Texas

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Dallas, Texas CD Rates – 6-Month

You are viewing rates from banks across Dallas

 

Below are the best six-month CD Rates from banks with branches in Dallas, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Dallas, TX - November 14, 2024

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 4.45% → 5.15% → 5.25% → 5.15% → 4.75%

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.80% → 4.65% → 4.85% → 4.60% → 4.50%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.30% → 4.35% → 4.25% → 4.20%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.60% → 4.47% → 4.01% → 4.06%

4.00%

$1,000

-

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.05% → 4.75% → 4.65% → 3.75% → 3.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

3.33%

$1,000

-

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Rate History: 4.86% → 3.05%

Rate History: 3.35% → 3.00%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 0.15% → 2.55% → 2.45%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 4, 2022

Great CD rates & service Read More

0.70%

$10,000

21.82

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Rate History: 5.50% → 0.65%

0.60%

$10,000

11.19

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.50%

$10,000

20.34

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0.50%

$10,000

12.16

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0.50%

$10,000

8.90

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0.50%

$10,000

8.24

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

0.19

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0.40%

$10,000

6.25

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0.40%

$100,000

8.38

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0.38%

$100,000

16.82

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| Jan 8, 2024

Awful, rude unprofessional! Beware Read More

0.35%

$100,000

16.49

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0.35%

$10,000

20.06

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0.35%

$10,000

17.76

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0.35%

$10,000

18.44

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0.35%

$100,000

11.98

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0.35%

$100,000

1.08

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| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$250

5.20

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0.30%

$10,000

14.98

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| Mar 6, 2021

My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More

0.30%

$10,000

21.86

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0.30%

$100,000

11.96

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0.30%

$10,000

13.29

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0.30%

$100,000

15.84

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0.30%

$10,000

21.83

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.30%

$10,000

11.98

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0.30%

$10,000

8.38

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0.30%

$100,000

13.32

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0.25%

$100,000

20.08

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0.25%

$10,000

16.49

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.25%

$100,000

19.81

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

19.85

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0.25%

$10,000

17.46

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0.25%

$10,000

11.96

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0.25%

$100,000

21.09

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0.25%

$10,000

15.84

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0.25%

$10,000

12.02

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0.25%

$10,000

1.08

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

13.32

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0.23%

$10,000

16.82

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0.20%

$1,000

21.61

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0.20%

$10,000

20.08

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0.20%

$10,000

0.45

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0.20%

$10,000

19.81

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| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

| Mar 16, 2020

What is the current 30 year mortgage rate? Read More

0.20%

$10,000

10.30

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0.20%

$10,000

21.09

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$10,000

18.22

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| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

Rate History: 0.15% → 0.15%

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.15%

$10,000

0.80

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

23.26

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0.10%

$100,000

18.67

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

0.05%

$10,000

18.67

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.00%

$10,000

23.56

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2024

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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