Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Ontario
Below are the best three-month CD Rates from banks in Ontario, California . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Ontario, CA - January 14, 2025
CD National Average : 2.17% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
5.09% |
$500 |
- |
Learn More
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Rate History: 1.00% → 3.55% → 5.09% |
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|
5.00% |
$5,000 |
- |
Learn More
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|
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Rate History: 2.00% → 3.00% → 4.00% → 5.00% |
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Richard | Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More |
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|
4.85% 4.60% |
$25,000 $0 |
- |
Learn More
|
|
|
Rate History: 1.00% → 5.00% → 4.85% |
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|
4.80% |
$1,000 |
- |
Learn More
|
|
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Rate History: 4.35% → 5.05% → 4.95% → 4.80% |
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|
george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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|
4.80% |
$5,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 5.20% → 4.80% |
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|
mam | Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More |
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|
4.65% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.90% → 4.80% → 4.70% → 4.65% |
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|
4.60% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.60% |
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|
6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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|
4.59% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.15% → 5.01% → 4.79% → 4.59% |
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|
4.59% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 4.60% → 5.22% → 4.95% → 4.75% → 4.59% |
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|
4.50% |
$500 |
- |
Learn More
|
|
|
SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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|
4.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 0.15% → 4.50% |
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|
4.50% |
$500 |
- |
Learn More
|
|
|
4.50% |
$1,000 |
- |
Learn More
|
|
|
65JimmyJay | Dec 12, 2022 Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More |
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|
4.50% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.25% → 5.00% → 4.75% → 4.50% |
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|
4.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 4.00% → 4.10% → 4.75% → 4.50% |
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|
4.40% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 5.10% → 4.60% → 4.50% → 4.40% |
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|
Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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|
4.34% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.82% → 4.34% |
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|
Tami Phillips | Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More |
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|
4.32% |
$10 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.25% → 4.18% → 3.91% → 4.32% |
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|
4.27% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 2.25% → 4.84% → 2,500.00% → 4.68% → 4.27% |
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|
4.25% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.25% |
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|
4.25% |
$25,000 |
- |
Learn More
|
|
|
Rate History: 4.60% → 4.50% → 4.35% → 4.20% → 4.25% |
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|
Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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|
4.20% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.00% → 4.75% → 4.65% → 4.20% |
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|
4.08% |
$500 |
- |
Learn More
|
|
|
Rate History: 2.00% → 2.53% → 4.60% → 4.08% |
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|
4.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.50% → 4.05% |
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|
4.04% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 5.00% → 5.09% → 4.68% → 4.47% → 4.04% |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.00% → 4.50% → 4.00% |
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|
denied_soft_credit_pull | Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More |
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|
4.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 5.20% → 4.75% → 4.50% → 4.25% → 4.00% |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 5.05% → 4.85% → 4.65% → 4.30% → 4.00% |
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|
Jason Wach | Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More |
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|
4.00% 3.50% |
$100,000 $10,000 |
- |
Learn More
|
|
|
Rate History: 2.00% → 4.75% → 4.50% → 4.00% |
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|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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|
4.00% |
$25,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 4.75% → 4.25% → 4.00% |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.60% → 4.25% → 4.00% |
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|
Shawn | Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.50% → 4.50% → 4.25% → 4.00% |
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|
tedd | Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More |
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|
4.00% |
$500 |
- |
Learn More
|
|
|
4.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 4.75% → 3.50% → 4.00% |
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|
Douglas H | Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More |
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|
4.00% |
$2,500 |
- |
Learn More
|
|
|
4.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.50% → 4.75% → 4.25% → 4.00% |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.00% → 4.25% → 4.00% |
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|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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|
MLB | Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More |
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|
3.95% |
$1,000 |
- |
Learn More
|
|
|
3.90% |
$0 |
- |
Learn More
|
|
|
Rate History: 4.30% → 4.20% → 4.10% → 4.00% → 3.90% |
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|
3.87% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.14% → 4.13% → 4.07% → 3.97% → 3.87% |
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|
3.82% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.51% → 4.39% → 4.28% → 3.82% |
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|
beaglemanduke@gmail.com | Sep 27, 2019 I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More |
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|
3.82% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82% |
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|
3.80% 3.39% |
$100,000 $1,000 |
- |
Learn More
|
|
|
Rate History: 3.25% → 3.29% → 4.00% → 4.06% → 3.80% |
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|
3.75% |
$250 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.75% |
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|
3.75% |
$20 |
- |
Learn More
|
|
|
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 3.75% |
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|
Andrea | Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More |
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|
3.70% |
$5,000 |
- |
Learn More
|
|
|
Rate History: 4.71% → 4.58% → 4.27% → 4.01% → 3.70% |
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|
3.70% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 4.75% → 4.25% → 4.00% → 3.85% → 3.70% |
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|
3.70% |
$250 |
- |
Learn More
|
|
|
Rate History: 1.00% → 5.09% → 4.37% → 3.96% → 3.70% |
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|
3.61% |
$25,000 |
- |
Learn More
|
|
|
Rate History: 4.55% → 4.75% → 3.61% |
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|
Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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|
3.58% 3.50% |
$99,999 $500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.11% → 4.09% → 3.84% → 3.58% |
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|
3.55% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.06% → 3.80% → 3.55% |
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|
3.55% |
$500 |
- |
Learn More
|
|
|
Pam | Jan 21, 2020 The people there are very friendly and helpful. They have good rates most of the time. Read More |
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|
3.51% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.25% → 3.75% → 3.51% |
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|
Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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|
3.50% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.05% → 3.50% |
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|
3.50% 3.25% |
$2,500 $2,501 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.25% → 3.50% |
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|
Jim Doe | Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More |
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|
3.50% |
$500 |
- |
Learn More
|
|
|
Zman111 | Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More |
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|
3.40% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.25% → 4.00% → 3.75% → 3.50% → 3.40% |
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|
3.35% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 4.00% → 3.90% → 3.65% → 3.50% → 3.35% |
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|
grudge | Aug 21, 2019 this bank does not honor rates they publish.. stay away Read More |
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|
3.35% |
$500 |
- |
Learn More
|
|
|
Sara Jennings | Dec 26, 2021 SJennings Read More |
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|
3.35% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.07% → 3.71% → 3.51% → 3.35% |
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|
3.29% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.29% |
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|
Richard Cushing | Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More |
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|
3.25% |
$500 |
- |
Learn More
|
|
|
Maggie | May 11, 2023 They made mistakes twice and would not correct them Read More |
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|
3.25% |
$500 |
- |
Learn More
|
|
|
Rate History: 0.50% → 3.25% |
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|
Jan | Feb 6, 2021 After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More |
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|
3.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.59% → 3.05% |
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|
3.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.05% |
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|
me joe | Apr 25, 2022 broke the machine, braddah Read More |
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|
3.04% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 3.04% → 4.07% → 3.04% |
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|
3.04% |
$1,000 |
- |
Learn More
|
|
|
3.03% |
$100,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.03% |
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|
3.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.51% → 3.00% |
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|
3.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.50% → 2.00% → 3.00% |
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|
Jacob | Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More |
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|
3.00% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.00% |
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|
50Rc2 | Dec 6, 2022 Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More |
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|
3.00% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.27% → 3.16% → 3.29% → 3.00% |
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|
yomama200 | Mar 16, 2022 by how much? Read More |
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|
2.90% |
$20,000 |
- |
Learn More
|
|
|
Rate History: 2.40% → 2.90% |
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|
Tina | Aug 16, 2022 good customer service and always give me new information about CD rates. They have 2.3% now. Read More |
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|
2.60% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 2.50% → 2.60% |
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|
Rob H. | Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More |
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|
2.53% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.53% |
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|
2.52% |
$500 |
- |
Learn More
|
|
|
Rate History: 2.50% → 2.53% → 2.52% |
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|
2.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 3.00% → 2.75% → 2.50% |
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|
Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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|
2.50% |
$1,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.05% → 2.50% |
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|
Ralph F Smith | Jan 25, 2015 Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278. Read More |
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|
2.50% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.50% |
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|
JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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|
2.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 0.20% → 0.45% → 2.50% |
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|
2.50% |
$0 |
- |
Learn More
|
|
|
Rate History: 1.00% → 4.50% → 2.50% |
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|
2.40% |
$1,000 |
- |
Learn More
|
|
|
2.32% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.32% |
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|
2.27% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 3.04% → 2.78% → 2.53% → 2.27% |
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|
2.25% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.25% |
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|
2.10% 2.04% |
$100,000 $0 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.10% |
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|
2.02% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 3.03% → 2.02% |
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|
2.02% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 2.00% → 2.02% |
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|
2.02% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.02% |
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|
2.01% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.00% → 2.01% |
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|
2.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 0.20% → 1.00% → 2.00% |
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|
wwchinski@verizon.net | Jul 11, 2018 cd rates Read More |
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|
2.00% |
$0 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.00% |
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|
Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
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|
2.00% |
$500 |
- |
Learn More
|
|
|
Rate History: 2.45% → 2.40% → 2.00% |
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|
2.00% |
$25,000 |
- |
Learn More
|
|
|
Rate History: 0.50% → 2.50% → 4.50% → 2.50% → 2.00% |
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|
Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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|
1.98% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 5.88% → 1.25% → 1.98% |
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|
1.71% 1.66% |
$100,000 $500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 1.71% |
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|
1.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.50% → 1.50% |
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|
Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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|
1.50% 1.25% |
$501 $500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 1.50% |
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|
1.41% |
$500 |
- |
Learn More
|
|
|
1.25% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.50% → 1.25% |
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|
Mandy | May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More |
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|
1.20% |
$1,000 |
- |
Learn More
|
|
|
1.16% |
$500 |
- |
Learn More
|
|
|
1.10% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 2.00% → 1.10% |
||||
|
1.05% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 1.05% |
||||
|
1.01% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.00% → 0.25% → 1.01% |
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|
Theresa | Jun 25, 2019 can I cash my Progressive Insurance claim check Read More |
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1.00% |
$500 |
- |
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1.00% |
$2,500 |
- |
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0.95% |
$0 |
- |
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Rate History: 1.00% → 0.95% |
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0.85% 0.80% |
$100,000 $25,000 |
- |
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Rate History: 1.00% → 0.85% |
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0.75% |
$500 |
- |
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Rate History: 1.00% → 0.75% |
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Jane Voshell | Aug 4, 2023 Our Mastercard was transferred to this bank 10 yrs ago. One account--two cards. Fraud on EACH card began occurring in April 2023. Their fraud group cancelled each compromised card and issued new ones each... Read More |
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0.75% |
$0 |
- |
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Rate History: 1.00% → 0.75% |
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0.75% |
$1,000 |
- |
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Rate History: 1.00% → 0.05% → 0.75% |
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|
0.70% |
$500 |
- |
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|
Rate History: 1.00% → 0.70% |
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|
burtlaman@verizon.net | Jun 13, 2016 I'm interested in your special sav send info Read More |
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|
0.70% |
$1,000 |
- |
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Rate History: 1.00% → 0.70% |
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|
0.65% |
$1,000 |
- |
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Rate History: 0.60% → 0.65% |
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|
Gripp13 | Jan 27, 2023 The worst bank I have ever had Read More |
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|
0.60% |
$2,000 |
- |
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|
|
Rate History: 1.00% → 0.60% |
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|
0.50% |
$5,000 |
- |
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Rate History: 1.00% → 0.50% |
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0.50% |
$1,000 |
- |
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|
Rate History: 1.00% → 0.50% |
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|
0.50% |
$1,000 |
- |
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|
|
|
Rate History: 0.50% → 4.86% → 0.50% → 2.50% → 0.50% |
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|
sur | Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More |
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|
0.50% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.50% |
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|
0.50% |
$500 |
- |
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|
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|
Rate History: 1.00% → 0.50% |
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|
Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
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|
0.50% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.50% |
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|
0.50% |
$1,000 |
- |
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|
|
0.50% |
$2,500 |
- |
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|
|
|
Rate History: 1.00% → 0.50% |
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|
schoolbus2017 | Nov 8, 2019 farmer Read More |
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|
0.35% |
$2,500 |
- |
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|
|
|
Rate History: 1.00% → 0.20% → 0.25% → 0.30% → 0.35% |
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|
Zflash4000 | Oct 1, 2017 Will play games with your account. changing posting dates and times. Will hold direct deposit so you overdraft your account. Read More |
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|
0.30% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.30% |
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|
0.25% |
$1,000 |
- |
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|
|
Rate History: 1.00% → 0.25% |
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|
0.25% |
$500 |
- |
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|
0.25% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.10% → 0.25% |
||||
|
0.25% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.25% |
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|
Karen nicoli | Jan 23, 2017 2.50 Read More |
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|
0.25% |
$2,500 |
- |
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|
|
|
Rate History: 1.00% → 0.25% |
||||
|
0.25% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.25% |
||||
|
0.20% |
$5,000 |
- |
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|
|
0.20% |
$0 |
- |
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|
|
|
Rate History: 1.00% → 0.20% |
||||
|
0.20% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.20% |
||||
|
0.20% |
$2,500 |
- |
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|
|
|
Rate History: 1.00% → 0.20% |
||||
|
0.20% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.20% |
||||
|
ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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|
0.20% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.20% |
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|
0.15% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.15% |
||||
|
0.15% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.15% |
||||
|
0.15% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.15% |
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|
0.15% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.15% |
||||
|
0.15% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.15% |
||||
|
0.10% |
$500 |
- |
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|
|
|
0.10% |
$1,000 |
- |
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|
|
|
0.10% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.10% |
||||
|
0.10% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.10% |
||||
|
0.10% |
$10 |
- |
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|
|
|
Rate History: 1.00% → 0.10% |
||||
|
0.10% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.10% |
||||
|
0.10% |
$1,000 |
- |
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|
|
|
0.10% |
$500 |
- |
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|
|
|
0.10% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.10% |
||||
|
Ed | Jan 5, 2018 BEWARE of their Home Equity Loan practices. Towards the end of the process, after you've complied with all their requests and are on the hook for lots of fees if you cancel, they demand that all of your cr... Read More |
||||
|
0.10% |
$1,000 |
- |
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|
|
|
0.08% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.08% |
||||
|
John Darretta | Nov 13, 2019 My favorite bank in South Dennis MA. There are always sufficient enough staff so that there is never a long waiting line. And the staff is always pleasant and efficient. Read More |
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|
0.06% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 3.01% → 0.06% |
||||
|
0.05% |
$0 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$0 |
- |
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|
|
|
Rate History: 1.00% → 1.76% → 0.05% |
||||
|
0.05% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.15% → 0.05% |
||||
|
0.05% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$500 |
- |
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|
|
|
CS | Sep 3, 2020 Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More |
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|
0.05% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.05% |
||||
|
0.05% |
$0 |
- |
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|
|
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
||||
|
0.05% |
$500 |
- |
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|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.03% |
$25,000 |
- |
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|
|
|
GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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|
0.03% |
$500 |
- |
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|
|
|
Rate History: 1.00% → 0.03% |
||||
|
0.03% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.03% |
||||
|
0.03% |
$1,000 |
- |
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|
|
|
Rate History: 1.00% → 0.03% |
||||
|
0.01% |
$0 |
- |
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|
|
|
Rate History: 1.00% → 0.01% |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates