Best CD Rates in Cherry Hills Village, Colorado, CO

You are viewing rates from banks across Cherry Hills Village

Below are the best one-year CD Rates from banks in Cherry Hills Village, Colorado. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Cherry Hills Village, CO - December 22, 2024

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
Beal Bank USA	4.50%	$1,000	-	Learn More
Rate History: 4.85% → 5.15% → 5.05% → 4.50%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
FirstBank	3.75%	$10,000	-	Learn More
Rate History: 4.86% → 4.00% → 3.75% → 3.40% → 3.75%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
Bank of America, National Association	3.51%	$100,000	-	Learn More
Rate History: 0.03% → 3.75% → 4.25% → 3.75% → 3.51%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
JPMorgan Chase Bank, National Association	3.25% 3.00%	$100,000 $10,000	-	Learn More
Rate History: 3.00% → 2.00% → 3.50% → 3.25%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Wells Fargo Bank, National Association	3.25% 2.75%	$100,000 $25,000	-	Learn More
Rate History: 2.00% → 1.50% → 3.25%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Zions Bank	3.05%	$1,000	-	Learn More Add Review
Rate History: 4.76% → 3.05%
Yampa Valley Bank	0.90%	$10,000	-	Learn More Add Review
First National Bank, Cortez	0.83%	$100,000	-	Learn More Add Review
Champion Bank	0.81%	$10,000	-	Learn More Add Review
American Bank of Commerce	0.80%	$10,000	-	Learn More Add Review
Century Savings and Loan Association	0.80%	$100,000	-	Learn More Add Review
First Pioneer National Bank	0.80%	$100,000	-	Learn More Add Review
Liberty Savings Bank, F.S.B.	0.75%	$10,000	-	Learn More Add Review
Equitable Savings and Loan Association	0.75%	$10,000	-	Learn More Add Review
Four Corners Community Bank	0.75%	$10,000	-	Learn More
Unhappy customer definitely NOT THE BANK FOR ME! \| Sep 21, 2020 I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More Reviews (1)
FMS Bank	0.75%	$10,000	-	Learn More Add Review
First FarmBank	0.75%	$10,000	-	Learn More Add Review
Independent Bank	0.75%	$1,000	-	Learn More Add Review
Rate History: 0.25% → 0.75%
Rio Grande Savings and Loan Association	0.71%	$500	-	Learn More Add Review
First Southwest Bank	0.70%	$10,000	-	Learn More Add Review
The First National Bank in Trinidad	0.70%	$10,000	-	Learn More Add Review
Alamosa State Bank	0.70%	$100,000	-	Learn More
cabin30355 \| Feb 7, 2022 I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More Reviews (1)
RNB STATE BANK	0.70%	$100,000	-	Learn More Add Review
The First National Bank of Las Animas	0.65%	$10,000	-	Learn More Add Review
Farmers State Bank of Calhan	0.65%	$10,000	-	Learn More
John \| Nov 4, 2021 Not a very helpful bank. Find another ! Read More Reviews (1)
First National Bank, Cortez	0.65%	$10,000	-	Learn More Add Review
First Western Trust Bank	0.61%	$10,000	-	Learn More Add Review
Academy Bank, National Association	0.60%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Del Norte Bank	0.60%	$100,000	-	Learn More Add Review
Century Savings and Loan Association	0.60%	$10,000	-	Learn More Add Review
NBH Bank	0.60%	$10,000	-	Learn More Add Review
First National Bank	0.60%	$1,000	-	Learn More Add Review
Points West Community Bank	0.60%	$10,000	-	Learn More Add Review
RNB STATE BANK	0.60%	$10,000	-	Learn More Add Review
San Luis Valley Federal Bank	0.59%	$100,000	-	Learn More Add Review
Adams Bank & Trust	0.55%	$10,000	-	Learn More Add Review
Mountain View Bank of Commerce	0.55%	$10,000	-	Learn More Add Review
First Pioneer National Bank	0.55%	$10,000	-	Learn More Add Review
High Country Bank	0.55%	$100,000	-	Learn More Add Review
Farmers Bank	0.55%	$10,000	-	Learn More
eberhard1111 \| Sep 10, 2019 215,000.00 Read More Reviews (1)
Frontier Bank	0.52%	$100,000	-	Learn More Add Review
The First National Bank of Hugo	0.51%	$10,000	-	Learn More Add Review
The State Bank	0.50%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA	0.50%	$10,000	-	Learn More Add Review
