Texas

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Dallas, Texas CD Rates – 2-Year

You are viewing rates from banks across Dallas

 

Below are two-year Certificates of Deposit (CD) rates from banks in Dallas, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Dallas, TX - November 14, 2024

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 4.30% → 4.20% → 4.15%

3.87%

$1,000

-

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3.85%

$1,000

-

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Rate History: 4.40% → 4.30% → 4.20% → 4.00% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 3.95% → 3.70% → 3.90% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.06% → 3.49%

Rate History: 3.05% → 2.53%

Rate History: 1.00% → 1.55% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 3.05% → 1.55%

| May 29, 2020

Dua Read More

1.10%

$100,000

11.97

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1.05%

$10,000

11.97

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

1.00%

$10,000

11.19

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1.00%

$10,000

21.82

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1.00%

$100,000

1.08

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| Aug 4, 2022

Great CD rates & service Read More

1.00%

$10,000

8.24

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0.85%

$10,000

20.34

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0.85%

$10,000

12.16

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0.85%

$10,000

1.08

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0.85%

$100,000

8.38

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0.85%

$1,000

8.90

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0.80%

$100,000

15.84

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0.80%

$100,000

11.98

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| Jan 8, 2024

Awful, rude unprofessional! Beware Read More

0.80%

$100,000

13.32

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0.78%

$100,000

16.82

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0.75%

$10,000

12.02

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0.75%

$10,000

8.38

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0.75%

$10,000

13.32

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.70%

$10,000

21.86

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0.70%

$10,000

15.84

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0.70%

$10,000

11.98

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0.70%

$10,000

6.25

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0.68%

$10,000

16.82

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0.65%

$1,000

21.61

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0.65%

$100,000

16.49

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| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.60%

$100,000

20.08

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0.60%

$10,000

0.45

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.55%

$100,000

19.81

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0.55%

$10,000

17.46

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0.55%

$100,000

11.96

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0.55%

$10,000

21.83

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0.50%

$10,000

0.80

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0.50%

$10,000

14.98

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0.50%

$10,000

16.49

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0.50%

$10,000

20.06

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.50%

$10,000

19.81

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0.50%

$10,000

17.76

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0.50%

$10,000

11.96

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0.50%

$10,000

13.29

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0.50%

$10,000

18.44

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| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

| Mar 6, 2021

My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More

| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.45%

$10,000

19.85

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0.45%

$10,000

10.30

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0.40%

$10,000

20.08

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0.40%

$250

5.20

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.40%

$100,000

21.09

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0.40%

$10,000

18.22

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0.35%

$10,000

21.09

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| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$100,000

18.67

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

0.20%

$10,000

23.26

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0.20%

$10,000

18.67

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.03% → 0.05%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2024

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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