Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Harahan
Below are four-year CD Rates from banks in Louisiana . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.
Harahan, LA - December 21, 2024
4 Year CD National Average : 0.81% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
3.80% |
$1,000 |
- |
Learn More
|
|
|
ltriemer | Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More |
||||
|
3.55% |
$0 |
- |
Learn More
|
|
|
Rate History: 4.05% → 3.95% → 3.75% → 3.55% |
||||
|
highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
||||
|
2.02% |
$1,000 |
- |
Learn More
|
|
|
SMOE | Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More |
||||
|
2.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 2.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
1.51% |
$10,000 |
- |
Learn More
|
|
|
1.36% |
$10,000 |
- |
Learn More
|
|
|
ron derfel | Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More |
||||
|
1.35% |
$10,000 |
- |
Learn More
|
|
|
1.35% |
$10,000 |
- |
Learn More
|
|
|
1.31% |
$1,000 |
- |
Learn More
|
|
|
1.30% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 1.30% |
||||
|
Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
||||
|
1.26% |
$10,000 |
- |
Learn More
|
|
|
1.26% |
$10,000 |
- |
Learn More
|
|
|
1.22% |
$10,000 |
- |
Learn More
|
|
|
1.21% |
$100,000 |
- |
Learn More
|
|
|
1.16% |
$10,000 |
- |
Learn More
|
|
|
christan.tyson@gmail.com | Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More |
||||
|
1.15% |
$10,000 |
- |
Learn More
|
|
|
1.14% |
$10,000 |
- |
Learn More
|
|
|
1.06% |
$10,000 |
- |
Learn More
|
|
|
1.05% |
$10,000 |
- |
Learn More
|
|
|
sal | Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More |
||||
|
1.01% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
0.95% |
$10,000 |
- |
Learn More
|
|
|
0.95% |
$10,000 |
- |
Learn More
|
|
|
John | Oct 1, 2019 What is the Swift code for Thebank Read More |
||||
|
0.95% |
$1,000 |
- |
Learn More
|
|
|
0.95% |
$100,000 |
- |
Learn More
|
|
|
0.90% |
$10,000 |
- |
Learn More
|
|
|
0.90% |
$100,000 |
- |
Learn More
|
|
|
0.90% |
$10,000 |
- |
Learn More
|
|
|
Cassie Sonnier | Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More |
||||
|
0.90% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$1,000 |
- |
Learn More
|
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$10,000 |
- |
Learn More
|
|
|
0.80% |
$10,000 |
- |
Learn More
|
|
|
0.80% |
$100,000 |
- |
Learn More
|
|
|
0.80% |
$10,000 |
- |
Learn More
|
|
|
Amanda Dailey | Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More |
||||
|
0.78% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.70% |
$10,000 |
- |
Learn More
|
|
|
0.65% |
$500 |
- |
Learn More
|
|
|
0.65% |
$10,000 |
- |
Learn More
|
|
|
0.65% |
$10,000 |
- |
Learn More
|
|
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
Cindy Hayes | Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More |
||||
|
0.55% |
$10,000 |
- |
Learn More
|
|
|
0.55% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
Jullianb | Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More |
||||
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
||||
|
0.25% |
$1,000 |
- |
Learn More
|
|
|
0.10% |
$10,000 |
- |
Learn More
|
|
|
0.05% 0.01% |
$2,501 $2,500 |
- |
Learn More
|
|
|
Rate History: 0.03% → 0.05% |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.
Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.
Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates