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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Miami
Below are the best six-month CD Rates from banks with branches in Miami, Florida . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Miami, FL - November 2, 2024
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.75% |
$1,000 |
- |
Learn More
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Rate History: 4.45% → 5.15% → 5.25% → 5.15% → 4.75% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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4.75% |
$1,000 |
- |
Learn More
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Rate History: 4.80% → 4.60% → 4.65% → 4.86% → 4.75% |
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4.75% 0.05% |
$2,500 $1 |
- |
Learn More
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Rate History: 5.25% → 5.00% → 4.75% |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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4.50% |
$2,500 |
- |
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Rate History: 0.01% → 4.50% |
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4.50% 1.00% |
$10,001 $10,000 |
- |
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Rate History: 5.00% → 4.50% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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4.50% |
$1,000 |
- |
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Rate History: 5.25% → 4.50% |
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4.50% |
$1,500 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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4.25% |
$500 |
- |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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4.15% |
$1,000 |
- |
Learn More
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Rate History: 4.50% → 4.00% → 4.40% → 4.25% → 4.15% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.50% |
$500 |
- |
Learn More
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Rate History: 0.05% → 4.75% → 4.65% → 3.75% → 3.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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1.50% |
$500 |
- |
Learn More
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Rate History: 1.50% → 1.50% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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0.75% |
$10,000 |
24.90 |
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nino | Nov 11, 2021 nino Read More |
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0.50% |
$10,000 |
18.58 |
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0.50% |
$10,000 |
9.29 |
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wlsjacobson | Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More |
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0.45% |
$500 |
- |
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0.45% |
$10,000 |
10.53 |
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0.41% |
$10,000 |
6.63 |
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Chang | Aug 19, 2021 Best Service! Read More |
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0.40% |
$10,000 |
1.09 |
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0.35% |
$100,000 |
0.99 |
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0.30% |
$10,000 |
15.67 |
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0.30% |
$10,000 |
0.99 |
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0.25% |
$10,000 |
12.49 |
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0.25% |
$100,000 |
14.63 |
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0.23% |
$10,000 |
10.46 |
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danioly24@icloud.com | Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More |
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0.15% |
$10,000 |
14.63 |
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0.10% |
$10,000 |
1.11 |
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0.10% |
$10,000 |
3.64 |
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0.10% |
$10,000 |
3.63 |
Learn More
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Asj | Nov 15, 2020 Do they? Read More |
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0.05% |
$1,000 |
- |
Learn More
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.01% |
$500 |
- |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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