
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4.29% 4.18% |
$100,000 $1,000 |
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Rate History: 3.87% → 4.50% → 4.29% |
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4.26% |
$1,000 |
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4.25% |
$500 |
- |
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Rate History: 4.25% → 2.50% → 4.25% |
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4.25% |
$1,000 |
- |
Learn More
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Rate History: 4.50% → 4.75% → 4.25% |
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4.25% 4.00% |
$25,000 $500 |
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Rate History: 4.71% → 5.39% → 5.13% → 4.60% → 4.25% |
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Julie | May 4, 2016 Refi, no cash out, no second Read More |
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4.23% |
$1,000 |
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4.23% |
$1,000 |
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Rate History: 4.60% → 4.23% |
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4.20% |
$5,000 |
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Learn More
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Rate History: 4.30% → 4.70% → 4.50% → 4.45% → 4.20% |
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4.20% 4.00% |
$100,000 $1,000 |
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Rate History: 4.00% → 4.20% |
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4.20% 4.10% |
$200,000 $500 |
- |
Learn More
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Rate History: 5.50% → 5.70% → 5.30% → 4.75% → 4.20% |
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4.20% |
$500 |
- |
Learn More
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Rate History: 5.45% → 3.30% → 4.20% |
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4.16% 3.96% |
$10,000 $250 |
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4.15% |
$1,000 |
- |
Learn More
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Rate History: 4.25% → 4.15% |
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4.15% 4.10% |
$100,000 $1,000 |
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Learn More
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Rate History: 4.45% → 4.15% |
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Amanda Frank | Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More |
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4.13% |
$500 |
- |
Learn More
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Rate History: 5.01% → 4.49% → 4.23% → 4.49% → 4.13% |
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4.11% 4.01%3.91% |
$225,000 $95,000$1,000 |
- |
Learn More
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Rate History: 4.52% → 4.42% → 4.32% → 4.52% → 4.11% |
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unsatisfied customer | Jan 21, 2021 Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More |
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4.10% |
$500 |
- |
Learn More
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Rate History: 5.50% → 5.75% → 5.20% → 4.50% → 4.10% |
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4.10% |
$1,000 |
- |
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4.10% |
$1,000 |
- |
Learn More
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Rate History: 4.55% → 5.05% → 4.25% → 3.80% → 4.10% |
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4.10% |
$1,000 |
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Learn More
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Rate History: 4.60% → 4.40% → 4.30% → 4.25% → 4.10% |
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4.10% 4.00% |
$99,000 $500 |
- |
Learn More
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Rate History: 4.10% → 4.60% → 4.10% |
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David Gibson | Aug 10, 2021 There does not seem to be anywhere that I can locate info as to what my membership rights are in relation to decision making for the Credit Union. This seems to be a problem for any institution that is sup... Read More |
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4.09% |
$500 |
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Learn More
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Rate History: 3.30% → 4.09% |
