Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across St. Louis
Below are the best three-month CD Rates from banks in St. Louis, Missouri . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
St. Louis, MO - November 4, 2024
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.00% |
$5,000 |
- |
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Rate History: 2.00% → 3.00% → 4.00% → 5.00% |
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Richard | Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More |
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4.80% |
$5,000 |
- |
Learn More
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Rate History: 3.00% → 5.20% → 4.80% |
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mam | Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More |
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2.50% |
$1,000 |
- |
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Rate History: 1.00% → 2.50% |
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JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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2.00% |
$25,000 |
- |
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Rate History: 0.50% → 2.50% → 4.50% → 2.50% → 2.00% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.01% |
$1,000 |
- |
Learn More
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Rate History: 1.00% → 0.25% → 1.01% |
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Theresa | Jun 25, 2019 can I cash my Progressive Insurance claim check Read More |
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0.30% |
$1,000 |
- |
Learn More
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Rate History: 1.00% → 0.30% |
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0.25% |
$1,000 |
- |
Learn More
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Rate History: 1.00% → 0.25% |
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0.20% |
$500 |
- |
Learn More
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Rate History: 1.00% → 0.20% |
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ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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0.10% |
$1,000 |
- |
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0.06% |
$1,000 |
- |
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Rate History: 1.00% → 3.01% → 0.06% |
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0.05% |
$500 |
- |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates