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You are viewing rates from banks across Kansas
Below are three-year CD Rates from banks in Kansas. Three-years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
KS - December 12, 2024
3 Year CD National Average : 0.75% ?
Banks | APY | MIN | MILES ? | |
---|---|---|---|---|
4.32% |
$500 |
- |
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3.98% |
$1,000 |
- |
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|
|
3.80% |
$500 |
- |
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|
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Rate History: 4.87% → 4.42% → 4.06% → 4.00% → 3.80% |
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HonestReview | Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More |
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3.80% |
$500 |
- |
Learn More
|
|
Rate History: 2.02% → 4.06% → 3.80% |
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ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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3.75% |
$1,000 |
- |
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|
|
3.60% |
$0 |
- |
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|
|
Rate History: 4.10% → 4.00% → 3.75% → 3.60% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.60% |
$0 |
- |
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|
|
Rate History: 3.25% → 3.60% |
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lrcbob | Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More |
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3.50% |
$5,000 |
- |
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|
|
3.50% |
$1,000 |
- |
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|
|
Rate History: 2.02% → 3.50% |
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3.25% |
$1,000 |
- |
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|
|
Rate History: 3.50% → 4.25% → 3.50% → 3.25% |
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JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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3.10% |
$500 |
- |
Learn More
|
|
JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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3.10% |
$5,000 |
- |
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|
|
Dana E. | Mar 20, 2016 Good solid bank. Read More |
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3.00% |
$1,000 |
- |
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|
|
3.00% |
$1,000 |
- |
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|
|
Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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2.50% |
$500 |
- |
Learn More
|
|
Rate History: 4.25% → 3.75% → 3.00% → 2.50% |
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2.50% |
$1,000 |
- |
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|
|
Rate History: 4.30% → 0.55% → 5.10% → 0.55% → 2.50% |
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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2.38% |
$1,000 |
- |
Learn More
|
|
Rate History: 1.46% → 2.48% → 2.38% |
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2.31% 2.26% |
$100,000 $500 |
- |
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|
|
2.27% |
$1,000 |
- |
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|
|
Rate History: 2.22% → 2.27% |
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rick | Nov 3, 2023 site does not update at all, totally wrong rates listed Read More |
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2.00% |
$0 |
- |
Learn More
|
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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2.00% |
$10,000 |
- |
Learn More
|
|
Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.70% |
$1,000 |
- |
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|
|
1.55% |
$1,000 |
- |
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|
|
Rate History: 2.75% → 2.55% → 1.55% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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1.55% |
$100,000 |
- |
Learn More
|
|
Rate History: 2.05% → 1.55% |
||||
Aku | May 29, 2020 Dua Read More |
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1.46% |
$10,000 |
- |
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|
|
1.41% |
$10,000 |
- |
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|
|
1.41% |
$10,000 |
- |
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|
|
1.40% |
$10,000 |
- |
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|
|
1.37% |
$10,000 |
- |
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|
|
1.36% |
$10,000 |
- |
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|
|
1.35% |
$1,000 |
- |
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|
|
Rate History: 0.10% → 1.35% → 4.00% → 1.35% |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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1.35% |
$100,000 |
- |
Learn More
|
|
1.31% |
$500 |
- |
Learn More
|
|
1.30% |
$10,000 |
- |
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|
|
1.26% |
$500 |
- |
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|
|
1.26% |
$500 |
- |
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|
|
1.25% |
$100,000 |
- |
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|
|
1.25% |
$10,000 |
- |
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|
|
1.25% |
$100,000 |
- |
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|
|
1.25% |
$100,000 |
- |
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|
|
1.25% |
$10,000 |
- |
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|
|
1.25% |
$500 |
- |
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|
|
Rate History: 1.00% → 1.25% |
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1.21% |
$500 |
- |
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|
|
1.21% |
$10,000 |
- |
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|
|
1.21% |
$10,000 |
- |
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|
|
1.20% |
$10,000 |
- |
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|
|
1.20% |
$10,000 |
- |
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|
|
1.20% |
$10,000 |
- |
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|
|
1.20% |
$10,000 |
- |
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|
|
1.16% |
$10,000 |
- |
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|
|
1.15% |
$1,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.15% |
$10,000 |
- |
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|
|
1.12% |
$10,000 |
- |
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|
|
1.12% |
$10,000 |
- |
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|
|
1.11% |
$10,000 |
- |
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|
|
1.11% |
$100,000 |
- |
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|
|
1.11% |
$10,000 |
- |
Learn More
|
|
Randall Stewart | Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More |
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1.10% |
$500 |
- |
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|
|
1.10% |
$1,000 |
- |
Learn More
|
|
1.10% |
$10,000 |
- |
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|
|
1.10% |
$500 |
- |
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|
|
1.10% |
$10,000 |
- |
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|
|
1.10% |
$10,000 |
- |
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|
|
1.10% |
$10,000 |
- |
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|
|
1.10% |
$10,000 |
- |
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|
|
1.05% |
$10,000 |
- |
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|
|
1.05% |
$50,000 |
- |
Learn More
|
|
Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
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1.05% |
$10,000 |
- |
Learn More
|
|
Wrayfab-1 | Nov 20, 2021 Excellent The way banking should be. Read More |
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1.05% |
$3,000 |
- |
Learn More
|
|
1.05% |
$10,000 |
- |
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|
|
1.05% |
$10,000 |
- |
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|
|
1.01% |
$10,000 |
- |
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|
|
1.01% |
$100,000 |
- |
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|
|
1.00% |
$500 |
- |
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|
|
1.00% |
$500 |
- |
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|
|
1.00% |
$10,000 |
- |
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|
|
1.00% |
$10,000 |
- |
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|
|
1.00% |
$10,000 |
- |
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|
|
1.00% |
$10,000 |
- |
Learn More
|
|
Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
||||
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
1.00% |
$10,000 |
- |
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|
|
1.00% |
$1,000 |
- |
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|
|
1.00% |
$10,000 |
- |
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|
|
0.95% |
$500 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$10,000 |
- |
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|
|
0.95% |
$100,000 |
- |
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|
|
0.95% |
$10,000 |
- |
Learn More
|
|
local man | Aug 3, 2023 They don’t give out loans and They don’t understand customer needs. Read More |
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0.95% |
$1,000 |
- |
Learn More
|
|
0.95% |
$100,000 |
- |
Learn More
|
|
0.95% |
$10,000 |
- |
Learn More
|
|
0.91% |
$100,000 |
- |
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|
|
0.90% |
$50 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$50,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$10,000 |
- |
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|
|
0.90% |
$100,000 |
- |
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|
|
0.85% |
$1,000 |
- |
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|
|
0.85% |
$1,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$1,000 |
- |
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|
|
0.85% |
$100,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$10,000 |
- |
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|
|
0.85% |
$1,000 |
- |
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|
|
0.80% |
$50,000 |
- |
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|
|
0.80% |
$10,000 |
- |
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|
|
0.80% |
$1,000 |
- |
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|
|
0.80% |
$100,000 |
- |
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|
|
0.80% |
$10,000 |
- |
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|
|
0.80% |
$10,000 |
- |
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|
|
0.80% |
$10,000 |
- |
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|
|
0.80% |
$10,000 |
- |
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|
|
0.76% |
$10,000 |
- |
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|
|
0.75% |
$10,000 |
- |
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|
|
0.75% |
$1,000 |
- |
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|
|
0.75% |
$1,000 |
- |
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|
|
0.75% |
$500 |
- |
Learn More
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
0.75% |
$10,000 |
- |
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|
|
0.75% |
$10,000 |
- |
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|
|
0.75% |
$10,000 |
- |
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|
0.75% |
$10,000 |
- |
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|
|
0.75% |
$10,000 |
- |
Learn More
|
|
Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.75% |
$10,000 |
- |
Learn More
|
|
Jjjohnston7 | Jun 25, 2021 TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More |
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0.75% |
$10,000 |
- |
Learn More
|
|
gsander | Nov 7, 2018 now pays 1.46% Read More |
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0.70% |
$10,000 |
- |
Learn More
|
|
0.70% |
$10,000 |
- |
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|
|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
0.70% |
$10,000 |
- |
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|
|
0.70% |
$1,000 |
- |
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|
|
0.69% |
$10,000 |
- |
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|
|
0.67% |
$10,000 |
- |
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|
|
0.66% |
$100,000 |
- |
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|
|
0.65% |
$1,000 |
- |
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|
|
0.65% |
$5,000 |
- |
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|
|
0.65% |
$1,000 |
- |
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|
0.65% |
$10,000 |
- |
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|
0.65% |
$10,000 |
- |
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|
0.65% |
$10,000 |
- |
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|
0.65% |
$10,000 |
- |
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|
0.65% |
$10,000 |
- |
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|
|
Fredbird | Aug 30, 2017 Excellent bank with a friendly helpful staff Read More |
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0.65% |
$100,000 |
- |
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|
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0.65% |
$10,000 |
- |
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|
|
0.63% |
$5,000 |
- |
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|
|
0.61% |
$1 |
- |
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|
|
0.60% |
$500 |
- |
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|
|
0.60% |
$1,000 |
- |
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|
0.60% |
$50,000 |
- |
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|
0.60% |
$100,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.60% |
$10,000 |
- |
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|
0.55% |
$500 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
0.55% |
$10,000 |
- |
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|
0.50% |
$10,000 |
- |
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|
0.50% |
$500 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
0.50% |
$10,000 |
- |
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|
|
BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
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0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$250 |
- |
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|
|
0.50% |
$1 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
0.50% |
$10,000 |
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|
0.45% |
$10,000 |
- |
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|
0.45% |
$0 |
- |
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|
|
0.45% |
$10,000 |
- |
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|
0.45% |
$10,000 |
- |
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|
0.42% |
$10,000 |
- |
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|
0.41% |
$10,000 |
- |
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|
0.40% |
$100,000 |
- |
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|
0.40% |
$10,000 |
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|
|
ksucat | Nov 9, 2018 The online banking system for this bank is beyond ridiculous. I have tried on numerous occasions to get help and as soon as I get one issue resolved, sure enough another pops up. From passwords being lock... Read More |
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0.40% |
$10,000 |
- |
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|
|
0.37% |
$10,000 |
- |
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|
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kccode1 | Jun 9, 2019 They don't have this rate anymore. 5 year rate is only 3.11 Read More |
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0.35% |
$10,000 |
- |
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|
|
0.35% |
$10,000 |
- |
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|
|
0.30% |
$1,000 |
- |
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|
|
0.27% |
$50,000 |
- |
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|
|
0.25% |
$1,000 |
- |
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|
|
0.25% |
$10,000 |
- |
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|
RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.25% |
$10,000 |
- |
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|
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0.20% |
$10,000 |
- |
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|
0.17% |
$10,000 |
- |
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|
|
0.15% |
$10,000 |
- |
Learn More
|
|
Rate History: 3.51% → 1.00% → 3.51% → 1.00% → 0.15% |
||||
Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.10% |
$500 |
- |
Learn More
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.10% |
$500 |
- |
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|
|
0.05% |
$500 |
- |
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|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.05% |
$2,500 |
- |
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|
|
Rate History: 0.02% → 0.05% |
||||
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$10,000 |
- |
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|
|
0.03% |
$25,000 |
- |
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|
|
GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.03% |
$100,000 |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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