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You are viewing rates from banks across Ohio
Below are the best six-month CD Rates from banks with branches in Ohio. Six-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
OH - December 21, 2024
6 Month CD National Average : 0.41% ?
Banks | APY | MIN | MILES ? | |
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5.00% |
$500 |
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Rate History: 5.35% → 5.25% → 5.50% → 5.40% → 5.00% |
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5.00% |
$500 |
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Rate History: 5.25% → 5.00% |
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Pam | Jan 21, 2020 The people there are very friendly and helpful. They have good rates most of the time. Read More |
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5.00% |
$1,000 |
- |
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Rate History: 4.25% → 5.00% |
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Haja@gmail.com | May 15, 2020 Sucks don’t ever get with this bank Read More |
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4.75% |
$1,000 |
- |
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Rate History: 4.45% → 5.15% → 5.25% → 5.15% → 4.75% |
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4.50% |
$5,000 |
- |
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Rate History: 5.30% → 5.40% → 5.20% → 5.05% → 4.50% |
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Matty H | Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More |
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4.50% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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4.45% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest.
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smithy1968 | Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More |
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4.30% |
$1,000 |
- |
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Rate History: 4.85% → 4.80% → 4.50% → 4.39% → 4.30% |
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4.20% |
$500 |
- |
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Rate History: 5.15% → 4.90% → 4.80% → 4.50% → 4.20% |
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4.06% |
$1,000 |
- |
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4.00% 0.05% |
$10,001 $10,000 |
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Rate History: 5.00% → 4.50% → 4.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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4.00% |
$10,000 |
- |
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|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.90% |
$0 |
- |
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Rate History: 4.35% → 4.25% → 4.20% → 4.00% → 3.90% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.35% |
$500 |
- |
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|
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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3.25% |
$500 |
- |
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|
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Rate History: 4.75% → 4.65% → 3.75% → 3.50% → 3.25% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.00% |
$500 |
- |
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|
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Rate History: 3.35% → 3.00% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.79% |
$1,000 |
- |
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2.50% |
$1,000 |
- |
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Rate History: 5.25% → 4.65% → 4.55% → 3.45% → 2.50% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.00% |
$25,000 |
- |
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Rate History: 2.50% → 2.51% → 2.01% → 2.00% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.75% |
$500 |
- |
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|
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Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
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1.50% |
$10,000 |
- |
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|
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.85% |
$10,000 |
- |
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0.75% |
$1,000 |
- |
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0.66% |
$10,000 |
- |
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0.60% |
$2,500 |
- |
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|
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Rate History: 1.00% → 5.01% → 4.25% → 3.85% → 0.60% |
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0.59% |
$100,000 |
- |
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0.45% |
$98,000 |
- |
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0.45% |
$500 |
- |
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0.45% |
$10,000 |
- |
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|
0.40% |
$10,000 |
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0.40% |
$10,000 |
- |
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.40% |
$10,000 |
- |
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0.40% |
$100,000 |
- |
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0.40% |
$25,000 |
- |
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0.40% |
$100,000 |
- |
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0.40% |
$10,000 |
- |
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0.40% |
$10,000 |
- |
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0.40% |
$10,000 |
- |
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0.39% |
$10,000 |
- |
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|
0.37% |
$100,000 |
- |
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|
|
0.35% |
$10,000 |
- |
Learn More
|
|
Donaldson | Oct 6, 2023 Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More |
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0.35% |
$100,000 |
- |
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0.35% |
$100,000 |
- |
Learn More
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0.35% |
$10,000 |
- |
Learn More
|
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
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|
Wfransdell@gmail.com | Oct 29, 2017 Excellentr Read More |
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0.30% |
$500 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$500 |
- |
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|
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0.30% |
$5,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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scubagirl | Mar 4, 2017 For greater Cincinnati customers only. Read More |
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0.25% |
$500 |
- |
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0.25% |
$500 |
- |
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0.25% |
$500 |
- |
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|
|
0.25% |
$10,000 |
- |
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|
0.25% |
$1,000 |
- |
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|
0.25% |
$100,000 |
- |
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|
0.25% |
$10,000 |
- |
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0.25% |
$100,000 |
- |
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0.25% |
$10,000 |
- |
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Mark | Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More |
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0.25% |
$10,000 |
- |
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|
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PeoplesSavingsAndLoanisBad | Jul 5, 2022 Do not use this bank , they refuse to work with any other financial company and if they decline your for a loan they won’t allow anyone else to give you a loan or business funding so you are stuck. This ... Read More |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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|
0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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|
0.22% |
$10,000 |
- |
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0.21% |
$10,000 |
- |
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|
0.20% |
$500 |
- |
Learn More
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0.20% |
$10,000 |
- |
Learn More
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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Disappointed | Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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Joseph Usher | May 6, 2015 The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More |
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0.20% |
$100,000 |
- |
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0.20% |
$500 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$1,000 |
- |
Learn More
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Morgan B | Mar 12, 2023 I have several business loans through VCNB. Anyone considering borrowing money should consider using them for financing. They have the assets and abilities of larger chains, but you get a more personal i... Read More |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.20% |
$10,000 |
- |
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0.18% |
$10,000 |
- |
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0.17% |
$100,000 |
- |
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0.17% |
$500 |
- |
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0.15% |
$1,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$2,500 |
- |
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0.15% |
$1,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
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rosalie murray | Jul 18, 2020 how long can i use rabo bank checks? Read More |
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0.15% |
$10,000 |
- |
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0.15% |
$100,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
- |
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0.15% |
$1,000 |
- |
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0.15% |
$100,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.14% |
$10,000 |
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0.13% |
$10,000 |
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Billmaryd33@aol.com | Apr 23, 2021 Billmaryd33@aol.com Read More |
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0.12% |
$100,000 |
- |
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0.12% |
$10,000 |
- |
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0.10% |
$1,000 |
- |
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0.10% |
$1,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$500 |
- |
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0.10% |
$1,000 |
- |
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0.10% |
$1,000 |
- |
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0.10% |
$2,500 |
- |
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0.10% |
$500 |
- |
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0.10% |
$500 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$500 |
- |
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0.10% |
$10,000 |
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0.10% |
$500 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$100,000 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
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0.09% |
$10,000 |
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0.08% |
$250 |
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Anon | Jul 23, 2019 Oberlen Ave in Lorain Ohio Read More |
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0.07% |
$10,000 |
- |
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0.07% |
$10,000 |
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0.05% |
$1,000 |
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0.05% |
$10,000 |
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0.05% |
$2,500 |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
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0.05% |
$500 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$500 |
- |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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James R. | Sep 11, 2020 CF Bank showed good promise as a lender. They have a nice site with a swift intake and origination process. My originator, Dylan, was knowledgeable and a pleasure to work with. I unfortunately can’t g... Read More |
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0.05% |
$10,000 |
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0.05% |
$10,000 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.05% |
$500 |
- |
Learn More
|
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.04% |
$10,000 |
- |
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dionpayne | Jun 28, 2017 showmethreethousanddollars Read More |
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0.04% |
$10,000 |
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0.04% |
$10,000 |
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0.04% |
$10,000 |
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0.03% |
$25,000 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.01% |
$1,000 |
- |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
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