Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across State College
Below are the best six-month CD Rates from banks with branches in State College, Pennsylvania . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
State College, PA - February 22, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% 4.00% |
$500 $501 |
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Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50% |
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Maggie | May 11, 2023 They made mistakes twice and would not correct them Read More |
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4.10% |
$500 |
- |
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Rate History: 4.90% → 4.80% → 4.50% → 4.20% → 4.10% |
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4.10% |
$1,001 |
- |
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Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10% |
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Claire blankinship | Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More |
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2.52% |
$1,000 |
- |
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0.70% |
$1,000 |
- |
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0.45% |
$100,000 |
0.62 |
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0.45% |
$10,000 |
3.63 |
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0.40% |
$100,000 |
3.08 |
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0.35% |
$10,000 |
18.41 |
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smalltowngirl | Mar 9, 2018 I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More |
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0.35% |
$10,000 |
3.08 |
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0.35% |
$500 |
23.02 |
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0.22% |
$10,000 |
21.87 |
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0.20% |
$10,000 |
0.62 |
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0.15% |
$10,000 |
15.21 |
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Jeffery Bailey | Apr 4, 2016 It is sad to see FNBPA being taken over by Juniata. The name Juniata has no affinity with Port Allegany history. I am closing my account. Read More |
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0.03% |
$25,000 |
- |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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