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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Harahan
Below are three-year CD Rates from banks in Harahan, Louisiana. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Harahan, LA - December 21, 2024
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.05% |
$1,000 |
- |
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ltriemer | Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More |
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3.60% |
$0 |
- |
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Rate History: 4.10% → 4.00% → 3.75% → 3.60% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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2.02% |
$1,000 |
- |
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SMOE | Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.60% |
$1,000 |
- |
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1.51% |
$10,000 |
- |
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1.40% |
$500 |
- |
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Rate History: 1.00% → 1.40% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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1.35% |
$100,000 |
- |
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1.30% |
$10,000 |
- |
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1.26% |
$10,000 |
- |
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1.26% |
$10,000 |
- |
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ron derfel | Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More |
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1.20% |
$10,000 |
- |
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1.16% |
$100,000 |
- |
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1.16% |
$100,000 |
- |
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1.15% |
$10,000 |
- |
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1.12% |
$10,000 |
- |
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1.10% |
$10,000 |
- |
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1.10% |
$10,000 |
- |
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1.06% |
$10,000 |
- |
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christan.tyson@gmail.com | Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More |
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1.01% |
$10,000 |
- |
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1.01% |
$10,000 |
- |
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1.00% |
$2,500 |
- |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
- |
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sal | Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More |
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1.00% |
$10,000 |
- |
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0.99% |
$100,000 |
- |
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0.95% |
$10,000 |
- |
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0.95% |
$10,000 |
- |
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0.95% |
$10,000 |
- |
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0.95% |
$10,000 |
- |
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John | Oct 1, 2019 What is the Swift code for Thebank Read More |
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0.90% |
$10,000 |
- |
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0.90% |
$10,000 |
- |
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0.90% |
$10,000 |
- |
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Cassie Sonnier | Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More |
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0.90% |
$1,000 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$1,000 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$100,000 |
- |
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0.80% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$1,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$100,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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Amanda Dailey | Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More |
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0.67% |
$10,000 |
- |
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0.65% |
$500 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.55% |
$100,000 |
- |
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0.55% |
$10,000 |
- |
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0.55% |
$10,000 |
- |
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Cindy Hayes | Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.48% |
$100,000 |
- |
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0.45% |
$10,000 |
- |
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Jullianb | Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More |
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0.40% |
$10,000 |
- |
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0.35% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.25% |
$10,000 |
- |
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Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
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0.25% |
$10,000 |
- |
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0.25% |
$1,000 |
- |
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0.24% |
$2,500 |
- |
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0.10% |
$10,000 |
- |
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0.05% 0.01% |
$2,501 $2,500 |
- |
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Rate History: 0.03% → 0.05% |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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