Best 9-Month CD Rates in New York, NY

You are viewing rates from banks across New York

Below are the best nine-month CD Rates from banks with branches in New York. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

NY - December 15, 2024

Banks	APY	MIN	MILES ^?
Eastbank, National Association	5.10%	$2,500	-	Learn More Add Review
Rate History: 4.50% → 5.10%
Lake Shore Savings Bank	5.05%	$500	-	Learn More Add Review
Maspeth Federal Savings and Loan Association	5.00%	$1,500	-	Learn More Add Review
Rate History: 4.50% → 3.00% → 5.50% → 5.00%
First Foundation Bank	4.40%	$2,500	-	Learn More
Rate History: 5.25% → 5.00% → 4.75% → 4.40%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
Hingham Institution for Savings	4.30%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30%
Banesco USA	4.30%	$1,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.25% → 4.75% → 4.60% → 4.40% → 4.30%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Forbright Bank	4.25%	$1,000	-	Learn More
Rate History: 5.45% → 5.30% → 4.75% → 4.50% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Ballston Spa National Bank	4.16%	$500	-	Learn More Add Review
Rate History: 3.47% → 4.69% → 3.62% → 3.47% → 4.16%
Tioga State Bank National Association	4.15%	$5,000	-	Learn More Add Review
Rate History: 1.00% → 4.15%
Citibank, National Association	4.10%	$0	-	Learn More
Rate History: 4.00% → 3.75% → 2.50% → 4.10%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
TD Bank, National Association	4.00% 1.00%	$10,000 $10,001	-	Learn More
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Ridgewood Savings Bank	4.00%	$100	-	Learn More
Rate History: 1.00% → 3.75% → 4.00%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
Capital One, National Association	3.90%	$0	-	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 4.00% → 3.90%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
BankUnited, National Association	3.75%	$1,000	-	Learn More Add Review
Rate History: 0.10% → 3.50% → 3.75%
U.S. Bank National Association	3.70% 0.05%	$1,000 $500	-	Learn More
Rate History: 4.50% → 4.75% → 4.50% → 4.00% → 3.70%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
City National Bank	3.04%	$10,000	-	Learn More Add Review
Rate History: 1.00% → 3.56% → 3.04%
USAA Federal Savings Bank	2.25%	$1,000	-	Learn More
Rate History: 5.00% → 4.50% → 4.40% → 3.20% → 2.25%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
M.Y. Safra Bank	2.25%	$0	-	Learn More
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Santander Bank, N.A.	2.00%	$501	-	Learn More
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 4.75% → 4.50% → 4.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Peoples Security Bank and Trust Company	0.35%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.20% → 0.35%
Five Star Bank	0.20%	$500	-	Learn More
Rate History: 1.00% → 0.20%
Delores Thompson, FD Investments - Rochester, NY \| Aug 1, 2016 Currently looking for a list of non- performing loans on properties in the Western, New York area. Not sure where to obtain this information from Five Star, but if you would forward this request to the cor... Read More Reviews (1)
PNC Bank, National Association	0.05%	$1,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Tompkins Community Bank	0.03%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.03%