Best 9-Month CD Rates in Massachusetts, MA

You are viewing rates from banks across Massachusetts

Below are the best nine-month CD Rates from banks with branches in Massachusetts. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

MA - December 23, 2024

Banks	APY	MIN	MILES ^?
Newburyport Five Cents Savings Bank	5.35% 3.26%	$25,000 $2,500	-	Learn More
Rate History: 1.00% → 4.90% → 5.35%
Richard Cushing \| Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More Reviews (1)
MutualOne Bank	5.00%	$5,000	-	Learn More
Rate History: 0.40% → 5.00%
Thomas DeMauro \| Aug 28, 2022 Rates are totally uncompetitive now. Read More Reviews (11)
Northern Bank & Trust Company	5.00%	$500	-	Learn More Add Review
Rate History: 1.00% → 0.40% → 5.60% → 5.30% → 5.00%
Dean Co-operative Bank	4.83%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 5.00% → 4.83%
Washington Savings Bank	4.75%	$500	-	Learn More Add Review
Rate History: 1.00% → 4.75%
The Cape Cod Five Cents Savings Bank	4.75%	$1,000	-	Learn More
Rate History: 1.00% → 0.08% → 4.75%
John Darretta \| Nov 13, 2019 My favorite bank in South Dennis MA. There are always sufficient enough staff so that there is never a long waiting line. And the staff is always pleasant and efficient. Read More Reviews (2)
Country Bank for Savings	4.60%	$500	-	Learn More Add Review
Rate History: 5.11% → 4.33% → 3.82% → 0.10% → 4.60%
Easthampton Savings Bank	4.50% 4.25%	$1,001 $1,000	-	Learn More Add Review
Rate History: 5.00% → 5.12% → 5.00% → 4.75% → 4.50%
Needham Bank	4.50%	$1,000	-	Learn More
Rate History: 1.00% → 4.50%
Shawn \| Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More Reviews (2)
Everett Co-operative Bank	4.50%	$500	-	Learn More Add Review
Rate History: 1.00% → 5.00% → 4.75% → 4.50%
Institution for Savings in Newburyport and Its Vicinity	4.50% 0.25%	$500 $50,000	-	Learn More
Rate History: 1.00% → 0.50% → 4.50%
Karen nicoli \| Jan 23, 2017 2.50 Read More Reviews (1)
The Lowell Five Cent Savings Bank	4.50%	$2,500	-	Learn More Add Review
Rate History: 1.00% → 5.00% → 4.85% → 4.50%
Leader Bank, National Association	4.50%	$1,000	-	Learn More Add Review
Rate History: 5.30% → 5.25% → 5.00% → 4.75% → 4.50%
Hingham Institution for Savings	4.30%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30%
Banesco USA	4.30%	$1,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.25% → 4.75% → 4.60% → 4.40% → 4.30%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Forbright Bank	4.25%	$1,000	-	Learn More
Rate History: 5.45% → 5.30% → 4.75% → 4.50% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Middlesex Savings Bank	4.25%	$10	-	Learn More
Rate History: 1.00% → 5.00% → 4.75% → 4.25%
Stephen Clinton \| Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More Reviews (1)
Bay State Savings Bank	4.25%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 5.20% → 4.50% → 4.25%
Walpole Co-operative Bank	4.25%	$0	-	Learn More Add Review
Rate History: 5.00% → 4.80% → 4.40% → 4.35% → 4.25%
BankGloucester	4.25%	$500	-	Learn More Add Review
Rate History: 5.25% → 4.75% → 4.60% → 4.50% → 4.25%
Citibank, National Association	4.10%	$0	-	Learn More
Rate History: 4.00% → 3.75% → 2.50% → 4.10%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
First Foundation Bank	4.10%	$2,500	-	Learn More
Rate History: 5.25% → 5.00% → 4.75% → 4.40% → 4.10%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
Cape Ann Savings Bank	4.07%	$500	-	Learn More Add Review
Rate History: 0.35% → 5.12% → 4.85% → 4.59% → 4.07%
The Village Bank	4.00%	$20	-	Learn More
Rate History: 4.00% → 4.50% → 5.00% → 4.25% → 4.00%
Andrea \| Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More Reviews (1)
StonehamBank, A Co-operative Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 4.25% → 4.50% → 4.25% → 4.00%
Haverhill Bank	4.00%	$500	-	Learn More Add Review
Rate History: 3.30% → 5.00% → 4.75% → 4.50% → 4.00%
TD Bank, National Association	4.00% 1.00%	$10,000 $10,001	-	Learn More
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Martha's Vineyard Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 5.05% → 4.75% → 4.30% → 4.00%
Capital One, National Association	3.90%	$0	-	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 4.00% → 3.90%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Stoughton Co-operative Bank	3.75%	$500	-	Learn More Add Review
Rate History: 1.00% → 3.75% → 4.25% → 4.00% → 3.75%
Salem Five Cents Savings Bank	3.75%	$10,000	-	Learn More
Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.75%
DMuessig \| Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More Reviews (2)
U.S. Bank National Association	3.70% 0.05%	$1,000 $500	-	Learn More
Rate History: 4.50% → 4.75% → 4.50% → 4.00% → 3.70%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Marblehead Bank	3.51%	$500	-	Learn More Add Review
Rate History: 5.00% → 3.00% → 5.00% → 3.75% → 3.51%
Rockland Trust Company	3.50%	$1,000	-	Learn More
Rate History: 3.00% → 3.50%
Sanshir \| Sep 14, 2023 Used them my whole life! Great little bank! Read More Reviews (3)
Avidia Bank	3.45%	$1,000	-	Learn More
Rate History: 4.50% → 4.29% → 3.75% → 3.50% → 3.45%
sur \| Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More Reviews (1)
Reading Co-operative Bank	3.25%	$500	-	Learn More Add Review
Rate History: 1.00% → 3.25%
Bristol County Savings Bank	3.21%	$5,000	-	Learn More Add Review
Rate History: 4.22% → 4.02% → 3.72% → 3.47% → 3.21%
City National Bank	3.04%	$10,000	-	Learn More Add Review
Rate History: 1.00% → 3.56% → 3.04%
HarborOne Bank	3.00%	$1,000	-	Learn More
Rate History: 4.50% → 4.75% → 4.40% → 3.25% → 3.00%
Jacob \| Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More Reviews (2)
USAA Federal Savings Bank	2.25%	$1,000	-	Learn More
Rate History: 5.00% → 4.50% → 4.40% → 3.20% → 2.25%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Santander Bank, N.A.	2.00%	$501	-	Learn More
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 4.75% → 4.50% → 4.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Athol Savings Bank	1.00%	$500	-	Learn More Add Review
Rate History: 1.00% → 5.05% → 1.00%
Mechanics Cooperative Bank	1.00%	$500	-	Learn More Add Review
Greenfield Savings Bank	0.40%	$10	-	Learn More Add Review
Rate History: 1.00% → 4.59% → 4.33% → 0.40%
Wakefield Co-operative Bank	0.25%	$500	-	Learn More Add Review
Rate History: 1.00% → 0.25%
Commonwealth Co-operative Bank	0.25%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.25%
Colonial Federal Savings Bank	0.25%	$1,000	-	Learn More Add Review
Rate History: 0.20% → 0.25%
The Savings Bank	0.20%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.20% → 0.10% → 0.20%
OneUnited Bank	0.15%	$1,000	-	Learn More Add Review
Bank Hometown	0.15%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.15%
Monson Savings Bank	0.10%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.10%
Bluestone Bank	0.10%	$2,000	-	Learn More Add Review
Rate History: 1.00% → 5.00% → 5.15% → 0.10%
PNC Bank, National Association	0.05%	$1,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
PeoplesBank	0.05%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 0.05%