Best 6-Month CD Rates in Midwest City, Oklahoma, OK

You are viewing rates from banks across Midwest City

Below are the best six-month CD Rates from banks with branches in Midwest City, Oklahoma . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Midwest City, OK - November 19, 2024

6 Month CD National Average : 0.41% ^?

Banks	APY	MIN	MILES ^?
Arvest Bank	4.80% 4.75%	$95,000 $10,000	-	Learn More Add Review
Rate History: 4.60% → 5.05% → 4.80%
Frontier State Bank	4.52%	$1,000	-	Learn More
Rate History: 5.30% → 5.20% → 5.05% → 4.95% → 4.52%
JR \| Jan 16, 2019 12 mo now pays 2.80% apr Read More Reviews (2)
All America Bank	4.50%	$500	-	Learn More
Rate History: 1.00% → 4.75% → 4.50%
larry \| Feb 25, 2016 What's your phone number? Read More Reviews (1)
Intrust Bank, National Association	4.25%	$500	-	Learn More Add Review
Rate History: 4.25% → 5.10% → 4.25%
First Oklahoma Bank	4.25%	$1,000	-	Learn More Add Review
RCB Bank	4.00%	$1,000	-	Learn More
Rate History: 4.75% → 4.40% → 4.25% → 4.00%
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Bank of America, National Association	4.00%	$10,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Gateway First Bank	3.35%	$500	-	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
VALOR BANK	3.10%	$1,000	-	Learn More Add Review
BOKF, National Association	2.45%	$100,000	-	Learn More
Rate History: 0.15% → 2.55% → 2.45%
Aku \| May 29, 2020 Dua Read More Reviews (1)
JPMorgan Chase Bank, National Association	1.50%	$10,000	-	Learn More
Rate History: 3.00% → 2.00% → 1.50%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
The First Security Bank	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Lindsay	0.70%	$10,000	-	Learn More Add Review
The Community State Bank	0.70%	$10,000	-	Learn More Add Review
Armstrong Bank	0.65%	$100,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
Bank of Hydro	0.65%	$10,000	-	Learn More Add Review
The Bank, National Association	0.65%	$10,000	-	Learn More Add Review
Bank of Cordell	0.65%	$10,000	-	Learn More Add Review
Bank of Commerce	0.65%	$10,000	-	Learn More Add Review
Sooner State Bank	0.65%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More Reviews (1)
The Farmers Bank	0.61%	$10,000	-	Learn More Add Review
ACB Bank	0.60%	$1,000	-	Learn More Add Review
The Stock Exchange Bank	0.60%	$100,000	-	Learn More Add Review
Oklahoma Capital Bank	0.60%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank	0.60%	$100,000	-	Learn More Add Review
Washita State Bank	0.60%	$10,000	-	Learn More Add Review
Grant County Bank	0.56%	$1,000	-	Learn More Add Review
Bank of the Panhandle	0.55%	$100,000	-	Learn More Add Review
Southwest Bank of Weatherford	0.55%	$10,000	-	Learn More Add Review
First Security Bank and Trust Company	0.55%	$100,000	-	Learn More Add Review
Great Plains National Bank	0.51%	$1,000	-	Learn More Add Review
Bank 7	0.50%	$1,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
The Stock Exchange Bank	0.50%	$10,000	-	Learn More Add Review
BancCentral, National Association	0.50%	$100,000	-	Learn More Add Review
The City National Bank and Trust Company of Lawton, Oklahoma	0.50%	$10,000	-	Learn More Add Review
Exchange Bank and Trust Company	0.50%	$100,000	-	Learn More Add Review
Fairview Savings and Loan Association	0.50%	$10,000	-	Learn More
Robin Smith \| Jul 30, 2021 I have banked here for years and will continue to.I have never had any problems and the staff is always respectful,polite,helpful and knowlegable.Thankyou Read More Reviews (1)
NBC OKLAHOMA	0.50%	$10,000	-	Learn More Add Review
American Bank of Oklahoma	0.50%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
Bank of Vici	0.50%	$1,000	-	Learn More Add Review
First Bank and Trust Company	0.50%	$10,000	-	Learn More Add Review
Great Nations Bank	0.50%	$10,000	-	Learn More Add Review
Community Bank	0.50%	$10,000	-	Learn More Add Review
Security Bank	0.50%	$10,000	-	Learn More Add Review
American Bank and Trust Company	0.50%	$100,000	-	Learn More Add Review
First National Bank and Trust Company	0.50%	$100,000	-	Learn More Add Review
Farmers & Merchants Bank	0.50%	$10,000	-	Learn More Add Review
Frazer Bank	0.50%	$10,000	-	Learn More
Dawnc42 \| Nov 23, 2019 Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More Reviews (1)
The Peoples National Bank of Checotah	0.50%	$10,000	-	Learn More Add Review
Farmers State Bank, Allen, Oklahoma	0.50%	$100,000	-	Learn More Add Review
First National Bank	0.50%	$10,000	-	Learn More Add Review
First Pryority Bank	0.46%	$10,000	-	Learn More Add Review
Bank of the Panhandle	0.45%	$10,000	-	Learn More Add Review
Community Bank	0.45%	$100,000	-	Learn More Add Review
Cleo State Bank	0.45%	$10,000	-	Learn More Add Review
The Farmers and Merchants National Bank of Fairview	0.45%	$10,000	-	Learn More Add Review
Community National Bank of Okarche	0.45%	$100,000	-	Learn More Add Review
Regent Bank	0.45%	$10,000	-	Learn More
Jw \| Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More Reviews (1)
Grand Bank	0.45%	$10,000	-	Learn More Add Review
THE SEILING STATE BANK	0.45%	$100,000	-	Learn More Add Review
The Payne County Bank	0.45%	$10,000	-	Learn More Add Review
Vision Bank, National Association	0.45%	$100,000	-	Learn More Add Review
Prosperity Bank	0.45%	$100,000	-	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
American Bank and Trust Company	0.45%	$10,000	-	Learn More Add Review
Firstar Bank	0.45%	$100,000	-	Learn More Add Review
FNB Coweta	0.45%	$100,000	-	Learn More Add Review
Oklahoma Heritage Bank	0.45%	$10,000	-	Learn More
Kaht \| Aug 23, 2021 11 years or so ago, when I first opened an account, it was a nice community oriented bank you could go to for help. Now they only seem to want to help themselves and the already wealthy get wealthier. Read More Reviews (1)
Quail Creek Bank, National Association	0.45%	$10,000	-	Learn More Add Review
First Bethany Bank & Trust	0.45%	$10,000	-	Learn More Add Review
The First State Bank	0.40%	$100,000	-	Learn More Add Review
The Bank of Beaver City	0.40%	$10,000	-	Learn More Add Review
BancCentral, National Association	0.40%	$10,000	-	Learn More Add Review
Exchange Bank and Trust Company	0.40%	$10,000	-	Learn More Add Review
Community National Bank of Okarche	0.40%	$10,000	-	Learn More Add Review
American Heritage Bank	0.40%	$10,000	-	Learn More
Jessica Clements \| Aug 25, 2022 My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More Reviews (1)
Blue Sky Bank	0.40%	$10,000	-	Learn More Add Review
1st Bank in Hominy	0.40%	$10,000	-	Learn More Add Review
Carson Community Bank	0.40%	$100,000	-	Learn More Add Review
Grand Savings Bank	0.40%	$1,000	-	Learn More Add Review
The Bank of the West	0.40%	$10,000	-	Learn More Add Review
Legacy Bank	0.40%	$10,000	-	Learn More Add Review
First State Bank	0.40%	$10,000	-	Learn More Add Review
The First Bank of Okarche	0.40%	$10,000	-	Learn More Add Review
SpiritBank	0.40%	$10,000	-	Learn More Add Review
Vision Bank, National Association	0.40%	$10,000	-	Learn More Add Review
Mabrey Bank	0.40%	$100,000	-	Learn More Add Review
The First National Bank in Marlow	0.40%	$10,000	-	Learn More Add Review
Bank of Eufaula	0.40%	$10,000	-	Learn More
Katy \| Jan 16, 2023 Great small town bank. Read More Reviews (1)
Farmers State Bank, Allen, Oklahoma	0.40%	$10,000	-	Learn More Add Review
FirstBank	0.40%	$100,000	-	Learn More Add Review
Security First National Bank of Hugo	0.40%	$10,000	-	Learn More Add Review
McCurtain County National Bank	0.36%	$100,000	-	Learn More
None of your business \| Nov 19, 2023 The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More Reviews (3)
The State Exchange Bank	0.35%	$1,000	-	Learn More Add Review
First Bank & Trust Co.	0.35%	$1,000	-	Learn More Add Review
The First State Bank	0.35%	$10,000	-	Learn More Add Review
The First State Bank of Pond Creek, Oklahoma	0.35%	$10,000	-	Learn More Add Review
Alva State Bank & Trust Company	0.35%	$100,000	-	Learn More Add Review
First Bank & Trust Company	0.35%	$100,000	-	Learn More Add Review
Security State Bank of Oklahoma	0.35%	$1,000	-	Learn More Add Review
International Bank of Commerce	0.35%	$100,000	-	Learn More Add Review
American Nation Bank	0.35%	$10,000	-	Learn More Add Review
First Bank of Thomas	0.35%	$10,000	-	Learn More Add Review
THE SEILING STATE BANK	0.35%	$10,000	-	Learn More Add Review
Community State Bank of Canton	0.35%	$10,000	-	Learn More Add Review
Oklahoma State Bank	0.35%	$10,000	-	Learn More Add Review
AVB Bank	0.35%	$100,000	-	Learn More
should be valued customer \| Apr 22, 2022 I am considering finding another bank to do business with Read More Reviews (2)
First Bank	0.35%	$10,000	-	Learn More Add Review
FNB Coweta	0.35%	$10,000	-	Learn More Add Review
American Bank of Oklahoma	0.35%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
First National Bank and Trust Company	0.35%	$10,000	-	Learn More Add Review
Walters Bank and Trust Company	0.35%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore	0.35%	$100,000	-	Learn More Add Review
The Pauls Valley National Bank	0.35%	$10,000	-	Learn More Add Review
Chickasaw Community Bank	0.35%	$10,000	-	Learn More Add Review
First State Bank	0.35%	$10,000	-	Learn More Add Review
The Exchange Bank	0.31%	$10,000	-	Learn More Add Review
McCurtain County National Bank	0.31%	$10,000	-	Learn More
None of your business \| Nov 19, 2023 The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More Reviews (3)
Great Southern Bank	0.30%	$250	-	Learn More Add Review
Armstrong Bank	0.30%	$10,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
The Bank of Kremlin	0.30%	$10,000	-	Learn More Add Review
First Bank & Trust Company	0.30%	$10,000	-	Learn More Add Review
First National Bank of Oklahoma	0.30%	$10,000	-	Learn More Add Review
Vast Bank, National Association	0.30%	$10,000	-	Learn More Add Review
Carson Community Bank	0.30%	$1,000	-	Learn More Add Review
Bank of Grand Lake	0.30%	$10,000	-	Learn More Add Review
First Summit Bank	0.30%	$10,000	-	Learn More Add Review
AllNations Bank	0.30%	$10,000	-	Learn More Add Review
Mabrey Bank	0.30%	$10,000	-	Learn More Add Review
Firstar Bank	0.30%	$1,000	-	Learn More Add Review
The First National Bank and Trust Co., Chickasha, Oklahoma	0.30%	$10,000	-	Learn More Add Review
Peoples Bank and Trust Company	0.30%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore	0.30%	$10,000	-	Learn More Add Review
First Bank & Trust Co.	0.30%	$1,000	-	Learn More Add Review
The First National Bank and Trust Company of Okmulgee	0.30%	$10,000	-	Learn More Add Review
Citizens Bank of Ada	0.30%	$100,000	-	Learn More Add Review
Latimer State Bank	0.30%	$10,000	-	Learn More
Bryan \| Nov 13, 2021 Won't choose this bank ever Read More Reviews (14)
The State Bank of Wynnewood	0.27%	$10,000	-	Learn More Add Review
Stride Bank, National Association	0.25%	$1,000	-	Learn More Add Review
Farmers and Merchants Bank	0.25%	$10,000	-	Learn More Add Review
MidFirst Bank	0.25%	$10,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
YNB	0.25%	$10,000	-	Learn More Add Review
First Fidelity Bank	0.25%	$10,000	-	Learn More
Dianna Jackson \| Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More Reviews (1)
Alva State Bank & Trust Company	0.25%	$10,000	-	Learn More Add Review
Community Bank	0.25%	$10,000	-	Learn More Add Review
The Security National Bank of Enid	0.25%	$10,000	-	Learn More Add Review
InterBank	0.25%	$10,000	-	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
Security Bank and Trust Company	0.25%	$10,000	-	Learn More Add Review
Local Bank	0.25%	$100,000	-	Learn More Add Review
Community State Bank	0.25%	$10,000	-	Learn More Add Review
UMB Bank, National Association	0.25%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
CrossFirst Bank	0.25%	$10,000	-	Learn More
gsander \| Nov 7, 2018 now pays 1.46% Read More Reviews (1)
AVB Bank	0.25%	$10,000	-	Learn More
should be valued customer \| Apr 22, 2022 I am considering finding another bank to do business with Read More Reviews (2)
Prosperity Bank	0.25%	$10,000	-	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
Peoples State Bank	0.25%	$10,000	-	Learn More Add Review
Shamrock Bank, N.A.	0.25%	$10,000	-	Learn More Add Review
BancFirst	0.25%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
First Bank & Trust Co.	0.25%	$1,000	-	Learn More Add Review
McClain Bank	0.25%	$100,000	-	Learn More
Brian \| Dec 30, 2019 Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More Reviews (1)
Citizens Bank of Ada	0.25%	$10,000	-	Learn More Add Review
FirstBank	0.25%	$10,000	-	Learn More Add Review
The First National Bank of Fort Smith	0.25%	$100,000	-	Learn More Add Review
First National Bank & Trust Company of McAlester	0.25%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank	0.21%	$10,000	-	Learn More Add Review
First Bank & Trust Co.	0.20%	$1,000	-	Learn More Add Review
Welch State Bank of Welch, Okla.	0.20%	$100,000	-	Learn More Add Review
International Bank of Commerce	0.20%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Miami	0.20%	$10,000	-	Learn More
Murph \| Jan 12, 2023 so really, I know that 0 real shits are given but the chance at persuading even a single person would make this worth my while and granted everyone's experience is not the same. I've been doing business ... Read More Reviews (1)
Local Bank	0.20%	$10,000	-	Learn More Add Review
F & M Bank	0.20%	$10,000	-	Learn More Add Review
Herring Bank	0.20%	$10,000	-	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
Liberty National Bank	0.20%	$10,000	-	Learn More Add Review
FSNB, National Association	0.20%	$10,000	-	Learn More Add Review
FNB Community Bank	0.20%	$10,000	-	Learn More Add Review
The First National Bank of Fort Smith	0.20%	$10,000	-	Learn More Add Review
The Farmers State Bank	0.20%	$1,000	-	Learn More Add Review
Triad Bank, National Association	0.17%	$10,000	-	Learn More Add Review
Equity Bank	0.15%	$1,000	-	Learn More Add Review
BancFirst	0.15%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
Welch State Bank of Welch, Okla.	0.15%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Broken Arrow	0.15%	$10,000	-	Learn More Add Review
McClain Bank	0.15%	$10,000	-	Learn More
Brian \| Dec 30, 2019 Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More Reviews (1)
First Security Bank and Trust Company	0.15%	$10,000	-	Learn More Add Review
First State Bank	0.15%	$10,000	-	Learn More Add Review
First Texoma National Bank	0.15%	$10,000	-	Learn More Add Review
First State Bank	0.14%	$10,000	-	Learn More
Rena Goyal \| Jan 20, 2024 I recently had the pleasure of banking with Old Glory, and I must say it's a refreshing experience to find a financial institution that aligns with American values. The commitment to upholding Judeo-Christ... Read More Reviews (4)
SNB Bank, National Association	0.10%	$10,000	-	Learn More Add Review
BancFirst	0.10%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
First United Bank and Trust Company	0.10%	$10,000	-	Learn More Add Review
Valliance Bank	0.10%	$10,000	-	Learn More Add Review
Bank of Commerce	0.05%	$10,000	-	Learn More Add Review
Commerce Bank	0.05%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
High Plains Bank	0.00%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2024

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
The deposited money is committed for six months.
Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Midwest City, Oklahoma CD Rates – 6-Month

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2024

The advantages of six month CDs opened via a traditional bank are:

The disadvantages of six month CDs are:

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