Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Ossining
Below are two-year Certificates of Deposit (CD) rates from banks in Ossining, New York. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Ossining, NY - March 31, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.75% |
$500 |
- |
Learn More
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Rate History: 4.35% → 4.15% → 4.00% → 3.75% |
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James A. Elder | Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More |
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3.70% |
$500 |
- |
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3.70% |
$250 |
- |
Learn More
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|
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Rate History: 4.50% → 4.50% → 3.50% → 3.70% |
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3.50% |
$1,000 |
- |
Learn More
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|
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Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.50% |
$0 |
- |
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Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.50% |
$1,000 |
- |
Learn More
|
|
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Rate History: 4.27% → 4.30% → 4.40% → 3.50% |
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|
3.45% |
$500 |
- |
Learn More
|
|
|
Rate History: 4.00% → 4.10% → 3.70% → 3.60% → 3.45% |
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|
3.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.50% → 4.00% → 3.75% → 3.00% |
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Claire blankinship | Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More |
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3.00% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 3.50% → 3.00% |
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|
2.50% |
$100 |
- |
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|
|
|
Rate History: 4.05% → 4.25% → 4.05% → 4.00% → 2.50% |
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|
an | Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More |
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2.50% |
$500 |
- |
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|
|
|
2.50% |
$500 |
- |
Learn More
|
|
|
Rate History: 2.00% → 2.50% |
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|
2.00% |
$10,000 |
- |
Learn More
|
|
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$10,000 |
- |
Learn More
|
|
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Rate History: 4.00% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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|
1.00% |
$10,000 |
24.98 |
Learn More
|
|
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Customer 12603 | Nov 26, 2018 This is a terrible bank. The employees are rude and do not care. The auto lender ratio is very high, which could affect their bottom number. Don’t use this bank, there are other stable banks in the area ... Read More |
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|
0.81% |
$2,500 |
19.68 |
Learn More
|
|
|
0.65% |
$10,000 |
22.92 |
Learn More
|
|
|
0.60% |
$1,000 |
- |
Learn More
|
|
|
0.55% |
$10,000 |
7.70 |
Learn More
|
|
|
0.50% |
$0 |
- |
Learn More
|
|
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Rate History: 2.00% → 0.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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0.50% |
$10,000 |
24.97 |
Learn More
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0.48% |
$10,000 |
19.42 |
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|
|
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0.35% |
$10,000 |
18.50 |
Learn More
|
|
|
0.25% |
$501 |
- |
Learn More
|
|
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Rate History: 2.00% → 0.25% |
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Maggie | May 11, 2023 They made mistakes twice and would not correct them Read More |
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0.20% |
$10,000 |
18.61 |
Learn More
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0.03% |
$100,000 |
- |
Learn More
|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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