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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Virginia
Below are the best six-month CD Rates from banks with branches in Virginia. Six-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
VA - November 14, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.70% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest.
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smithy1968 | Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More |
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4.50% |
$5,000 |
- |
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Rate History: 5.30% → 5.40% → 5.20% → 5.05% → 4.50% |
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Matty H | Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More |
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4.50% 1.00% |
$10,001 $10,000 |
- |
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Rate History: 5.00% → 4.50% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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4.50% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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4.35% |
$1,000 |
- |
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Rate History: 2.50% → 4.85% → 4.35% |
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4.30% |
$1,000 |
- |
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Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30% |
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4.20% |
$0 |
- |
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Rate History: 4.30% → 4.35% → 4.25% → 4.20% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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4.15% |
$1,000 |
- |
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Rate History: 4.50% → 4.00% → 4.40% → 4.25% → 4.15% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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4.00% 3.85% |
$100,000 $1,000 |
- |
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Rate History: 4.75% → 4.60% → 4.50% → 4.15% → 4.00% |
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4.00% |
$10,000 |
- |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.61% |
$10,000 |
- |
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Rate History: 4.07% → 3.61% |
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3.50% |
$500 |
- |
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Rate History: 0.05% → 4.75% → 4.65% → 3.75% → 3.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.45% |
$1,000 |
- |
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Rate History: 5.25% → 4.65% → 4.55% → 3.45% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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3.35% |
$500 |
- |
Learn More
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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3.33% |
$1,000 |
- |
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3.00% |
$500 |
- |
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Rate History: 3.35% → 3.00% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.50% 2.25% |
$501 $500 |
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2.01% 2.00% |
$100,000 $25,000 |
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Rate History: 2.50% → 2.51% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.75% |
$500 |
- |
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Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
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1.50% |
$10,000 |
- |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.75% |
$500 |
- |
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0.75% |
$1,000 |
- |
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tedd | Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More |
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0.70% |
$1,000 |
- |
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0.65% |
$10,000 |
- |
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0.55% |
$10,000 |
- |
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0.55% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.40% |
$1,000 |
- |
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0.40% |
$10,000 |
- |
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0.40% |
$10,000 |
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0.35% |
$10,000 |
- |
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0.35% |
$100,000 |
- |
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0.35% |
$10,000 |
- |
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wallerjm | Jul 22, 2022 I would never do business with a bank whose Vice Chairman Board of Directors, Norman Wagstaff, is the kind of right-wing nutjob that has done so much damage to our country. Read More |
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0.35% |
$10,000 |
- |
Learn More
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0.33% |
$1,000 |
- |
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
Learn More
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Gripp13 | Jan 27, 2023 The worst bank I have ever had Read More |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.25% |
$2,500 |
- |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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Tom Brandy | Aug 5, 2020 How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More |
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0.25% |
$100,000 |
- |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
Learn More
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jchitt@comcast.nrt | Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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0.21% |
$500 |
- |
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0.21% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$1,000 |
- |
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0.20% |
$500 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
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0.20% |
$10,000 |
- |
Learn More
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Jack | Jul 20, 2020 This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$100,000 |
- |
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0.20% |
$10,000 |
- |
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0.15% |
$1,000 |
- |
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0.15% |
$10,000 |
- |
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boon | Oct 11, 2017 special; 14 MO CD 1.20% Read More |
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0.15% |
$10,000 |
- |
Learn More
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0.15% |
$10,000 |
- |
Learn More
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GLENN HILL | Mar 31, 2018 I have banked with Bank of Botetourt since 1960 when it was Bank of Troutville that later merged with Bank of Buchanan before becoming the Bank of Botetourt. An excellent bank with knowledgeable, helpful ... Read More |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.10% |
$500 |
- |
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0.10% |
$1,000 |
- |
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D R Lineberger | Dec 30, 2018 Garden14 Read More |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$100,000 |
- |
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0.09% |
$500 |
- |
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0.07% |
$10,000 |
- |
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Charla M | Jan 12, 2021 We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More |
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0.07% |
$10,000 |
- |
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0.05% |
$2,500 |
- |
Learn More
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$10,000 |
- |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
- |
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0.05% |
$500 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.03% |
$10,000 |
- |
Learn More
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0.01% |
$500 |
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Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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