Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Kansas City
Below are two-year Certificates of Deposit (CD) rates from banks in Kansas City, Missouri. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Kansas City, MO - November 23, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.55% 3.49% |
$95,000 $10,000 |
- |
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Rate History: 4.63% → 4.30% → 3.55% |
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3.50% |
$1,000 |
- |
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Rate History: 3.50% → 4.50% → 3.75% → 4.00% → 3.50% |
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JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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3.29% |
$500 |
- |
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Rate History: 2.02% → 3.29% |
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ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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2.02% |
$1,000 |
- |
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1.55% |
$100,000 |
- |
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Rate History: 3.05% → 1.55% |
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Aku | May 29, 2020 Dua Read More |
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1.50% |
$1,000 |
- |
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Rate History: 0.05% → 1.50% → 4.00% → 1.50% |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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0.90% |
$10,000 |
5.23 |
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J D | Jun 12, 2024 I entrusted my Life Savings to this bank and they closed my accounts because I asked an honest question about an overcharge I noticed in my statement records. I mistakenly believed I could ask a simple ... Read More |
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0.80% |
$1,000 |
3.32 |
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0.80% |
$50,000 |
3.74 |
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Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
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0.75% |
$1,000 |
- |
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0.75% |
$10,000 |
3.74 |
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Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
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0.75% |
$10,000 |
19.10 |
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0.75% |
$10,000 |
12.31 |
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0.75% |
$10,000 |
18.07 |
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|
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0.75% |
$500 |
23.35 |
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0.70% |
$10,000 |
10.58 |
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.65% |
$10,000 |
12.89 |
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0.65% |
$10,000 |
18.42 |
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0.60% |
$10,000 |
20.79 |
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0.60% |
$10,000 |
2.93 |
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0.58% |
$10,000 |
9.57 |
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Rustam | Jul 23, 2022 Is American Trust Letter this bank's service platform or scammers' website? I was charged by first 150 USD, then 10% to withdraw money there. Website is www.americantrustletter.com Read More |
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0.53% |
$10,000 |
4.50 |
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0.50% |
$10,000 |
21.11 |
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0.50% |
$1 |
19.19 |
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0.50% |
$10,000 |
2.93 |
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0.50% |
$10,000 |
2.46 |
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0.50% |
$10,000 |
4.35 |
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Fredbird | Aug 30, 2017 Excellent bank with a friendly helpful staff Read More |
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0.45% |
$10,000 |
16.01 |
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0.40% |
$250 |
16.77 |
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0.35% |
$10,000 |
7.92 |
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0.30% |
$100,000 |
10.41 |
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0.30% |
$10,000 |
20.75 |
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mike | Apr 5, 2023 horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More |
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0.25% |
$10,000 |
10.23 |
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.20% |
$10,000 |
10.41 |
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0.15% |
$10,000 |
8.76 |
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0.07% |
$10,000 |
20.75 |
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mike | Apr 5, 2023 horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More |
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0.05% |
$500 |
- |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.05% |
$500 |
21.35 |
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0.05% |
$500 |
- |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$100,000 |
- |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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