Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across South Carolina
Below are three-year CD Rates from banks in South Carolina. Three-years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
SC - November 13, 2024
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
3.98% |
$1,000 |
- |
Learn More
|
|
|
3.60% |
$0 |
- |
Learn More
|
|
|
Rate History: 4.10% → 4.00% → 3.75% → 3.60% |
||||
|
highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
||||
|
3.60% |
$0 |
- |
Learn More
|
|
|
Rate History: 3.25% → 3.60% |
||||
|
lrcbob | Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More |
||||
|
3.10% |
$500 |
- |
Learn More
|
|
|
JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
||||
|
3.10% |
$5,000 |
- |
Learn More
|
|
|
Dana E. | Mar 20, 2016 Good solid bank. Read More |
||||
|
3.00% |
$1,000 |
- |
Learn More
|
|
|
2.83% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 3.03% → 2.93% → 2.83% → 2.73% → 2.83% |
||||
|
2.55% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 2.75% → 2.55% |
||||
|
RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
||||
|
2.50% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.30% → 0.55% → 5.10% → 0.55% → 2.50% |
||||
|
Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
||||
|
2.00% |
$0 |
- |
Learn More
|
|
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
||||
|
2.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
1.85% |
$500 |
- |
Learn More
|
|
|
Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
||||
|
1.70% |
$1,000 |
- |
Learn More
|
|
|
1.41% |
$500 |
- |
Learn More
|
|
|
1.40% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 1.40% |
||||
|
Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
||||
|
1.20% |
$10,000 |
- |
Learn More
|
|
|
1.10% |
$100,000 |
- |
Learn More
|
|
|
Susan G | Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More |
||||
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 3.51% → 1.00% → 3.51% → 1.00% |
||||
|
Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
||||
|
0.95% |
$10,000 |
- |
Learn More
|
|
|
0.90% |
$10,000 |
- |
Learn More
|
|
|
0.85% |
$1,000 |
- |
Learn More
|
|
|
0.80% |
$10,000 |
- |
Learn More
|
|
|
hmb627 | Sep 21, 2021 Best bank in town! Read More |
||||
|
0.80% |
$10,000 |
- |
Learn More
|
|
|
Susan G | Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More |
||||
|
0.80% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
Sandra | Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More |
||||
|
0.71% |
$10,000 |
- |
Learn More
|
|
|
0.70% |
$10,000 |
- |
Learn More
|
|
|
0.70% |
$10,000 |
- |
Learn More
|
|
|
0.69% |
$100,000 |
- |
Learn More
|
|
|
0.65% |
$10,000 |
- |
Learn More
|
|
|
Bonjo | Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More |
||||
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
Mark | Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More |
||||
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
RAWEXPOSURE5 | Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More |
||||
|
0.60% |
$100,000 |
- |
Learn More
|
|
|
0.54% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
jchitt@comcast.nrt | Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More |
||||
|
0.45% |
$10,000 |
- |
Learn More
|
|
|
0.45% |
$1,000 |
- |
Learn More
|
|
|
0.41% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$1,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
Angry | Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More |
||||
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
Dee Snutz | Oct 10, 2020 Great banking experience. Love this bank! Read More |
||||
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
deb | Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More |
||||
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
0.26% |
$100,000 |
- |
Learn More
|
|
|
0.25% |
$1,000 |
- |
Learn More
|
|
|
MadAnn | Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More |
||||
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.23% |
$10,000 |
- |
Learn More
|
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
||||
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
Locked out | Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More |
||||
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
0.10% |
$500 |
- |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.10% |
$1,000 |
- |
Learn More
|
|
|
D R Lineberger | Dec 30, 2018 Garden14 Read More |
||||
|
0.05% 0.01% |
$2,501 $2,500 |
- |
Learn More
|
|
|
Rate History: 0.03% → 0.05% |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
||||
|
0.05% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 0.02% → 0.05% |
||||
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.03% |
$25,000 |
- |
Learn More
|
|
|
GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
||||
|
0.03% |
$100,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
|
0.01% |
$500 |
- |
Learn More
|
|
|
Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates