Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Houston
Below are the best six-month CD Rates from banks with branches in Houston, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Houston, TX - November 28, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.92% |
$1,000 |
- |
Learn More
|
|
|
6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
||||
|
4.75% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.45% → 5.15% → 5.25% → 5.15% → 4.75% |
||||
|
4.75% 0.05% |
$2,500 $1 |
- |
Learn More
|
|
|
Rate History: 5.25% → 5.00% → 4.75% |
||||
|
Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
||||
|
4.75% 4.28% |
$100,000 $1,000 |
18.33 |
Learn More
|
|
|
4.50% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 0.01% → 4.50% |
||||
|
4.50% 0.20% |
$250,000 $1,000 |
- |
Learn More
|
|
|
Rate History: 4.80% → 4.65% → 4.85% → 4.60% → 4.50% |
||||
|
NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
||||
|
4.00% |
$10,000 |
- |
Learn More
|
|
|
dennisphillipslee@gmail.com | Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More |
||||
|
4.00% |
$10,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
|
3.90% |
$0 |
- |
Learn More
|
|
|
Rate History: 4.35% → 4.25% → 4.20% → 4.00% → 3.90% |
||||
|
highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
||||
|
3.81% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.25% → 3.81% |
||||
|
hi | May 21, 2021 this bank is pooooooooooooooooooop Read More |
||||
|
3.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 0.05% → 4.75% → 4.65% → 3.75% → 3.50% |
||||
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
||||
|
3.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.86% → 3.05% |
||||
|
3.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 3.35% → 3.00% |
||||
|
Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
||||
|
2.83% |
$500 |
- |
Learn More
|
|
|
2.50% |
$0 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.50% |
||||
|
2.45% |
$100,000 |
- |
Learn More
|
|
|
Rate History: 0.15% → 2.55% → 2.45% |
||||
|
Aku | May 29, 2020 Dua Read More |
||||
|
1.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.50% → 1.50% |
||||
|
Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
||||
|
0.90% |
$10,000 |
23.31 |
Learn More
|
|
|
0.65% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 5.50% → 0.65% |
||||
|
0.50% |
$10,000 |
19.07 |
Learn More
|
|
|
0.45% |
$100,000 |
18.38 |
Learn More
|
|
|
Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
||||
|
0.45% |
$100,000 |
10.97 |
Learn More
|
|
|
0.40% |
$100,000 |
21.60 |
Learn More
|
|
|
0.38% |
$100,000 |
17.76 |
Learn More
|
|
|
0.35% |
$100,000 |
14.12 |
Learn More
|
|
|
0.35% |
$100,000 |
18.44 |
Learn More
|
|
|
0.35% |
$1,000 |
20.31 |
Learn More
|
|
|
0.35% |
$100,000 |
18.27 |
Learn More
|
|
|
0.30% |
$100,000 |
17.22 |
Learn More
|
|
|
0.30% |
$10,000 |
18.38 |
Learn More
|
|
|
Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
||||
|
0.30% |
$10,000 |
18.44 |
Learn More
|
|
|
0.30% |
$10,000 |
21.60 |
Learn More
|
|
|
0.30% |
$100,000 |
9.46 |
Learn More
|
|
|
0.25% |
$50,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
18.94 |
Learn More
|
|
|
0.25% |
$10,000 |
14.12 |
Learn More
|
|
|
0.25% |
$5,000 |
16.86 |
Learn More
|
|
|
0.25% |
$100,000 |
20.39 |
Learn More
|
|
|
0.25% |
$10,000 |
18.38 |
Learn More
|
|
|
Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
||||
|
0.25% |
$10,000 |
6.43 |
Learn More
|
|
|
0.25% |
$10,000 |
17.22 |
Learn More
|
|
|
0.25% |
$10,000 |
7.76 |
Learn More
|
|
|
utpara4 | Jan 23, 2021 This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More |
||||
|
0.25% |
$10,000 |
16.96 |
Learn More
|
|
|
Looking | Sep 7, 2023 Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More |
||||
|
0.25% |
$10,000 |
15.96 |
Learn More
|
|
|
0.23% |
$10,000 |
17.76 |
Learn More
|
|
|
0.20% |
$10,000 |
13.46 |
Learn More
|
|
|
0.20% |
$10,000 |
20.39 |
Learn More
|
|
|
0.20% |
$10,000 |
8.84 |
Learn More
|
|
|
0.20% |
$10,000 |
13.85 |
Learn More
|
|
|
Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
||||
|
0.20% |
$10,000 |
18.27 |
Learn More
|
|
|
0.20% |
$10,000 |
9.46 |
Learn More
|
|
|
0.20% |
$10,000 |
11.89 |
Learn More
|
|
|
0.20% |
$10,000 |
10.97 |
Learn More
|
|
|
0.15% |
$10,000 |
17.07 |
Learn More
|
|
|
0.10% |
$100,000 |
17.86 |
Learn More
|
|
|
Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
||||
|
0.10% |
$10,000 |
17.07 |
Learn More
|
|
|
0.05% |
$10,000 |
17.86 |
Learn More
|
|
|
Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
||||
|
0.05% |
$1,000 |
- |
Learn More
|
|
|
HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
||||
|
0.01% |
$500 |
- |
Learn More
|
|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates