Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Philadelphia
Below are the best six-month CD Rates from banks with branches in Philadelphia, Pennsylvania . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Philadelphia, PA - November 19, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.00% |
$500 |
- |
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4.75% |
$1,000 |
- |
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Rate History: 4.45% → 5.15% → 5.25% → 5.15% → 4.75% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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4.50% 1.00% |
$10,001 $10,000 |
- |
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Rate History: 5.00% → 4.50% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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4.50% 4.00% |
$500 $501 |
- |
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Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50% |
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Maggie | May 11, 2023 They made mistakes twice and would not correct them Read More |
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4.15% |
$1,000 |
- |
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Rate History: 4.50% → 4.00% → 4.40% → 4.25% → 4.15% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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4.10% |
$2,500 |
- |
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Rate History: 1.50% → 4.50% → 4.10% |
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schoolbus2017 | Nov 8, 2019 farmer Read More |
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4.00% |
$10,000 |
- |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.50% |
$500 |
- |
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Rate History: 0.05% → 4.75% → 4.65% → 3.75% → 3.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.00% |
$500 |
- |
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Rate History: 3.35% → 3.00% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.01% 2.00% |
$100,000 $25,000 |
- |
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Rate History: 2.50% → 2.51% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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2.00% |
$1,000 |
- |
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1.50% |
$10,000 |
- |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$10,000 |
15.57 |
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1.00% |
$10,000 |
4.34 |
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0.90% |
$500 |
2.51 |
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0.70% |
$1,000 |
- |
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0.45% |
$10,000 |
4.43 |
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0.40% |
$10,000 |
- |
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Abraham Farber | May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More |
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0.40% |
$10,000 |
19.10 |
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0.40% |
$10,000 |
11.63 |
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Run | Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More |
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0.35% |
$1,000 |
3.83 |
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0.35% |
$100,000 |
10.51 |
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0.35% |
$10,000 |
17.18 |
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0.35% |
$500 |
- |
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Savvysaver | Nov 9, 2020 Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More |
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0.35% |
$500 |
1.26 |
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0.30% |
$10,000 |
19.75 |
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0.30% |
$10,000 |
3.85 |
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0.25% |
$10,000 |
9.69 |
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0.25% |
$500 |
21.64 |
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0.25% |
$10,000 |
24.08 |
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0.25% |
$10,000 |
18.61 |
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0.20% |
$10,000 |
14.23 |
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0.15% |
$10,000 |
20.57 |
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Rk | Feb 22, 2023 Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount e... Read More |
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0.15% |
$10,000 |
21.72 |
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0.10% |
$500 |
- |
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0.10% |
$10,000 |
10.51 |
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0.10% |
$500 |
17.18 |
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Donna | Nov 1, 2022 This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More |
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0.10% |
$10,000 |
5.65 |
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0.05% |
$2,500 |
- |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$10,000 |
21.03 |
Learn More
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SAM | May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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