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4.07% |
$10,000 |
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Learn More
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Rate History: 3.20% → 4.07% |
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4.07% 3.82% |
$100,000 $500 |
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Learn More
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Rate History: 2.53% → 3.30% → 4.59% → 4.07% |
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Run Away As Fast As You Can | Aug 15, 2019 I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More |
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4.07% 3.97% |
$10,000 $500 |
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4.05% |
$10,000 |
- |
Learn More
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Rate History: 2.55% → 2.85% → 4.05% |
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4.05% 4.00% |
$100,000 $1,000 |
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Learn More
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Rate History: 3.80% → 5.00% → 4.30% → 4.55% → 4.05% |
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4.01% |
$1,000 |
- |
Learn More
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Rate History: 3.86% → 4.06% → 4.01% |
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4.00% |
$250 |
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Learn More
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ceblack9490@comcast.net | Feb 6, 2023 max. amt. per account thats insured under your ncua? limit on how many accts? Read More |
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4.00% |
$1,000 |
- |
Learn More
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4.00% |
$500 |
- |
Learn More
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4.00% |
$500 |
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Learn More
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4.00% |
$0 |
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Learn More
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4.00% |
$1,000 |
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Learn More
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Rate History: 2.05% → 4.00% |
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4.00% |
$500 |
- |
Learn More
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Rate History: 3.81% → 5.12% → 5.00% → 4.50% → 4.00% |
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4.00% |
$500 |
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Learn More
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4.00% 3.75% |
$75,000 $500 |
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Learn More
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Rate History: 5.45% → 4.16% → 4.07% → 4.25% → 4.00% |
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ashes201@verizon.net | Apr 12, 2019 Your website states 11 months IRA CD at 3% but when I called in morning, I was told that it expired on 4/10. please update your website. Read More |
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4.00% |
$1,000 |
- |
Learn More
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Rate History: 3.75% → 4.00% |
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John | Oct 9, 2023 Member for 50 years and have aeen it grow and develop with changing times and technology quickly and smoothly. Has helped me and my family, tremendously, through any and all crisis... don't know how Id ha ... Read More |
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4.00% |
$500 |
- |
Learn More
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4.00% |
$1,000 |
- |
Learn More
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Rate History: 5.09% → 4.75% → 4.50% → 4.00% |
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3.98% 3.93% |
$100,000 $100 |
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Learn More
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Rate History: 4.76% → 4.50% → 3.98% |
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3.95% |
$500 |
- |
Learn More
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Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 3.95% |
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3.95% |
$2,000 |
- |
Learn More
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Rate History: 4.75% → 4.50% → 4.05% → 4.15% → 3.95% |
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3.92% |
$1,000 |
- |
Learn More
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Rate History: 2.01% → 5.12% → 2.01% → 1.51% → 3.92% |
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3.91% |
$500 |
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Learn More
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philip gladchuk | Sep 30, 2016 what the rate on 5 years cd if your a elite member Read More |
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3.90% 3.85% |
$100,000 $1,000 |
- |
Learn More
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Rate History: 5.00% → 4.55% → 4.30% → 4.05% → 3.90% |
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3.90% |
$500 |
- |
Learn More
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Rate History: 4.75% → 4.25% → 4.00% → 4.25% → 3.90% |
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harleyron74 | Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More |
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3.90% |
$0 |
- |
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3.90% |
$500 |
- |
Learn More
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Rate History: 4.50% → 4.10% → 4.00% → 3.90% |
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3.90% |
$500 |
- |
Learn More
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Rate History: 4.50% → 3.90% |
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clifton handyman | Nov 22, 2024 Your Lost Bitcoins Are Not Gone Forever? Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More |
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3.90% |
$1,000 |
- |
Learn More
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Rate History: 3.75% → 4.20% → 4.05% → 3.90% |
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pmm | Feb 12, 2022 Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More |
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3.87% 2.99% |
$50,000 $1,000 |
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Learn More
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Rate History: 3.92% → 3.87% |
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3.87% |
$500 |
- |
Learn More
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Rate History: 4.81% → 4.71% → 4.50% → 4.39% → 3.87% |
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Asheville Saver | Dec 30, 2018 Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More |
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3.85% 3.75% |
$100,000 $1,000 |
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Learn More
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Rate History: 4.85% → 4.25% → 3.85% |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.30% → 4.05% → 3.80% |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.50% → 3.80% |
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3.75% |
$10,000 |
- |
Learn More
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Rate History: 2.00% → 3.50% → 4.00% → 3.75% |
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Guy | Dec 22, 2021 STCU this rate is over twice what I was told at the credit union Read More |
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3.75% |
$1,000 |
- |
Learn More
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Rate History: 3.00% → 4.00% → 3.75% |
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|
3.75% |
$5,000 |
- |
Learn More
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Rate History: 5.00% → 2.50% → 4.00% → 3.75% |
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|
3.75% |
$1,000 |
- |
Learn More
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|
3.75% |
$500 |
- |
Learn More
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Rate History: 3.50% → 3.10% → 3.50% → 3.75% |
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|
3.75% |
$500 |
- |
Learn More
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Rate History: 2.50% → 4.55% → 4.45% → 4.00% → 3.75% |
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DT | Apr 13, 2020 OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will n... Read More |
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3.75% |
$1,000 |
- |
Learn More
|
Rate History: 4.15% → 3.75% |
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Jessica | Dec 16, 2020 Nusenda Credit Union are unprofessional and a big waste of time. Read More |
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3.75% |
$100 |
- |
Learn More
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Rate History: 4.10% → 3.75% |
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H | Apr 25, 2021 It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More |
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3.75% |
$500 |
- |
Learn More
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Rate History: 4.50% → 4.25% → 4.00% → 3.75% |
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3.75% |
$500 |
- |
Learn More
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Rate History: 4.60% → 3.90% → 3.75% |
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3.70% |
$500 |
- |
Learn More
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Rate History: 3.70% → 3.85% → 3.80% → 3.65% → 3.70% |
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|
3.70% 3.65% |
$100,000 $1,000 |
- |
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|
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3.70% |
$1,000 |
- |
Learn More
|
Rate History: 5.35% → 5.00% → 4.30% → 4.00% → 3.70% |
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clifton handyman | Nov 20, 2024 Your Lost Bitcoins Are Not Gone Forever! Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is lo... Read More |
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3.66% |
$1,000 |
- |
Learn More
|
|
Rate History: 3.61% → 3.76% → 3.71% → 3.35% → 3.66% |
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|
3.66% |
$500 |
- |
Learn More
|
Rate History: 3.50% → 3.66% |
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|
3.66% |
$1,000 |
- |
Learn More
|
Rate History: 4.39% → 3.76% → 3.66% |
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Ali123 | Dec 19, 2019 Ali123 Read More |
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3.65% |
$1,000 |
- |
Learn More
|
Rate History: 4.00% → 4.15% → 3.65% |
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|
3.65% 3.50% |
$50,000 $500 |
- |
Learn More
|
Rate History: 4.40% → 4.15% → 4.40% → 4.15% → 3.65% |
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Jamaal D. Robinson | Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More |
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3.65% 3.50% |
$100,000 $1,000 |
- |
Learn More
|
Rate History: 4.65% → 4.15% → 3.65% |
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tonaroof | Jan 24, 2020 This rate is not accurate as it is 2.25% Read More |
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|
3.65% 3.60%3.55% |
$250,000 $100,000$500 |
- |
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|
Rate History: 4.26% → 4.35% → 4.10% → 4.18% → 3.65% |
||||
|
3.61% 3.56% |
$50,000 $500 |
- |
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|
|
3.60% 3.50% |
$50,000 $500 |
- |
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|
Sharon | Aug 8, 2023 The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More |
||||
|
3.57% |
$500 |
- |
Learn More
|
Rate History: 4.33% → 3.95% → 3.68% → 3.95% → 3.57% |
||||
|
3.56% |
$1,000 |
- |
Learn More
|
LD | Nov 24, 2020 Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More |
||||
|
3.55% 3.45% |
$100,000 $500 |
- |
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|
|
3.55% 3.49% |
$100,000 $500 |
- |
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|
Rate History: 3.78% → 3.55% |
||||
|
3.52% |
$500 |
- |
Learn More
|
Rate History: 5.02% → 4.76% → 4.24% → 3.98% → 3.52% |
||||
member | Dec 14, 2022 Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More |
||||
|
3.50% |
$250 |
- |
Learn More
|
Rate History: 3.75% → 4.25% → 4.50% → 4.25% → 3.50% |
||||
|
3.50% |
$1,000 |
- |
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|
Rate History: 4.15% → 3.75% → 3.50% |
||||
|
3.50% 2.97% |
$100,000 $1,000 |
- |
Learn More
|
Rate History: 3.30% → 4.30% → 3.50% |
||||
CE | Dec 7, 2020 Worst Bank EVER!!!!, 1. They have more account intrusions than a windows OS and when you ask how it happened, they inform you have to file a police report in order to receive that information that doesn't ... Read More |
||||
|
3.50% |
$1,000 |
- |
Learn More
|
|
3.50% |
$500 |
- |
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|
Rate History: 3.25% → 3.00% → 3.50% |
||||
|
3.50% |
$1,000 |
- |
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|
Rate History: 1.50% → 2.50% → 3.50% |
||||
|
3.50% |
$50,000 |
- |
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|
|
3.50% 3.25%3.00% |
$200,000 $50,000$1,000 |
- |
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|
|
3.50% |
$500 |
- |
Learn More
|
|
3.50% |
$1,000 |
- |
Learn More
|
Rate History: 3.50% → 3.44% → 4.00% → 3.75% → 3.50% |
||||
OrionMan | Nov 19, 2022 Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More |
||||
|
3.45% 3.40%3.35% 3.30% |
$100,000 $50,000$10,000 $500 |
- |
Learn More
|
|
3.45% 3.35% |
$100,000 $1,000 |
- |
Learn More
|
Rate History: 2.55% → 3.60% → 3.45% |
||||
|
3.40% 3.15% |
$500 $75,000 |
- |
Learn More
|
Rate History: 5.05% → 4.40% → 4.10% → 3.85% → 3.40% |
||||
|
3.35% |
$1,000 |
- |
Learn More
|
Rate History: 2.95% → 3.30% → 3.35% |
||||
|
3.35% |
$500 |
- |
Learn More
|
Rate History: 4.00% → 3.35% |
||||
|
3.35% 3.30%3.25% |
$250,000 $10,000$500 |
- |
Learn More
|
Rate History: 2.15% → 4.05% → 3.55% → 3.35% |
||||
|
3.30% |
$500 |
- |
Learn More
|
Rate History: 3.80% → 3.30% |
||||
|
3.25% |
$500 |
- |
Learn More
|
Former member | Oct 17, 2018 This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More |
||||
|
3.25% |
$500 |
- |
Learn More
|
Rate History: 4.86% → 3.30% → 3.25% |
||||
Ldk | Sep 11, 2020 Rate is now 2.01% Read More |
||||
|
3.25% |
$1,000 |
- |
Learn More
|
Csj | Jun 14, 2019 This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More |
||||
|
3.20% 3.10%3.05% 3.00% 2.95% |
$150,000 $100,000$50,000 $25,000 $500 |
- |
Learn More
|
|
3.15% |
$500 |
- |
Learn More
|
|
3.10% 3.00% |
$100,000 $500 |
- |
Learn More
|
Nancy Flynn | Jun 19, 2022 Does PMFCU share with Bellco, Law Enforcement in Aurora. Read More |
||||
|
3.10% |
$500 |
- |
Learn More
|
Rate History: 4.10% → 5.00% → 4.10% → 4.00% → 3.10% |
||||
|
3.10% 3.00% |
$50,000 $500 |
- |
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|
|
3.10% 3.05%2.50% 2.44% |
$100,000 $25,000$5,000 $250 |
- |
Learn More
|
Rate History: 3.11% → 3.10% → 2.60% → 3.10% |
||||
|
3.09% |
$1,000 |
- |
Learn More
|
Rate History: 4.22% → 3.29% → 3.09% → 3.03% → 3.09% |
||||
|
3.05% 2.90%2.80% 2.75% 2.70% |
$100,000 $50,000$25,000 $2,500 $500 |
- |
Learn More
|
|
3.05% |
$500 |
- |
Learn More
|
Rate History: 3.50% → 4.05% → 3.80% → 3.30% → 3.05% |
||||
|
3.00% |
$500 |
- |
Learn More
|
Rate History: 4.25% → 4.00% → 3.75% → 3.50% → 3.00% |
||||
|
3.00% |
$500 |
- |
Learn More
|
Patricia | Sep 15, 2021 The rates posted here is not the same. Check the credit union's web site for actual rates Read More |
||||
|
3.00% |
$500 |
- |
Learn More
|
Rate History: 3.55% → 3.35% → 3.45% → 3.00% |
||||
|
2.95% |
$250 |
- |
Learn More
|
Rate History: 2.75% → 2.95% |
||||
|
2.95% |
$500 |
- |
Learn More
|
|
2.90% |
$250 |
- |
Learn More
|
|
2.85% 2.80% |
$100,000 $500 |
- |
Learn More
|
Rate History: 3.70% → 3.50% → 3.00% → 2.90% → 2.85% |
||||
|
2.78% 2.53% |
$25,000 $2,000 |
- |
Learn More
|
|
2.75% |
$1,000 |
- |
Learn More
|
ted | Jul 7, 2019 wrong rate! Read More |
||||
|
2.75% |
$500 |
- |
Learn More
|
Rate History: 0.01% → 4.50% → 4.75% → 2.75% |
||||
|
2.75% 2.60%2.45% |
$100,000 $50,000$500 |
- |
Learn More
|
Rate History: 3.00% → 4.00% → 3.00% → 2.75% |
||||
Jerry from Hillsboro, Oregon | Dec 4, 2022 Your credit union needs to compete with other credit unions, like Liberty Federal, which has a 6 year rate at 4.30%. Read More |
||||
|
2.70% 2.65%2.60% |
$100,000 $10,000$2,000 |
- |
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|
|
2.69% 2.58%2.48% 2.43% 1.31% |
$100,000 $50,000$25,000 $1,000 $500 |
- |
Learn More
|
Rate History: 2.79% → 2.69% |
||||
2.65% |
$500 |
- |
Learn More
|
|
Rate History: 2.60% → 2.80% → 2.85% → 2.55% → 2.65% |
||||
|
2.65% |
$1,000 |
- |
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|
|
2.63% 2.50% |
$100,000 $500 |
- |
Learn More
|
Rate History: 2.63% → 3.20% → 2.63% → 3.20% → 2.63% |
||||
prashant109 | Dec 7, 2023 100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More |
||||
|
2.60% |
$1,000 |
- |
Learn More
|
Rate History: 2.60% → 5.25% → 2.60% → 18.00% → 2.60% |
||||
Sharon | Sep 20, 2023 Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More |
||||
|
2.60% |
$500 |
- |
Learn More
|
Mark Long | Apr 13, 2021 Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More |
||||
|
2.58% 2.43% |
$25,000 $500 |
- |
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|
|
2.56% 2.30% |
$1,001 $1,000 |
- |
Learn More
|
Rate History: 2.55% → 2.56% |
||||
Bradley, Elizabeth | May 31, 2021 Joshua from your security service deserves a great review. He helped cancel my card after it was stolen. Read More |
||||
|
2.50% |
$1,000 |
- |
Learn More
|
Rate History: 3.00% → 3.25% → 3.00% → 2.50% |
||||
|
2.50% 2.25%2.00% |
$90,000 $50,000$500 |
- |
Learn More
|
Rate History: 1.60% → 2.50% |
||||
|
2.43% |
$1,000 |
- |
Learn More
|
|
2.43% 2.32%2.17% |
$100,000 $10,000$250 |
- |
Learn More
|
|
2.33% 2.28% |
$100,000 $1,000 |
- |
Learn More
|
2.31% |
$500 |
- |
Learn More
|
|
|
2.26% |
$500 |
- |
Learn More
|
|
2.25% |
$500 |
- |
Learn More
|
|
2.25% |
$1,000 |
- |
Learn More
|
|
2.25% |
$500 |
- |
Learn More
|
|
2.25% |
$50 |
- |
Learn More
|
Rate History: 5.00% → 4.50% → 4.50% → 2.50% → 2.25% |
||||
MY OPINION | Sep 4, 2019 BETHPAGE CREDIT UNION IS THE BEST.. Read More |
||||
|
2.20% 2.00%1.75% |
$100,000 $25,000$1,000 |
- |
Learn More
|
Melvin Markwardt | Oct 7, 2023 Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25... Read More |
||||
|
2.20% |
$500 |
- |
Learn More
|
|
2.10% |
$500 |
- |
Learn More
|
Rate History: 5.30% → 2.10% |
||||
|
2.05% 2.00% |
$90,000 $2,000 |
- |
Learn More
|
Rate History: 1.95% → 2.05% |
||||
|
2.00% |
$500 |
- |
Learn More
|
|
2.00% |
$500 |
- |
Learn More
|
Rate History: 2.73% → 2.75% → 2.00% |
||||
|
1.75% |
$1,000 |
- |
Learn More
|
|
1.75% |
$500 |
- |
Learn More
|
|
1.75% |
$500 |
- |
Learn More
|
|
1.75% 1.70% |
$100,000 $500 |
- |
Learn More
|
Rate History: 1.45% → 1.75% |
||||
|
1.71% |
$500 |
- |
Learn More
|
|
1.66% |
$100,000 |
- |
Learn More
|
disappointed | Jun 18, 2020 came to Lomas location office to cash a check. Was wearing my sun glasses. Was told by the cashier to take off my glasses so that he did not think I was attempting to rob the credit union. Cancelled my ac... Read More |
||||
|
1.62% |
$500 |
- |
Learn More
|
|
1.61% |
$10,000 |
- |
Learn More
|
Rate History: 2.21% → 1.61% |
||||
1.56% |
$10,000 |
- |
Learn More
|
|
|
1.56% |
$10,000 |
- |
Learn More
|
disappointed | Jun 18, 2020 came to Lomas location office to cash a check. Was wearing my sun glasses. Was told by the cashier to take off my glasses so that he did not think I was attempting to rob the credit union. Cancelled my ac... Read More |
||||
|
1.55% |
$1,000 |
- |
Learn More
|
Rate History: 4.85% → 1.55% |
||||
|
1.51% |
$100,000 |
- |
Learn More
|
|
1.50% |
$1,000 |
- |
Learn More
|
Rate History: 2.75% → 1.50% → 2.75% → 1.50% |
||||
|
1.45% 1.40%1.30% 1.20% 1.15% 1.10% |
$1,000,000 $100,000$75,000 $50,000 $10,000 $500 |
- |
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|
|
1.45% 1.30% |
$100,000 $0 |
- |
Learn More
|
|
1.40% 1.30%1.25% |
$100,000 $50,000$1,000 |
- |
Learn More
|
|
1.40% 0.90% |
$500 $250 |
- |
Learn More
|
Rate History: 0.70% → 1.40% |
||||
|
1.31% |
$10,000 |
- |
Learn More
|
Clarenza22 | Aug 11, 2021 Marie Read More |
||||
|
1.31% |
$100,000 |
- |
Learn More
|
|
1.26% |
$10,000 |
- |
Learn More
|
CherryRose | Aug 12, 2021 There has been a change in MUCU in Albany, GA, Westover. It is not the friendly, helpful, hometown feel anymore. And they are taking away the convenience of local banking by closing some of its locations... Read More |
||||
|
1.26% |
$1,000 |
- |
Learn More
|
1.25% |
$10,000 |
- |
Learn More
|
|
|
1.25% |
$100,000 |
- |
Learn More
|
|
1.25% |
$500 |
- |
Learn More
|
|
1.25% |
$10,000 |
- |
Learn More
|
1.25% |
$10,000 |
- |
Learn More
|
|
|
1.25% |
$10,000 |
- |
Learn More
|
|
1.21% |
$100,000 |
- |
Learn More
|
1.20% |
$10,000 |
- |
Learn More
|
|
|
1.20% |
$10,000 |
- |
Learn More
|
|
1.20% |
$10,000 |
- |
Learn More
|
|
1.16% |
$10,000 |
- |
Learn More
|
|
1.16% |
$10,000 |
- |
Learn More
|
|
1.15% |
$10,000 |
- |
Learn More
|
1.15% |
$10,000 |
- |
Learn More
|
|
|
1.15% |
$10,000 |
- |
Learn More
|
|
1.15% |
$100,000 |
- |
Learn More
|
|
1.15% |
$500 |
- |
Learn More
|
|
1.15% |
$10,000 |
- |
Learn More
|
|
1.14% |
$10,000 |
- |
Learn More
|
1.11% |
$10,000 |
- |
Learn More
|
|
|
1.11% |
$10,000 |
- |
Learn More
|
1.11% |
$100,000 |
- |
Learn More
|
|
|
1.11% |
$10,000 |
- |
Learn More
|
|
1.11% |
$100,000 |
- |
Learn More
|
|
1.11% |
$10,000 |
- |
Learn More
|
|
1.11% |
$10,000 |
- |
Learn More
|
|
1.11% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$100,000 |
- |
Learn More
|
1.10% |
$100,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
Learn More
|
|
1.07% |
$100,000 |
- |
Learn More
|
|
1.06% |
$100,000 |
- |
Learn More
|
|
1.06% |
$10,000 |
- |
Learn More
|
|
1.06% |
$100,000 |
- |
Learn More
|
|
1.06% |
$100,000 |
- |
Learn More
|
Patricia Westhaver | Jun 8, 2021 Call first. Rate is different Read More |
||||
|
1.06% |
$10,000 |
- |
Learn More
|
|
1.06% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$100,000 |
- |
Learn More
|
|
1.05% |
$100,000 |
- |
Learn More
|
Mymomo05 | Jan 23, 2019 This place is absolutely not for their members like they claim. They charge astronomical interest rates and put you on a balloon if you have less than perfect credit. Not to mention, the little fact that... Read More |
||||
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
1.04% |
$100,000 |
- |
Learn More
|
|
1.02% |
$10,000 |
- |
Learn More
|
|
1.01% |
$1,000 |
- |
Learn More
|
|
1.01% |
$10,000 |
- |
Learn More
|
1.01% |
$10,000 |
- |
Learn More
|
|
1.01% |
$10,000 |
- |
Learn More
|
|
|
1.01% |
$10,000 |
- |
Learn More
|
|
1.01% |
$10,000 |
- |
Learn More
|
|
1.01% |
$100,000 |
- |
Learn More
|
|
1.01% |
$100,000 |
- |
Learn More
|
|
1.00% |
$100 |
- |
Learn More
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$1,000 |
- |
Learn More
|
1.00% |
$100,000 |
- |
Learn More
|
|
|
1.00% |
$1,000 |
- |
Learn More
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$500 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
Ksmith@yahoo.com | Feb 26, 2017 Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More |
||||
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$1,000 |
- |
Learn More
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$100,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
0.96% |
$500 |
- |
Learn More
|
|
|
0.96% |
$10,000 |
- |
Learn More
|
|
0.95% |
$100,000 |
- |
Learn More
|
0.95% |
$10,000 |
- |
Learn More
|
|
|
0.95% |
$100,000 |
- |
Learn More
|
|
0.95% |
$10,000 |
- |
Learn More
|
|
0.95% |
$500 |
- |
Learn More
|
Silverfoxmann @Comcast.net | Jan 30, 2021 I live in South Bend, IN. How can I join your bank for investments, CDs in particular Read More |
||||
|
0.95% |
$100 |
- |
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|
|
0.95% |
$50,000 |
- |
Learn More
|
|
0.95% |
$10,000 |
- |
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|
0.95% |
$10,000 |
- |
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|
|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
Dev1ldog | Mar 12, 2023 Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More |
||||
|
0.95% |
$10,000 |
- |
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|
0.95% |
$100,000 |
- |
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|
|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.92% |
$100,000 |
- |
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|
|
0.91% |
$10,000 |
- |
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|
|
0.91% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
0.90% |
$10,000 |
- |
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|
|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$100,000 |
- |
Learn More
|
Centris supports fraud | Sep 25, 2021 Centris bank, the Omaha branch specifically, allowed my ex-husband to forge my name over and over and over for five years to three different loans. Forge my name on the original loan documents and then... Read More |
||||
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
0.90% |
$10,000 |
- |
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|
|
|
0.90% |
$10,000 |
- |
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|
0.90% |
$10,000 |
- |
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|
|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
Learn More
|
Roger | Aug 6, 2019 These people are crooks. They make up ways to steal your money through fees. They will short you on your interest. Beware! Read More |
||||
|
0.90% |
$10,000 |
- |
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|
KH | Dec 17, 2019 Their offer good rates for new clients and care less about current customers Read More |
||||
|
0.90% 0.85% |
$100,000 $25,000 |
- |
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|
|
0.90% |
$10,000 |
- |
Learn More
|
Dev1ldog | Mar 12, 2023 Is this credit union still open? If it is it’s not relevant to the military in general. I dropped this credit union for poor customer service, and poor loan and dividend rates. Just compare their rates... Read More |
||||
|
0.90% |
$100,000 |
- |
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|
0.90% |
$10,000 |
- |
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|
|
|
0.90% |
$500 |
- |
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|
Larry Jelinek | Jan 14, 2022 Shout out to Lisa at the Yukon Branch Very helpful and nice Read More |
||||
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
Jenn2998 | Sep 1, 2021 Tom garrett Read More |
||||
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
0.90% |
$100,000 |
- |
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|
|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
Learn More
|
|
0.90% |
$100,000 |
- |
Learn More
|
Hunter1953 | Sep 26, 2022 Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More |
||||
|
0.90% |
$10,000 |
- |
Learn More
|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$2,000 |
- |
Learn More
|
Cpfeffer43@gmail.com | Oct 13, 2022 Manager at WI Ave was disrespectful with pompous attitude. BEWARE! Read More |
||||
|
0.90% |
$1,000 |
- |
Learn More
|
0.90% |
$10,000 |
- |
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|
|
0.89% |
$10,000 |
- |
Learn More
|
|
|
0.88% |
$500 |
- |
Learn More
|
|
0.88% |
$10,000 |
- |
Learn More
|
|
0.88% |
$100,000 |
- |
Learn More
|
|
0.86% |
$10,000 |
- |
Learn More
|
Patricia Westhaver | Jun 8, 2021 Call first. Rate is different Read More |
||||
|
0.86% |
$100,000 |
- |
Learn More
|
0.86% |
$10,000 |
- |
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|
|
|
0.86% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
0.85% |
$10,000 |
- |
Learn More
|
|
Robert Glore | Jul 17, 2019 CECU is the best kept secret in the Middle Georgia area! In 2019, CECU will be celebrating their 50th year in business! The credit union is not open to the general public. Their composition of members i... Read More |
||||
|
0.85% |
$100,000 |
- |
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|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
Evelyn Navarro | Aug 21, 2020 What is San Mateo's SWIFT code? Read More |
||||
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$50,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$500 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$500 |
- |
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|
|
0.85% |
$26 |
- |
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|
|
0.85% |
$500 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
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|
0.85% |
$10,000 |
- |
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|
|
|
0.85% |
$10,000 |
- |
Learn More
|
Andrew Larison | Feb 26, 2022 We will be closing our accounts with Cove Federal Credit Union and will bank elsewhere. What the employees at the 577 Dudley Rd location don’t seem to understand is that banks are a dime a dozen, my gir... Read More |
||||
|
0.85% |
$1,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$1,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
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|
|
0.85% |
$100,000 |
- |
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|
|
0.85% |
$100,000 |
- |
Learn More
|
Linda Bryan | Mar 13, 2019 Ideal Credit Union is a local treasure. Although it is primarily made up of the old St. Paul Postal CU, it also subsumed the North St. Paul School District Employees' CU many years ago. It has generous eli... Read More |
||||
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$1,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
FrankShonka1 | Sep 21, 2017 friendly and knowledgeable and fun. what more could you ask for? Read More |
||||
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
Hunter1953 | Sep 26, 2022 Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More |
||||
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.85% |
$100,000 |
- |
Learn More
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
0.83% |
$10,000 |
- |
Learn More
|
|
0.83% |
$100,000 |
- |
Learn More
|
|
0.83% |
$10,000 |
- |
Learn More
|
|
0.82% |
$10,000 |
- |
Learn More
|
|
0.82% |
$10,000 |
- |
Learn More
|
|
0.82% |
$10,000 |
- |
Learn More
|
|
0.81% |
$10,000 |
- |
Learn More
|
|
0.81% |
$100,000 |
- |
Learn More
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
0.80% |
$10,000 |
- |
Learn More
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
0.80% |
$10,000 |
- |
Learn More
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
0.80% |
$10,000 |
- |
Learn More
|
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.
Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.
Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.
BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.
As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.
The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.
This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates