Arkansas

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Springdale, Arkansas CD Rates – 3-Year

You are viewing rates from banks across Springdale

 

Below are three-year CD Rates from banks in Springdale, Arkansas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Springdale, AR - December 26, 2024

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Rate History: 4.25% → 3.75% → 3.00% → 2.50%

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.95%

$10,000

8.71

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0.90%

$500

18.69

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0.85%

$1,000

-

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0.80%

$10,000

10.37

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| May 3, 2023

Do you cash ee saving bonds Read More

| May 4, 2021

Very knowledgeable people Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.75%

$10,000

5.60

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0.70%

$100,000

16.30

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0.65%

$10,000

8.25

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0.65%

$10,000

16.30

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0.65%

$10,000

0.78

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| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.60%

$10,000

16.30

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| Dec 2, 2020

Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More

0.50%

$10,000

20.26

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0.50%

$250

9.13

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0.50%

$5,000

12.77

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| Nov 15, 2020

Do they? Read More

0.25%

$1,000

-

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Rate History: 0.03% → 0.05%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2024

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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