Glacier Bank	0.50%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Park State Bank & Trust	0.50%	$500	-	Learn More Add Review
CoreFirst Bank & Trust	0.50%	$10,000	-	Learn More Add Review
Del Norte Bank	0.50%	$10,000	-	Learn More Add Review
Mountain Valley Bank	0.50%	$10,000	-	Learn More Add Review
Points West Community Bank	0.50%	$10,000	-	Learn More Add Review
High Plains Bank	0.50%	$10,000	-	Learn More Add Review
FlatIrons Bank	0.50%	$10,000	-	Learn More Add Review
San Luis Valley Federal Bank	0.49%	$10,000	-	Learn More Add Review
Stockmens Bank	0.48%	$10,000	-	Learn More Add Review
Frontier Bank	0.47%	$10,000	-	Learn More Add Review
GNBank, National Association	0.45%	$10,000	-	Learn More Add Review
The Farmers State Bank of Brush	0.45%	$10,000	-	Learn More Add Review
Fortis Private Bank	0.40%	$10,000	-	Learn More Add Review
Herring Bank	0.40%	$10,000	-	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
North Valley Bank	0.40%	$10,000	-	Learn More Add Review
Alamosa State Bank	0.40%	$10,000	-	Learn More
cabin30355 \| Feb 7, 2022 I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More Reviews (1)
Rocky Mountain Bank & Trust	0.40%	$100,000	-	Learn More Add Review
The Gunnison Bank and Trust Company	0.40%	$10,000	-	Learn More Add Review
The Eastern Colorado Bank	0.40%	$10,000	-	Learn More Add Review
Grand Valley Bank	0.35%	$10,000	-	Learn More Add Review
MNB BANK	0.35%	$10,000	-	Learn More Add Review
High Country Bank	0.35%	$10,000	-	Learn More Add Review
FirstOak Bank	0.30%	$10,000	-	Learn More Add Review
5Star Bank	0.30%	$10,000	-	Learn More Add Review
Integrity Bank & Trust	0.30%	$10,000	-	Learn More Add Review
The Dolores State Bank	0.30%	$100,000	-	Learn More Add Review
Armed Forces Bank, National Association	0.30%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
UMB Bank, National Association	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Rocky Mountain Bank & Trust	0.30%	$10,000	-	Learn More Add Review
Waypoint Bank	0.30%	$10,000	-	Learn More Add Review
The Dolores State Bank	0.25%	$10,000	-	Learn More Add Review
Gunnison Savings and Loan Association	0.25%	$10,000	-	Learn More Add Review
The Pueblo Bank and Trust Company	0.25%	$10,000	-	Learn More Add Review
First National Bank	0.25%	$10,000	-	Learn More Add Review
The Colorado Bank and Trust Company of La Junta	0.25%	$10,000	-	Learn More Add Review
InBank	0.25%	$100,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
Native American Bank, National Association	0.25%	$100,000	-	Learn More Add Review
Home Loan State Bank	0.25%	$10,000	-	Learn More Add Review
Redstone Bank	0.20%	$10,000	-	Learn More Add Review
Native American Bank, National Association	0.20%	$10,000	-	Learn More Add Review
InBank	0.20%	$10,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
ANB Bank	0.20%	$10,000	-	Learn More Add Review
FNB Bank	0.20%	$100,000	-	Learn More Add Review
Timberline Bank	0.19%	$1,000	-	Learn More Add Review
BOKF, National Association	0.15%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
MidFirst Bank	0.15%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
Glacier Bank	0.15%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
First National Bank of Omaha	0.06%	$500	-	Learn More Add Review
KeyBank National Association	0.05%	$2,500	-	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Bank of Estes Park	0.05%	$500	-	Learn More Add Review
FNB Bank	0.05%	$10,000	-	Learn More Add Review
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Evergreen National Bank	0.01%	$10,000	-	Learn More Add Review
Citywide Banks	0.01%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2024

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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Cherry Hills Village, Colorado CD Rates

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2024

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

SAVINGS & CD CALCULATOR

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