Best 2-Year CD Rates in Harahan, Louisiana, LA

You are viewing rates from banks across Harahan

Below are two-year Certificates of Deposit (CD) rates from banks in Harahan, Louisiana. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Harahan, LA - December 21, 2024

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
Crescent Bank	4.30%	$1,000	-	Learn More
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Capital One, National Association	3.60%	$0	-	Learn More
Rate History: 4.30% → 4.20% → 4.00% → 3.70% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Hibernia Bank	2.74%	$1,000	-	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Woodforest National Bank	2.25%	$500	-	Learn More
Rate History: 1.00% → 1.55% → 2.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Commerce Community Bank	1.30%	$1,000	-	Learn More Add Review
Rayne State Bank & Trust Company	1.30%	$1,000	-	Learn More Add Review
Community First Bank	1.26%	$10,000	-	Learn More Add Review
Farmers-Merchants Bank & Trust Company	1.20%	$100,000	-	Learn More Add Review
Washington State Bank	1.15%	$10,000	-	Learn More Add Review
JD Bank	1.10%	$10,000	-	Learn More Add Review
Bank of Erath	1.10%	$10,000	-	Learn More Add Review
Bank of Zachary	1.05%	$10,000	-	Learn More Add Review
Landmark Bank	1.01%	$10,000	-	Learn More Add Review
CLB The Community Bank	1.01%	$100,000	-	Learn More Add Review
Commercial Capital Bank	1.00%	$10,000	-	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Farmers-Merchants Bank & Trust Company	1.00%	$10,000	-	Learn More Add Review
Simmesport State Bank	1.00%	$10,000	-	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
The Bank	0.95%	$10,000	-	Learn More
John \| Oct 1, 2019 What is the Swift code for Thebank Read More Reviews (1)
Citizens Bank & Trust Company of Vivian, Louisiana	0.90%	$10,000	-	Learn More Add Review
Merchants & Farmers Bank & Trust Company	0.90%	$100,000	-	Learn More Add Review
Lakeside Bank	0.90%	$10,000	-	Learn More
Cassie Sonnier \| Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More Reviews (1)
St. Landry Bank and Trust Company	0.90%	$10,000	-	Learn More Add Review
Guaranty Bank and Trust Company	0.90%	$10,000	-	Learn More Add Review
Merchants & Farmers Bank & Trust Company	0.86%	$10,000	-	Learn More Add Review
First Guaranty Bank	0.85%	$10,000	-	Learn More Add Review
Heritage Bank of St Tammany	0.85%	$10,000	-	Learn More Add Review
CLB The Community Bank	0.80%	$10,000	-	Learn More Add Review
Caldwell Bank & Trust Company	0.80%	$10,000	-	Learn More Add Review
Citizens Progressive Bank	0.80%	$10,000	-	Learn More Add Review
Delta Bank	0.80%	$100,000	-	Learn More Add Review
Guaranty Bank & Trust Company of Delhi, Louisiana	0.80%	$1,000	-	Learn More Add Review
Franklin State Bank & Trust Company	0.80%	$10,000	-	Learn More Add Review
American Bank & Trust Company	0.80%	$10,000	-	Learn More Add Review
FIDELITY BANK	0.80%	$10,000	-	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Citizens Savings Bank	0.80%	$10,000	-	Learn More Add Review
Plaquemine Bank & Trust Company	0.75%	$10,000	-	Learn More Add Review
First National Bank in DeRidder	0.75%	$1,000	-	Learn More Add Review
Citizens National Bank, N.A.	0.75%	$10,000	-	Learn More Add Review
BOM Bank	0.75%	$10,000	-	Learn More Add Review
First American Bank and Trust	0.75%	$10,000	-	Learn More Add Review
United Mississippi Bank	0.75%	$10,000	-	Learn More Add Review
Beauregard FSB	0.75%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Company	0.75%	$1,000	-	Learn More Add Review
First National Bank USA	0.75%	$10,000	-	Learn More Add Review
South Lafourche Bank & Trust Company	0.75%	$10,000	-	Learn More Add Review
Tensas State Bank	0.71%	$2,500	-	Learn More Add Review
Basile State Bank	0.70%	$100,000	-	Learn More Add Review
Gulf Coast Bank	0.70%	$10,000	-	Learn More Add Review
Resource Bank	0.70%	$10,000	-	Learn More Add Review
Marion State Bank	0.65%	$500	-	Learn More Add Review
Bank of Coushatta	0.65%	$10,000	-	Learn More Add Review
Delta Bank	0.65%	$10,000	-	Learn More Add Review
Concordia Bank & Trust Company	0.65%	$10,000	-	Learn More Add Review
Home Bank, National Association	0.65%	$10,000	-	Learn More Add Review
South Louisiana Bank	0.65%	$100,000	-	Learn More Add Review
Bank of St. Francisville	0.60%	$10,000	-	Learn More Add Review
Jonesboro State Bank	0.60%	$10,000	-	Learn More Add Review
Homeland Federal Savings Bank	0.60%	$10,000	-	Learn More Add Review
City Bank & Trust Co.	0.60%	$10,000	-	Learn More Add Review
Sicily Island State Bank	0.60%	$10,000	-	Learn More Add Review
Basile State Bank	0.60%	$10,000	-	Learn More Add Review
Bank of Sunset and Trust Company	0.60%	$10,000	-	Learn More Add Review
United Community Bank	0.60%	$10,000	-	Learn More Add Review
Investar Bank, National Association	0.60%	$10,000	-	Learn More Add Review
Fifth District Savings Bank	0.60%	$10,000	-	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
South Louisiana Bank	0.60%	$10,000	-	Learn More Add Review
Community Bank of Louisiana	0.55%	$100,000	-	Learn More Add Review
Bank of Winnfield & Trust Company	0.55%	$100,000	-	Learn More Add Review
Colfax Banking Company	0.55%	$10,000	-	Learn More Add Review
Liberty Bank and Trust Company	0.53%	$10,000	-	Learn More Add Review
Bank of Oak Ridge	0.50%	$10,000	-	Learn More Add Review
Bank of Winnfield & Trust Company	0.50%	$10,000	-	Learn More Add Review
American Bank & Trust Company	0.50%	$10,000	-	Learn More Add Review
Investar Bank, National Association	0.50%	$10,000	-	Learn More Add Review
Vermilion Bank & Trust Company	0.50%	$100,000	-	Learn More Add Review
State Bank & Trust Company	0.50%	$10,000	-	Learn More Add Review
Synergy Bank	0.50%	$10,000	-	Learn More Add Review
Home Federal Bank	0.40%	$10,000	-	Learn More Add Review
The Mer Rouge State Bank	0.40%	$10,000	-	Learn More Add Review
Gulf Coast Bank and Trust Company	0.40%	$10,000	-	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
Cottonport Bank	0.40%	$10,000	-	Learn More
Cindy Hayes \| Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More Reviews (1)
Vermilion Bank & Trust Company	0.40%	$10,000	-	Learn More Add Review
The First, A National Banking Association	0.40%	$10,000	-	Learn More Add Review
Gibsland Bank & Trust Company	0.38%	$100,000	-	Learn More Add Review
Sabine State Bank and Trust Company	0.35%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Company	0.25%	$10,000	-	Learn More Add Review
Origin Bank	0.25%	$10,000	-	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Progressive Bank	0.25%	$1,000	-	Learn More Add Review
Cross Keys Bank	0.20%	$2,500	-	Learn More Add Review
Community Bank of Louisiana	0.20%	$10,000	-	Learn More Add Review
Metairie Bank & Trust Company	0.20%	$10,000	-	Learn More Add Review
Gibsland Bank & Trust Company	0.12%	$10,000	-	Learn More Add Review
Anthem Bank & Trust	0.10%	$10,000	-	Learn More Add Review
Regions Bank	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2024

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Harahan, Louisiana CD Rates – 2-Year

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2024

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

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