Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Salt Lake City
Below are the best six-month CD Rates from banks with branches in Salt Lake City, Utah . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Salt Lake City, UT - December 4, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.65% |
$500 |
- |
Learn More
|
|
|
Rate History: 5.30% → 5.25% → 5.00% → 4.90% → 4.65% |
||||
|
JBaker65 | May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More |
||||
|
4.60% |
$5,000 |
- |
Learn More
|
|
|
Early Withdrawal Penalty is 6 months interest.
|
||||
|
4.00% |
$10,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
|
3.35% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.55% → 3.85% → 3.55% → 3.35% |
||||
|
3.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.86% → 3.05% |
||||
|
2.01% 2.00% |
$100,000 $25,000 |
- |
Learn More
|
|
|
Rate History: 2.50% → 2.51% → 2.01% |
||||
|
Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
||||
|
1.50% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 2.00% → 1.50% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
0.40% |
$100,000 |
23.50 |
Learn More
|
|
|
Danish Sunshine | Aug 3, 2017 BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More |
||||
|
0.30% |
$10,000 |
23.50 |
Learn More
|
|
|
Danish Sunshine | Aug 3, 2017 BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More |
||||
|
0.30% |
$100,000 |
23.03 |
Learn More
|
|
|
0.25% |
$10,000 |
23.03 |
Learn More
|
|
|
0.15% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 0.15% → 0.15% |
||||
|
jim | Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More |
||||
|
0.15% |
$10,000 |
22.80 |
Learn More
|
|
|
CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
||||
|
0.10% |
$100 |
- |
Learn More
|
|
|
william | Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More |
||||
|
0.10% |
$10,000 |
22.80 |
Learn More
|
|
|
CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
||||
|
0.05% |
$2,500 |
- |
Learn More
|
|
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates