Oklahoma

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Oklahoma CD Rates – 6-Month

You are viewing rates from banks across Oklahoma

 

Below are the best six-month CD Rates from banks with branches in Oklahoma. Six-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

OK - December 11, 2024

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.60% → 5.05% → 4.80%

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 5.30% → 5.20% → 5.05% → 4.95% → 4.52%

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

Rate History: 5.30% → 5.40% → 5.20% → 5.05% → 4.50%

| Sep 22, 2023

Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.10% → 5.25% → 5.20% → 5.00% → 4.50%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 1.00% → 3.45% → 4.75% → 4.50%

| Jun 25, 2020

Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.10% → 5.00% → 4.80% → 4.70% → 4.45%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30%

Rate History: 4.25% → 5.10% → 4.25%

Rate History: 1.00% → 4.75% → 4.50% → 4.15%

| Feb 25, 2016

What's your phone number? Read More

Rate History: 5.00% → 4.50% → 4.00%

| May 19, 2018

Experience Read More

Rate History: 4.75% → 4.40% → 4.25% → 4.00%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.35% → 4.25% → 4.20% → 4.00% → 3.90%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

3.33%

$1,000

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Rate History: 4.75% → 4.65% → 3.75% → 3.50% → 3.25%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

3.10%

$1,000

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Rate History: 5.25% → 4.65% → 4.55% → 3.45% → 2.50%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 0.15% → 2.55% → 2.45%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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| Aug 1, 2019

Who is the owner now this day. Read More

0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

0.61%

$10,000

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0.60%

$1,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.56%

$1,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$100,000

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0.51%

$1,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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| Jul 30, 2021

I have banked here for years and will continue to.I have never had any problems and the staff is always respectful,polite,helpful and knowlegable.Thankyou Read More

0.50%

$10,000

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.50%

$1,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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| Nov 23, 2019

Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More

0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.46%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$100,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

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0.45%

$100,000

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0.45%

$100,000

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| Aug 23, 2021

11 years or so ago, when I first opened an account, it was a nice community oriented bank you could go to for help. Now they only seem to want to help themselves and the already wealthy get wealthier. Read More

0.45%

$10,000

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0.45%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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| Aug 25, 2022

My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More

0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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| Jan 16, 2023

Great small town bank. Read More

0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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| Nov 19, 2023

The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More

0.35%

$1,000

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0.35%

$1,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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0.35%

$100,000

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0.35%

$1,000

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0.35%

$100,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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| Apr 22, 2022

I am considering finding another bank to do business with Read More

0.35%

$10,000

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0.35%

$10,000

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.31%

$10,000

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| Nov 19, 2023

The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More

0.30%

$250

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| Aug 1, 2019

Who is the owner now this day. Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$10,000

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0.30%

$100,000

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| Nov 13, 2021

Won't choose this bank ever Read More

0.27%

$10,000

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0.25%

$1,000

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0.25%

$10,000

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.25%

$10,000

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.25%

$10,000

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0.25%

$100,000

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0.25%

$10,000

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Nov 7, 2018

now pays 1.46% Read More

| Apr 22, 2022

I am considering finding another bank to do business with Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

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0.25%

$10,000

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.25%

$1,000

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| Dec 30, 2019

Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$100,000

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0.25%

$10,000

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0.21%

$10,000

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0.20%

$1,000

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0.20%

$100,000

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0.20%

$10,000

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| Jan 12, 2023

so really, I know that 0 real shits are given but the chance at persuading even a single person would make this worth my while and granted everyone's experience is not the same. I've been doing business ... Read More

0.20%

$10,000

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0.20%

$10,000

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| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$1,000

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0.17%

$10,000

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.15%

$10,000

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0.15%

$10,000

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| Dec 30, 2019

Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More

0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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| Jan 20, 2024

I recently had the pleasure of banking with Old Glory, and I must say it's a refreshing experience to find a financial institution that aligns with American values. The commitment to upholding Judeo-Christ... Read More

0.10%

$10,000

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.10%

$10,000

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0.10%

$10,000

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

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0.05%

$10,000

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.00%

$10,000

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2024

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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