Wyoming

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Wyoming CD Rates – 3-Year

You are viewing rates from banks across Wyoming

 

Below are three-year CD Rates from banks in Wyoming. Three-years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

WY - December 13, 2024

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

3.98%

$1,000

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Rate History: 3.56% → 4.03% → 3.87%

| Mar 16, 2022

by how much? Read More

Rate History: 4.10% → 4.00% → 3.75% → 3.60%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.25% → 3.60%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Rate History: 3.50% → 3.25%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

| Mar 20, 2016

Good solid bank. Read More

Rate History: 2.78% → 3.03%

Rate History: 3.05% → 2.53%

Rate History: 4.30% → 0.55% → 5.10% → 0.55% → 2.50%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Jun 28, 2017

showmeonehundredthousanddollars Read More

1.60%

$10,000

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Rate History: 2.75% → 2.55% → 1.55%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

1.20%

$10,000

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1.15%

$10,000

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1.13%

$100,000

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1.10%

$10,000

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| Nov 11, 2022

Outrageously high yearly maintenance fees for a domestic IRA. After first year, took money out and moved it back to my original source. Would not bank here! Read More

1.05%

$100,000

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1.05%

$10,000

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1.03%

$10,000

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1.02%

$10,000

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1.00%

$10,000

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| Nov 11, 2022

Outrageously high yearly maintenance fees for a domestic IRA. After first year, took money out and moved it back to my original source. Would not bank here! Read More

0.90%

$10,000

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0.85%

$1,000

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0.85%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.75%

$10,000

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0.70%

$10,000

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0.70%

$500

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0.65%

$500

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.58%

$10,000

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0.50%

$100,000

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.45%

$500

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0.40%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

Rate History: 3.51% → 1.00% → 3.51% → 1.00% → 0.15%

| May 19, 2018

Experience Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.10%

$500

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Rate History: 0.02% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2024

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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