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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Homewood
Below are three-year CD Rates from banks in Homewood, Alabama. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Homewood, AL - December 22, 2024
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.50% |
$1,000 |
- |
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Rate History: 3.75% → 3.50% → 3.00% → 3.50% |
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Customer | Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More |
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3.30% |
$1,000 |
- |
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3.01% |
$1,000 |
- |
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Rate History: 2.71% → 4.01% → 3.01% |
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1.40% |
$500 |
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1.40% |
$500 |
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Rate History: 1.00% → 1.40% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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1.25% |
$10,000 |
- |
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1.25% |
$10,000 |
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1.15% |
$10,000 |
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1.10% |
$1,000 |
- |
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Rate History: 1.25% → 1.10% |
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1.10% |
$10,000 |
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1.00% |
$10,000 |
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OldCrone | Mar 16, 2023 The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More |
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1.00% |
$10,000 |
- |
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1.00% |
$10,000 |
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kdm0030 | Jan 13, 2023 Disappointed! Wellsfargo is not great but better than Noble. Read More |
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0.96% |
$10,000 |
- |
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0.95% |
$10,000 |
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0.95% |
$10,000 |
- |
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$Theta88008 | Feb 9, 2024 Last week we called the People's Independent main branch to gain an understanding of the institution, a normal procedure for any family. We do not live in Boaz, AL, so we thought we could have our question... Read More |
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0.85% |
$500 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$1,000 |
- |
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0.85% |
$10,000 |
- |
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0.85% |
$10,000 |
- |
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0.80% |
$10,000 |
- |
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0.78% |
$10,000 |
- |
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0.76% |
$500 |
- |
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0.75% |
$1,000 |
- |
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0.75% |
$10,000 |
- |
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Bob Kuehner | Apr 23, 2020 If you're not with Central State Bank and you're in business... why the heck not? I've been with CSB since 2007. In that time they've provided top tier service and a down home feel. My most recent exper... Read More |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
- |
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0.75% |
$1,000 |
- |
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Gavin Howard | Mar 4, 2023 OMB controller currency CFPB mortgage loans originator regulation G 3170-0005 requested full disclosure Read More |
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0.75% |
$10,000 |
- |
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0.71% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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Chadpatt | Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.70% |
$10,000 |
- |
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0.67% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$500 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
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0.65% |
$100,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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Terry | Jun 7, 2018 Fabulous bank Read More |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
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trbf15 | Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More |
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0.55% |
$10,000 |
- |
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rand | Mar 25, 2019 CDs shown are not offered in Knoxville area Read More |
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0.55% |
$10,000 |
- |
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0.55% |
$10,000 |
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0.55% |
$10,000 |
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0.50% |
$500 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
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0.50% |
$10,000 |
- |
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0.47% |
$10,000 |
- |
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0.45% |
$500 |
- |
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0.45% |
$10,000 |
- |
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0.45% |
$10,000 |
- |
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Tim, In Pulaski TN | Aug 10, 2022 1st National Bank of Tennessee is not, in my opinion, a mobile friendly bank. Be aware that they do not have a 1-800 number on their cards. So, if it happens to be a weekend and you're out of town trying... Read More |
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0.45% |
$10,000 |
- |
Learn More
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0.40% |
$10,000 |
- |
Learn More
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0.40% |
$10,000 |
- |
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0.40% |
$500 |
- |
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0.35% |
$10,000 |
- |
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0.35% |
$10,000 |
- |
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Asj | Nov 15, 2020 Do they? Read More |
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0.33% |
$1,000 |
- |
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.33% |
$1,000 |
- |
Learn More
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Terrible on line account information. Doesn't work on the weekends and neither do they | Jul 27, 2020 If you don't mind the web site for your account on the week ends being down. This is the bank for you. When you have a problem you have to wait one to two days for someone in charge to call you back after ... Read More |
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0.30% |
$10,000 |
- |
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0.30% |
$10,000 |
- |
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0.30% |
$1,000 |
- |
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0.30% |
$10,000 |
- |
Learn More
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deb | Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More |
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0.30% |
$10,000 |
- |
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0.26% |
$10,000 |
- |
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username | Nov 5, 2021 only if you are a customer Read More |
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0.20% |
$10,000 |
- |
Learn More
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COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
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0.16% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.05% 0.01% |
$2,501 $2,500 |
- |
Learn More
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Rate History: 0.03% → 0.05% |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates